Travelers IntelliDrive Review: Pros, Cons, & Alternatives

This Travelers IntelliDrive Review: Pros, Cons, & Alternatives review will cover Travelers IntelliDrive Review: Pros, Cons, & Alternatives ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. To compare insurance rates from the best companies in your locale, enter your ZIP code below.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Feb 22, 2021

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The Rundown

  • Using Travelers IntelliDrive can save you up to 30 percent.
  • Your rates may go up if the data shows you are a risky driver.
  • IntelliDrive uses only an app, so no device is needed for your car.

In this Travelers IntelliDrive review, we go over all you need to know to sign up for usage-based car insurance that can save you money by tracking your safe driving habits.

All of the best insurance companies offer usage-based car insurance programs, but Travelers will increase your rates if your data shows you are a reckless driver.

That’s why it’s important to shop around for affordable car insurance and consider all possible options if you wish to take advantage of usage-based car insurance programs. Enter your ZIP code now to compare quotes from car insurance companies in your area.

How does Travelers IntelliDrive work?

Telematics has been in use for nearly a decade, and the technology is getting more and more precise. Travelers IntelliDrive runs on your smartphone for 90 days and then your discount is applied for the rest of your policy.

All policyholders are eligible. Use your Travelers insurance login to find out if IntelliDrive is available in your state.

Travelers IntelliDrive monitors your driving habits that are most important to be safe on the roads.

  • It makes sure you are following the speed limits
  • It takes notes on when you drive, day or night
  • It records your rate of acceleration and braking
  • It observes how often and for how long you use your smartphone

You get a score and turn-by-turn report for each trip. If you use your phone while your vehicle is moving, your score will go down.

This may sound unfair, but Travelers is doing their part to prevent distracted driving.

In fact, the Centers for Disease Control and Prevention (CDC) estimates that more than 2,800 individuals were killed in 2018 and almost 400,000 were injured by distracted driving.

Driving safely not only saves lives but also saves you money. Even teens can use Intellidrive, and parents can see their reports.

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Is Travelers IntelliDrive worth it?

It’s great that technology has advanced so much that we can help save lives and get rewarded for safe driving. However, there are downsides to Travelers IntelliDrive.

The app is always running in the background, so your phone battery will drain quickly or your data usage will increase.

But if you get an unlimited data plan and keep a charger in your car, you could save money on your car insurance rates and become more aware of how safe of a driver you really are.

Who should use Travelers IntelliDrive?

Usage-based car insurance isn’t right for everyone.

It’s the perfect program for those who work from home, have a very short commute to work, and do most of their driving during the day.

However, if you work third shift, have a long commute, or live in a busy city with lots of traffic, IntelliDrive may not be best for you.

Travelers IntelliDrive can decrease (or increase) your car insurance rates, so to find the most affordable car insurance, regardless of your choice whether or not to take advantage of usage-based car insurance, enter your ZIP code now to compare car insurance quotes from multiple companies.

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