Trinity Universal Insurance Company Review & Ratings (2023)

This Trinity Universal Insurance Company Review will cover Trinity Universal Insurance Company ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Trinity Universal Insurance Company A.M. Best rating is A-, and the Trinity Universal Insurance Company S&P Rating is A-. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Mar 8, 2023Fact Checked

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Mar 8, 2023

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Trinity Universal Insurance (TIG Countrywide Insurance) is a car insurance company that provides affordable and reliable coverage for drivers in several states. With a strong focus on customer satisfaction, TIG Countrywide Insurance offers a variety of products and services that cater to the needs of drivers.

In this review, we’ll delve into the company’s history and mission, its main products and services, the cost of those services, and the states where their services are offered. We’ll also look at the different types of discounts available to customers, customer reviews, and the strengths and weaknesses of the company.

Interesting Attributes of Trinity Universal Insurance:

  • Customizable insurance policies based on individual needs.
  • Competitive rates and a range of discounts available.
  • Efficient online quote and claims processes.

Car insurance is a crucial part of being a responsible driver. It provides financial protection against damages caused by accidents, theft, or natural disasters. However, choosing the right car insurance company can be a daunting task, with so many options available in the market.

One such company that has been gaining popularity is Trinity Universal Insurance, also known as TIG Countrywide Insurance. TIG Countrywide Insurance offers a range of car insurance products and services that cater to the needs of drivers across several states. In this review, we’ll take a closer look at the company’s history, mission, products, and services, as well as customer reviews, discounts, and more.

Trinity Universal Insurance History and Mission

Trinity Universal Insurance, also known as TIG Countrywide Insurance, was founded in 1986 in Dallas, Texas. The company started as a regional insurance provider but has since expanded its reach to become a nationally recognized insurance company.

TIG Countrywide Insurance offers a range of insurance products and services, including car insurance, that cater to the needs of drivers across several states. The mission of Trinity Universal Insurance is to provide affordable, reliable, and accessible insurance coverage to drivers across the country.

The company aims to achieve this mission by focusing on customer satisfaction and exceeding expectations. TIG Countrywide Insurance strives to build long-lasting relationships with its clients by providing excellent customer service, competitive rates, and a range of customizable insurance options.

The company believes that by understanding the needs of its customers, it can provide insurance solutions that are tailored to their unique circumstances. With a strong focus on customer satisfaction, TIG Countrywide Insurance continues to grow and expand its reach, offering its services to more drivers across the country.

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Types of Insurance Offered by Trinity Universal

Trinity Universal Insurance, also known as TIG Countrywide Insurance, offers a range of insurance products and services that cater to the needs of drivers. Here are the types of insurance offered by Trinity Universal Insurance:

  • Liability coverage: This is the most basic type of car insurance coverage required by law in most states. Liability coverage provides financial protection in case you cause an accident that results in injury or property damage to another person.
  • Collision coverage: This type of coverage protects you against damages to your car caused by a collision with another vehicle or object. Collision coverage pays for the repairs or replacement of your car, up to the policy limits.
  • Comprehensive coverage: This coverage protects you against damages caused by non-collision incidents, such as theft, vandalism, or natural disasters. Comprehensive coverage pays for the repairs or replacement of your car, up to the policy limits.
  • Personal injury protection (PIP): This coverage provides medical expenses and lost wages for you and your passengers in case of an accident, regardless of who is at fault. PIP coverage is required in some states and optional in others.
  • Uninsured/Underinsured motorist coverage: This type of coverage protects you against damages caused by another driver who does not have enough insurance to cover the damages. Uninsured/Underinsured Motorist Coverage includes bodily injury and property damage coverage, depending on the state.

The Cost of Coverage With Trinity Universal Insurance

The cost of coverage with Trinity Universal Insurance, also known as TIG Countrywide Insurance, varies depending on several factors, including the type of coverage you need, your driving history, the type of car you drive, and the state you live in. Here are some of the factors that affect the cost of coverage with Trinity Universal Insurance:

  • Type of coverage: The cost of coverage with Trinity Universal Insurance depends on the type of coverage you need. Liability coverage is generally the most affordable, while comprehensive coverage is the most expensive.
  • Driving history: Your driving history, including accidents and traffic violations, can affect the cost of your car insurance coverage. If you have a clean driving record, you may qualify for lower rates.
  • Type of car: The type of car you drive can also affect the cost of your car insurance coverage. Sports cars and luxury cars are generally more expensive to insure than economy cars and family sedans.
  • State of residence: The cost of car insurance coverage varies by state, with some states having higher insurance rates than others.

