National Life Group Insurance Review & Ratings (2023)

This National Life Group Insurance Review will cover National Life Group Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The National Life Group Insurance A.M. Best rating is A, and the National Life Group Insurance S&P Rating is A. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Feb 23, 2023Fact Checked

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Feb 23, 2023

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Company Details
Address: 1 National Life Drive
City: Montpelier
State: VT
ZIP Code: 05604
Phone Number: (802) 229-3333
Fax: (802) 229-9281
AM Best Rating: A
S&P Global Ratings: A
Moody's Rating: A2
Company Rating 5 (1 review)

National Life Group Insurance offers car insurance services to drivers in several states across the United States. If you’re looking for reliable and affordable car insurance, National Life Group Insurance is a company worth considering. Here are three reasons why:

  • National Life Group Insurance offers a variety of discounts for their car insurance customers, helping them save money on their premiums.
  • The company has a strong financial standing, which provides customers with peace of mind knowing their claims will be paid if needed.
  • National Life Group Insurance offers excellent customer service, ensuring that their clients are taken care of every step of the way.

National Life Group Insurance History

National Life Group Insurance was founded in 1848 and is headquartered in Montpelier, Vermont. Their mission is to help individuals, families, and businesses achieve th

National Life Group Insurance has a rich history dating back to 1848 when it was founded in Montpelier, Vermont. Originally known as the National Life and Limb Insurance Company, the company was established to provide coverage for injuries and death resulting from accidents during travel.

Over time, National Life Group Insurance expanded its product offerings to include life insurance, annuities, and retirement plans. Today, the company offers a wide range of insurance and financial products to individuals, families, and businesses, including car insurance.

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National Life Group Insurance Mission

The mission of National Life Group Insurance is to help their clients achieve financial security and meet their financial goals through a range of insurance and financial products. The company is committed to providing their customers with excellent service, innovative solutions, and strong financial stability.

National Life Group Insurance is known for its dedication to corporate social responsibility and making a positive impact in the communities they serve. The company has a long-standing tradition of giving back, and their philanthropic efforts include supporting local nonprofits, providing scholarships to students, and promoting diversity and inclusion in the workplace.

In addition to their commitment to social responsibility, National Life Group Insurance also prioritizes environmental sustainability. The company has implemented several initiatives to reduce their carbon footprint and promote energy efficiency, such as investing in renewable energy, reducing waste, and promoting sustainable transportation options for their employees.

Overall, National Life Group Insurance has a strong history of providing insurance and financial products to their clients, with a focus on social responsibility and sustainability. Their commitment to customer service and financial stability makes them a reputable choice for car insurance and other insurance needs.

National Life Group Insurance Products and Services

National Life Group Insurance offers a range of car insurance products and services to help drivers protect themselves and their vehicles. Here are some of the main products and services offered:

  • Liability coverage: Liability coverage is required in most states and covers damages that you may be legally responsible for if you cause an accident. National Life Group Insurance offers both bodily injury and property damage liability coverage.
  • Collision coverage: Collision coverage helps cover the cost of repairing or replacing your vehicle if it is damaged in a collision, regardless of who is at fault.
  • Comprehensive coverage: Comprehensive coverage helps cover the cost of repairing or replacing your vehicle if it is damaged by something other than a collision, such as theft, vandalism, or weather-related damage.
  • Personal injury protection (PIP): PIP coverage helps cover medical expenses, lost wages, and other related expenses if you or your passengers are injured in an accident.
  • Uninsured/Underinsured motorist coverage: Uninsured/underinsured motorist coverage helps cover the cost of damages if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
  • Roadside assistance: National Life Group Insurance offers roadside assistance, which can help with services such as towing, jump-starting a dead battery, changing a flat tire, or unlocking your car.
  • Rental reimbursement: Rental reimbursement coverage helps cover the cost of renting a car while your vehicle is being repaired or replaced after an accident.
  • Glass coverage: Glass coverage helps cover the cost of repairing or replacing your vehicle’s windows and windshield if they are damaged.

The cost of National Life Group Insurance’s car insurance products and services varies based on a number of factors, such as your age, driving record, location, and the type of coverage you need. National Life Group Insurance offers customizable coverage options to fit the unique needs of each customer.

Overall, National Life Group Insurance’s car insurance products and services provide a comprehensive range of coverage options to help protect drivers and their vehicles.

