Cheapest Car Insurance for 23-Year-Old Drivers in 2024 (Save With These 10 Companies!)
Get the cheapest car insurance for 23-year-olds from top providers like USAA, American Family, and State Farm. Our top pick, USAA, is around $60/mo for 23-year-olds, but it's exclusive to military families. Discover the cheapest full coverage for young and new drivers below.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
UPDATED: Sep 12, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 12, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for 23-Year-Old
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for 23-Year-Old
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for 23-Year-Old
A.M. Best Rating
Complaint Level
Pros & Cons
With USAA, 23-year-olds pay $175 monthly for full coverage car insurance and $60 for minimum coverage. However, you can find the cheapest full coverage car insurance for 23-year-olds and young drivers by comparing costs from the best insurance companies.
Our Top 10 Company Picks: Cheapest Car Insurance for 23-Year-Old Drivers
Company | Rank | Monthly Rates | Usage-Based Discount | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | $60 | 30% | Military Savings | USAA | |
#2 | $70 | 30% | Cheap Rates | American Family | |
#3 | $70 | 30% | High-Risk Savings | State Farm | |
#4 | $72 | 25% | Many Discounts | Geico | |
#5 | $75 | 40% | Usage Discount | Nationwide | |
#6 | $80 | 30% | Student Savings | Travelers | |
#7 | $80 | 40% | Pay-Per-Mile Savings | Allstate | |
#8 | $85 | 30% | Bundling Policies | Farmers | |
#9 | $85 | 30% | Alumni Discount | Liberty Mutual | |
#10 | $90 | 30% | Online Convenience | Progressive |
Below, we’ll overview the cheapest car insurance for 23-year-olds, how much car insurance is for 23-year-olds per month, and the best car insurance coverage for new drivers. Enter your ZIP code above to start comparing free car insurance quotes for 23-year-old drivers today.
- USAA is our top pick for the cheapest 23-year-old car insurance
- 23-year-old drivers pay around $206 monthly for full coverage auto insurance
- Compare cost and discounts to find the best insurance for 23-year-olds
#1 – USAA: Cheapest for Military Families
Pros
- Cheap Rates: You’ll find the cheapest overall rates for 23-year-old drivers with USAA. Read more in our USAA home and car insurance review.
- Good Financial and Customer Service: USAA has an A+ rating from A.M. Best and a low complaint score. So, 23-year-olds concerned about customer service and financial security should consider USAA.
- One-Stop-Shop for Insurance: You can bundle various other insurance products that 23-year-old drivers may need to maximize savings. USAA also offers home, renters, life, vision, motorcycle, RV, and dental insurance.
Cons
- Limited Eligibility: USAA’s auto insurance coverage is only available to 23-year-olds who served in the military or have a spouse or parent who did.
- Membership Required for Quote: You must have an active USAA membership to get a car insurance quote from the company.
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#2 – American Family: Cheapest for All 23-Year-Olds
Pros
- Cheapest for All 23-Year-Olds: While USAA offers the cheapest 23-year-old rates, you can only get coverage if you’re a military member, veteran, or family member of one. So, American Family offers the cheapest rates to all 23-year-old drivers. (Read More: American Family Insurance Car Insurance Review & Ratings)
- Few Complaints: You can also rest assured that American Family has excellent customer service, since it has a low complaint score from the National Association of Insurance Commissioners (NAIC). The average complaint score is 1.00, and American Family has a 0.42.
- Good BBB Rating: American Family has an A rating from the Better Business Bureau.
Cons
- Not Available in All States: You can only get American Family in 19 states, including Arizona, Colorado, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oregon, South Dakota, Utah, Washington, and Wisconsin.
- Doesn’t Have the Highest Financial Rating: American Family has an A rating from A.M. Best, while State Farm and USAA tout an A+ rating.
#3 – State Farm: Various Discount Options
Pros
- Various Discounts: State Farm offers various discounts young adults may be eligible for, such as its good driver, good student, and Steer Clear program. You could also consider State Farm Drive Safe and Save to get lower 23-year-old car insurance rates for safe driving. (Read More: State Farm Drive Safe and Save Insurance Review & Ratings)
- Good High-Risk Rates: Compared to American Family, you’ll find cheaper high-risk car insurance rates for 23-year-olds with State Farm. You might need high-risk coverage if you have several DUIs, accidents, or tickets. Learn about the company’s cheap high-risk insurance premiums in our State Farm car insurance review.
