Travelers IntelliDrive Review: Pros, Cons, & Alternatives

Welcome to our comprehensive article on Travelers IntelliDrive, the innovative usage-based car insurance program. In this article, we will delve into the features, pros, and cons, providing you with a detailed review. This article explores how Travelers IntelliDrive utilizes telematics to track driving patterns and calculate personalized premiums based on factors such as speed, acceleration, braking, mileage, and time of day.

Additionally, we will discuss the benefits of safe driving behaviors, real-time feedback, and how IntelliDrive can help lower insurance costs while enhancing road safety. To find the best insurance provider for your needs, simply enter your zip code below and compare rates from top companies nearby. Take the first step towards a more tailored and cost-effective car insurance experience.

How does Travelers IntelliDrive work?

Telematics has been in use for nearly a decade, and the technology is getting more and more precise. Travelers IntelliDrive runs on your smartphone for 90 days and then your discount is applied for the rest of your policy.

All policyholders are eligible. Use your Travelers insurance login to find out if IntelliDrive is available in your state.

Travelers IntelliDrive monitors your driving habits that are most important to be safe on the roads.

• It makes sure you are following the speed limits
• It takes notes on when you drive, day or night
• It records your rate of acceleration and braking
• It observes how often and for how long you use your smartphone

You get a score and turn-by-turn report for each trip. If you use your phone while your vehicle is moving, your score will go down.

This may sound unfair, but Travelers is doing their part to prevent distracted driving.

In fact, the Centers for Disease Control and Prevention (CDC) estimates that more than 2,800 individuals were killed in 2018 and almost 400,000 were injured by distracted driving.

Driving safely not only saves lives but also saves you money. Even teens can use Intellidrive, and parents can see their reports.

Is Travelers IntelliDrive worth it?

It’s great that technology has advanced so much that we can help save lives and get rewarded for safe driving. However, there are downsides to Travelers IntelliDrive.

The app is always running in the background, so your phone battery will drain quickly or your data usage will increase.

But if you get an unlimited data plan and keep a charger in your car, you could save money on your car insurance rates and become more aware of how safe of a driver you really are.

Who should use Travelers IntelliDrive?

Usage-based car insurance isn’t right for everyone.

It’s the perfect program for those who work from home, have a very short commute to work, and do most of their driving during the day.

However, if you work third shift, have a long commute, or live in a busy city with lots of traffic, IntelliDrive may not be best for you.

Travelers IntelliDrive can decrease (or increase) your car insurance rates, so to find the most affordable car insurance, regardless of your choice whether or not to take advantage of usage-based car insurance, enter your ZIP code now to compare car insurance quotes from multiple companies.