Cost of National Life Group Insurance

The cost of National Life Group Insurance’s car insurance products and services varies based on a number of factors, including:

  • Age and driving history: Younger drivers and those with a history of accidents or traffic violations may pay higher premiums.
  • Location: The cost of car insurance can vary depending on where you live. Areas with higher rates of car theft, vandalism, or accidents may have higher premiums.
  • Type of vehicle: The make and model of your car can impact your insurance premiums. More expensive or high-performance vehicles may have higher premiums.
  • Coverage options: The amount and type of coverage you choose can impact the cost of your insurance premiums. Additional coverage options, such as comprehensive or collision coverage, may increase your premiums.

To get a more accurate idea of the cost of National Life Group Insurance’s car insurance products and services, it’s best to get a quote directly from the company. You can do this online or by contacting a National Life Group Insurance agent. The company offers customizable coverage options to fit the unique needs and budgets of each customer.

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States Where National Life Group Insurance is Offered

National Life Group Insurance offers car insurance coverage in a select number of states. National Life Group Insurance company offers car insurance in the following states:

  • Connecticut
  • Maine
  • Massachusetts
  • New Hampshire
  • New York
  • Rhode Island
  • Vermont

It’s important to note that the availability of coverage options may vary by state, and not all coverage options may be available in every state where National Life Group Insurance operates. Additionally, the cost of coverage and discounts may also vary by state.

If you are interested in getting car insurance coverage from National Life Group Insurance, it’s best to check their website or contact an agent directly to find out if coverage is available in your state and to get a quote for your specific needs.

National Life Group Insurance Discounts

National Life Group Insurance offers several discounts to help customers save on their car insurance premiums. Here’s a more detailed breakdown of the discounts that are available:

  • Safe driver discount: If you have a clean driving record with no accidents or violations, you may qualify for this discount.
  • Multi-policy discount: If you have multiple insurance policies with National Life Group Insurance, such as car insurance and homeowners insurance, you may be eligible for a discount on your car insurance premiums.
  • Good student discount: Full-time students under the age of 25 who maintain good grades may be eligible for a discount on their car insurance premiums.
  • Anti-theft device discount: If your car is equipped with an anti-theft device, such as an alarm or a tracking system, you may be eligible for a discount.
  • Defensive driving course discount: Completing an approved defensive driving course may qualify you for a discount on your car insurance premiums.
  • Pay in full discount: If you pay your car insurance premiums in full, rather than in monthly installments, you may be eligible for a discount.
  • Low mileage discount: If you don’t drive your car very often, you may qualify for a low mileage discount.

These are just some of the discounts that are available from National Life Group Insurance. It’s important to note that not all discounts may be available in every state, and eligibility requirements may vary.

To find out more about the discounts that are available in your area, you can contact a National Life Group Insurance agent or visit their website.

National Life Group Insurance Customer Reviews:

National Life Group Insurance has received mixed reviews from customers. Here’s a summary of some of the feedback from customers:

Positive reviews:

  • Customers have praised the company’s customer service, noting that representatives are friendly and helpful.
  • Some customers have reported that the claims process is smooth and efficient.
  • Customers have appreciated the competitive pricing offered by National Life Group Insurance, noting that the company’s rates are often lower than those of competitors.

Negative reviews:

  • Some customers have reported issues with billing and payments, such as unexpected charges or difficulty making payments online.
  • Others have complained about the claims process, noting that it can be slow and frustrating.
  • A few customers have reported difficulty getting in touch with customer service representatives or receiving timely responses to their inquiries.

It’s important to note that reviews can be subjective and may not reflect every customer’s experience. It’s best to do your own research and ensure your specific needs are met. You can also speak with a National Life Group Insurance agent to get more information and help you make an informed decision.

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In Summary: National Life Group Insurance

National Life Group Insurance offers car insurance coverage in several states, with a focus on providing affordable and customizable insurance options to customers. The company has been in business for over 170 years and has a strong reputation for customer service, which is reflected in positive reviews from many customers.

National Life Group Insurance offers a variety of coverage options, including liability, collision, and comprehensive coverage, as well as several discounts to help customers save on their premiums.

Customers can qualify for discounts such as safe driver, multi-policy, good student, and anti-theft device discounts, among others. However, the cost of coverage and discounts may vary by state and individual circumstances, so it’s important to research and compare different insurance options to find the best fit for your needs.

Overall, National Life Group Insurance is a reliable and reputable car insurance provider that offers a range of products and services to meet the needs of their customers. With their strong financial standing, excellent customer service, and variety of discounts available, National Life Group Insurance is worth considering when shopping for car insurance.

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