- Great Financial Ratings: State Farm touts an A++ rating from A.M. Best, meaning it has the financial ability to pay out its claims.
Cons
- No Gap Insurance: 23-year-old drivers with new cars might want to consider coverage elsewhere since State Farm doesn’t offer gap insurance.
- Discounts Vary: With State Farm, discount eligiblity, availability, and amounts vary by state.
#4 – Geico: Cheapest for All Young Drivers
Pros
- Cheap for All Young Drivers: While American Family and State Farm offer affordable rates for all 23-year-olds, you’ll find the lowest cost for drivers ranging from 16 to 25 from Geico. (Read More: Geico vs. State Farm Car Insurance)
- Long Discount List: Geico has one of the longest list of car insurance discounts of any competitor. 23-year-old drivers could save even more with Geico’s good student, good driver, alumni association, and student organization discounts.
- Great Online Tools: Geico offers convenient online and mobile policy management for 23-year-olds with busy schedules.
Cons
- No Gap or Rideshare Insurance: Geico doesn’t offer gap or rideshare insurance. So, 23-year-olds who own a financed car or use their vehicle for a rideshare company might find that Geico isn’t their best fit.
- Few Local Agents: You won’t find many local agents for personalized customer service at Geico.
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#5 – Nationwide: Excellent Usage-Based Savings
Pros
- Largest Usage-Based Discount: Nationwide SmartRide has the largest usage-based insurance discount of all the companies in our ranking, topping 40%. So, 23-year-olds who drive safe should consider Nationwide. See how you can save big in our Nationwide SmartRide review.
- Vanishing Deductible: Nationwide’s vanishing deductible program awards you with $100 off your deductible each year you drive safe, which could benefit good 23-year-old drivers.
- Good Financial and Customer Service: Nationwide has an A+ from the Better Business Bureau and an A+ from A.M. Best.
Cons
- Not Available Nationwide: Despite its name, you can’t get a Nationwide auto insurance policy in Alaska, Hawaii, Louisiana, or Massachusetts.
- Poor Claims Satisfaction: Nationwide has a below-average J.D. Power claims satisfaction score.
Read More: Nationwide Insurance Review & Ratings
#6 – Travelers: Many Unique Coverages
Pros
- Various Discounts: 23-year-old drivers could save with Travelers car insurance discounts for multiple policies, multiple cars, new cars, safe drivers, hybrid/electric cars, good students, students away at school, and driver education courses.
- Few Complaints: Travelers has a 0.31 complaint index from the NAIC, while the national average is 1.00. So, the company receives fewer complaints than average. (Learn More: Travelers Insurance Review & Ratings)
- Many Coverages: With Travelers, 23-year-olds can buy new car replacement, gap insurance, and rideshare insurance.
Cons
- Expensive With Poor Credit: Travelers has higher rates than State Farm, USAA, and American Family for 23-year-olds with poor credit. So, the company may not be the best fit for you if your credit score is low. You can also get cheap insurance for 23-year-olds with the Travelers IntelliDrive car insurance discount.
- Low Customer Satisfaction: Travelers had low customer satisfaction compared to competitors, according to a 2023 study from J.D. Power.
#7 – Allstate: Best Pay-Per-Mile Program
Pros
- Best Pay-Per-Mile Program: Allstate Milewise, the company’s pay-per-mile insurance program, charges you based on how many miles you drive. So, 23-year-olds who don’t commute frequently or work from home should consider Milewise. Read more in our Allstate Milewise review.
- Many Coverages and Benefits: Every six month, Allstate policyholders receive a safe driving bonus. You can also buy new car replacement, accident forgiveness, and rideshare coverages. (Learn More: Allstate Insurance Review & Ratings)
- Claim Satisfaction Guarantee: You can get a credit for up to six months on your premium if you’re not happy with how Allstate handled your claim.
Cons
- Expensive DUI Rates: Allstate has some of the highest rates for 23-year-old drivers with a DUI, averaging $290 monthly for full coverage.
- Low J.D. Power Score: Allstate ranked low in the 2023 J.D. Power Auto Insurance Study.