Areas Where Trinity Universal Insurance is Offered

Trinity Universal Insurance, also known as TIG Countrywide Insurance, offers car insurance coverage in several states across the United States. While the company offers coverage in 21 states, there are several major states where it is offered. These include:

  • Texas: Trinity Universal Insurance is based in Texas and offers coverage throughout the state. It is one of the largest providers of car insurance in the state and offers customizable coverage options to meet the needs of Texas drivers.
  • Illinois: Trinity Universal Insurance offers car insurance coverage in Illinois, a state with a high population and many drivers. The company offers affordable rates and customizable coverage options that allow drivers to choose the coverage that meets their needs.
  • Ohio: Trinity Universal Insurance is also available in Ohio, a state with over 11 million residents. The company offers competitive rates and a range of coverage options, including liability, collision, and comprehensive coverage.
  • Georgia: Trinity Universal Insurance offers car insurance coverage in Georgia, a state with a growing population and a high number of drivers. The company’s customizable coverage options and competitive rates make it a popular choice for Georgia drivers.
  • Nevada: Trinity Universal Insurance also offers coverage in Nevada, a state known for its desert landscapes and famous tourist destinations. The company’s coverage options include liability, collision, and comprehensive coverage, as well as discounts for safe driving.

These major states are just a few of the many states where Trinity Universal Insurance is offered. If you are interested in finding out which states Trinity Universal Insurance, also known as TIG Countrywide Insurance, offers car insurance coverage in, here are the four steps you can follow:

  1. Visit the Trinity Universal insurance website: You can start by visiting the official website of Trinity Universal Insurance. The website provides information about the company’s history, mission, and the products and services it offers.
  2. Look for the “Coverage” or “Products” section: On the Trinity Universal Insurance website, look for the section that provides information about the company’s coverage options. This may be listed under “Coverage,” “Products,” or “Services.” Click on this section to learn more about the types of coverage offered by the company.
  3. Check the coverage map: Many insurance companies, including Trinity Universal Insurance, provide a coverage map that shows the states where coverage is offered. Look for a map or list of states where the company provides car insurance coverage. You can also check if the company offers coverage in your state by entering your ZIP code or state of residence on the website.
  4. Contact a licensed insurance agent: If you are still unsure whether Trinity Universal Insurance offers coverage in your state, you can contact a licensed insurance agent. The company’s website provides contact information for agents who can assist you with your insurance needs.

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Discounts Available From Trinity Universal Insurance

Trinity Universal Insurance, also known as TIG Countrywide Insurance, offers several discounts to help drivers save money on their car insurance premiums. These discounts are designed to reward safe driving habits, good student performance, and other factors that can reduce the risk of accidents and claims. Here are some of the discounts available from Trinity Universal Insurance:

  • Safe driving discount: Trinity Universal Insurance offers a safe driving discount to drivers who maintain a clean driving record with no accidents, tickets, or other violations. This discount can help drivers save up to 10% on their premiums.
  • Multi-car discount: If you insure multiple vehicles with Trinity Universal Insurance, you may be eligible for a multi-car discount. This discount can help you save money on your premiums and simplify your insurance management.
  • Good student discount: Students who maintain good grades in school may be eligible for a good student discount from Trinity Universal Insurance. This discount can help you save up to 10% on your premiums.
  • Defensive driving course discount: Drivers who complete a defensive driving course may be eligible for a discount on their car insurance premiums. Trinity Universal Insurance offers this discount to drivers who complete an approved course.
  • Anti-theft device discount: If you have an anti-theft device installed in your vehicle, you may be eligible for a discount on your premiums from Trinity Universal Insurance. This discount can help you save money and protect your vehicle from theft.

Customer Reviews of Trinity Universal Insurance

Trinity Universal Insurance, also known as TIG Countrywide Insurance, has received a mix of positive and negative reviews from customers. Here is an overview of what customers are reporting as the company’s strengths and weaknesses:

Strengths:

  • Competitive rates: Many customers report that Trinity Universal Insurance offers competitive rates and good value for their coverage.
  • Customizable coverage options: The company offers a range of coverage options that can be tailored to meet individual drivers’ needs.
  • Good customer service: Some customers report positive experiences with the company’s customer service, citing helpful and responsive representatives.

Weaknesses:

  • Claims process can be slow: Some customers have reported frustration with the claims process, citing long wait times and slow resolution of claims.
  • Difficulty canceling policies: A few customers have reported difficulty canceling their policies or dealing with unexpected charges after canceling.
  • Limited availability: Trinity Universal Insurance is only available in a limited number of states, which may make it difficult for some customers to access their coverage.

In Review: Trinity Universal Insurance

Trinity Universal Insurance, also known as TIG Countrywide Insurance, is a car insurance company that has been providing coverage for drivers for over 30 years.

The company’s mission is to provide high-quality insurance products and services that meet the unique needs of individual drivers. Trinity Universal Insurance offers a range of coverage options, including liability, collision, and comprehensive coverage, as well as discounts for safe driving, good grades, and other factors.

The company is available in select states across the country and has received mixed reviews from customers. While some customers praise the company’s competitive rates and customizable coverage options, others have reported frustration with the claims process and limited availability.

Overall, Trinity Universal Insurance may be a good choice for drivers looking for affordable and customizable car insurance coverage, but it is important to carefully review policy details and customer reviews before making a decision.

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