How to Get the Most from Progressive’s Snapshot Discount
Discover the power of Progressive's Snapshot Discount: a game-changer in auto insurance. Learn how this program can revolutionize your savings. Find out how to make the most of it by implementing smart driving habits, understanding the data collected, and leveraging the benefits. Take control of your insurance premiums and unlock a world of potential savings with Progressive's Snapshot Discount.
UPDATED: May 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Laura Walker
Former Licensed Agent
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...
Former Licensed Agent
UPDATED: May 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: May 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
UPDATED: May 26, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Welcome to our comprehensive guide on “How to Get the Most from Progressive’s Snapshot Discount” and unlock substantial savings on your car insurance. We will delve into key topics such as understanding the Snapshot program, maximizing your discount potential, and optimizing your driving habits to ensure significant reductions in your premiums.
By implementing the strategies outlined here, you can take full advantage of Progressive’s innovative telematics-based system and reap the benefits of lower insurance costs. Don’t miss out on this opportunity; enter your zip code below and compare rates from the best insurance providers in your area to start saving today!
Here’s how the Snapshot program works:
You enroll with Progressive and then a device is sent to your location. You plug the device into the diagnostics port of your car according to the instructions provided, and then drive the car normally for a month.
The Snapshot device sends data back to the insurance company regularly and you can monitor the results of your Snapshot device by logging into your insurance account.
To get the most out of the Snapshot discount, it will be important to monitor the number of miles you drive during the snapshot recording. If you must drive a lot of miles, especially if you use the vehicle for reasons that it would not normally be used, such as a trip out of state for a funeral, the Snapshot for your account is going to reflect a greater number of miles traveled.
Your premiums will not increase based on the results of the Snapshot, but you could save money if the results are favorable.
After driving normally with the Snapshot device installed for a month, you can elect to keep using the Snapshot program or go back to the old method of calculating your premiums.
For some people, Snapshot may not be able to create a savings to make it worth having, but others could see a major reduction in the cost of their premiums by becoming enrolled in the Snapshot program.
There are also other ways to get cheaper auto insurance that you should keep in mind as you experience different events in your life.
Frequently Asked Questions
What is Progressive’s Snapshot discount?
Progressive’s Snapshot discount is a usage-based insurance program that offers drivers the opportunity to earn discounts on their insurance premiums based on their driving habits.
How does Snapshot work?
Snapshot uses a device that plugs into your car’s OBD-II port or a mobile app to track your driving habits. The device or app collects data on things like how often you drive, how fast you drive, and how hard you brake. Progressive uses this data to determine if you’re eligible for a discount on your insurance premiums.
How do I enroll in Snapshot?
Enrolling in Snapshot is easy. You can sign up online, by phone, or through your insurance agent. Once you’ve enrolled, Progressive will send you a device to plug into your car’s OBD-II port or provide instructions for downloading the mobile app.
Will Snapshot increase my insurance rates if I’m a bad driver?
No, Snapshot will not increase your insurance rates if you’re a bad driver. However, if the data collected by the device or app shows that you’re a high-risk driver, you may not be eligible for a discount.
How much can I save with Snapshot?
The amount you can save with Snapshot varies depending on your driving habits. Progressive claims that drivers who use Snapshot save an average of $145 per year on their insurance premiums.
How can I get the most from Snapshot?
To get the most from Snapshot, you should:
- Drive safely and avoid hard braking and accelerating
- Drive during safe hours, such as during the day and in good weather
- Drive fewer miles, if possible
- Review your driving data regularly to see where you can improve
What happens if I don’t want to use Snapshot anymore?
If you no longer want to use Snapshot, you can return the device or delete the mobile app. However, if you’ve already earned a discount based on your driving data, that discount will continue to apply to your insurance premiums until your policy renews.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Laura Walker
Former Licensed Agent
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...
Former Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.