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#8 – Farmers: Policy Customization
Pros
- Good Bundling Discounts: Farmers has some of the best discounts for bundling policies such as auto, home, renters, or RV. (Read More: Farmers Car Insurance Review & Ratings)
- Policy Customization: For young adults seeking add-ons or other coverages, Farmers allows you to shape your policy the way you want by offering new car replacement, accident forgiveness, loss of use, customized equipment coverage, rideshare insurance, and much more.
- Extensive Agency Network: 23-year-olds who want to work with a Farmers agent can likely find an in-person officer in their area.
Cons
- Not Available Everywhere: You can’t get a Farmers policy in Alaska, Delaware, Hawaii, Maine, New Hampshire, Rhode Island, Vermont, and West Virginia.
- Not the Cheapest: Other auto insurance companies with better financial ratings have lower rates than Farmers.
#9 – Liberty Mutual: Various Discounts
Pros
- Great Discounts: Liberty Mutual has a long list of discounts that could benefit 23-year-olds: RightTrack, good student, student away at school, online purchase, college alumni, and paperless policy. (Read More: Liberty Mutual Review & Ratings)
- 24/7 Claims Assistance: 23-year-olds who maintain late hours can file a claim or check on its status 24/7 with Liberty Mutual.
- Available in All 50 States: You can get Liberty Mutual coverage everywhere in the United States, including the District of Columbia.
Cons
- Expensive for Most Drivers: Liberty Mutual is one of the most expensive companies for various driver types and 23-year-olds.
- High Complaint Index: Liberty Mutual has a 3.09 complaint index score from the NAIC, three times higher than average.
#10 – Progressive: Name Your Price Tool
Pros
- Snapshot Program: With Progressive Snapshot, 23-year-olds who drive safe can lower their car insurance premiums by up to 30%. See how you could save with the program in our Progressive Snapshot review.
- Name Your Price Tool: This program allows 23-year-old drivers to tell the tool how much they’re willing to pay for insurance. Then, the tool allows you to adjust coverages, providing you with a range of options that align with your budget.
- Mobile App: Progressive has a sophisticated mobile app for policy management and paying premiums.
Cons
- Most Expensive for 23-Year-Olds: Of all companies in our ranking, Progressive is the most expensive company for 23-year-old drivers. (Read More: Progressive Car Insurance Review & Ratings)
- Potential Rate Increases: You could see higher rates if you get involved in an accident with Progressive.
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How 23-Year-Olds Can Get Discounts to Save on Car Insurance
When searching for the cheapest car insurance for a 23-year-old driver, it’s crucial to explore the best car insurance discounts and savings opportunities. Many insurance companies offer discounts catered to young and new drivers.
Dani Best Licensed Insurance Producer State Farm
Read More:
- Best Drivers Education Car Insurance Discounts
- Safety Features Car Insurance Discount
- Good Driver Car Insurance Discount
- Good Student Car Insurance Discount
Exploring these options can help you secure the most affordable car insurance policy for 23-year-old drivers.
Bundle Insurance Policies to Maximize Savings on Car Insurance for 23-Year-Olds
Bundling car and home insurance discounts alongside other policies can be a game-changer in finding affordable car insurance at age 23. By bundling policies under the same insurer, you simplify your insurance management and enjoy significant savings. This approach allows 23-year-old drivers to take advantage of the best multi policy car insurance discounts, making car insurance more affordable without compromising coverage.
Factors That Impact Car Insurance Rates for 23-Year-Old and New Drivers
Insurance companies consider several factors when setting car insurance rates for 23-year-old drivers. Since 23-year-olds are inexperienced drivers compared to other ages, they get charged higher premiums. Check out this table to compare rates for 23-year-olds from the top car insurance companies:
Car Insurance Monthly Rates for 23-Year-Olds by Coverage Level
Insurance Company Full Coverage Minimum Coverage
Allstate $210 $80
American Family $190 $70
Farmers $215 $85
Geico $180 $72
Liberty Mutual $220 $85
Nationwide $200 $75
Progressive $230 $90
State Farm $195 $70
Travelers $210 $80
USAA $175 $60
As you can see, USAA offers the cheapest 23-year-old insurance rates, starting at $60 monthly, but only drivers in military families qualify for coverage.
However, other factors also contribute to insurance rates, including driving record, vehicle type, and location. It’s essential to understand how these factors impact insurance rates for 23-year-olds and what to do to minimize the impact.
How a Good Credit Score Can Lower Car Insurance Rates for 23-Year-Old Drivers
Your credit score can have a significant impact on your car insurance premiums, even as a 23-year-old driver. Insurance companies often use credit scores to assess the riskiness of insuring an individual. Check out the table below to see how much 23-year-old drivers pay for car insurance based on credit:
Car Insurance Monthly Rates for 23-Year-Olds by Credit Rating
Insurance Company Poor Credit Fair Credit Good Credit
Allstate $220 $185 $160
American Family $210 $180 $150
Farmers $230 $190 $165
Geico $200 $170 $145
Liberty Mutual $235 $200 $170
Nationwide $215 $185 $155
Progressive $225 $190 $160
State Farm $205 $175 $150
Travelers $220 $180 $155
USAA $190 $160 $140
Understanding how your credit score impacts car insurance is essential to building a good score and lowering rates. Achieve good credit by paying debts on time, keeping low credit utilization, and avoiding unnecessary credit inquiries. Maintaining good credit shows insurers a policyholder is financially responsible, so it’s a great way for 23-year-olds to lower car insurance rates.
How Deductible Amount Affects 23-Year-Old Car Insurance Rates
Choosing the right deductible for your car insurance as a 23-year-old is an important decision that affects your premium and out-of-pocket costs. A deductible is the amount you must pay before your insurance coverage kicks in. Check out how much 23-year-old drivers might pay for auto insurance by deductible amount:
Car Insurance Monthly Rates for 23-Year-Olds by Deductible Amount
Insurance Company $250 Deductible $500 Deductible $1,000 Deductible
Allstate $195 $175 $155
American Family $190 $170 $150
Farmers $200 $180 $160
Geico $185 $165 $145
Liberty Mutual $205 $185 $165
Nationwide $192 $172 $152
Progressive $198 $178 $158
State Farm $187 $167 $147
Travelers $194 $174 $154
USAA $180 $160 $140
As you can see, raising your deductible lowers premiums for 23-year-old drivers but results in higher out-of-pocket costs after an accident. When deciding on a deductible, consider your financial situation and how much you can pay if an accident occurs. Finding the right balance between deductible amount and monthly rates is critical to finding the best insurance for 23-year-olds.
Get the Best Insurance for 23-Year-Olds With a Good Driving Record
Your driving record also impacts car insurance rates for 23-year-olds, as insurance companies use it to evaluate your risk as a driver. Of course, if you have a history of DUIs, tickets, or accidents, insurers may view you as higher risk. On the other hand, a clean driving record can lead to lower insurance rates.
Check out the table below to compare car insurance rates for 23-year-olds by driving record:
Car Insurance Monthly Rates for 23-Year-Olds by Driving Record
Insurance Company Clean Record One Accident One DUI One Ticket
Allstate $160 $205 $290 $185
American Family $155 $200 $280 $180
Farmers $165 $210 $295 $190
Geico $150 $195 $275 $175
Liberty Mutual $170 $215 $300 $195
Nationwide $157 $202 $282 $182
Progressive $163 $208 $288 $188
State Farm $152 $197 $277 $177
Travelers $162 $207 $287 $187
USAA $145 $190 $270 $170
As you can see, maintaining a safe driving record is essential for 23-year-old drivers to lower their auto insurance premiums and stay safe on the road.
How Age Affects Car Insurance Premiums for 23-Year-Old Drivers
Age significantly impacts car insurance rates for 23-year-old drivers since insurers consider them more prone to accidents and risky behavior due to driving inexperience. Therefore, rates for 23-year-olds tend to be higher than older drivers.
Check out the table below to compare average monthly car insurance rates for 23-year-olds vs. other age groups:
Car Insurance Average Rates for 23-Year-Olds vs. Other Age Groups
Age Group Monthly Rates
16-19 $310
20-23 $190
24-29 $165
30-39 $150
40-49 $140
50-59 $130
60-69 $135
70+ $145
As you can see, insurance companies begin to lower car insurance rates once you turn 25.
How Maintaining Continuous Coverage Impacts Auto Insurance Rates for 23-Year-Olds
Maintaining continuous car insurance coverage is critical for young drivers, including 23-year-olds. Letting your insurance coverage lapse can have serious consequences, including higher premiums, legal issues, and the need for high-risk car insurance.
Take a look at the table below to see how much high-risk coverage for 23-year-olds costs vs. standard insurance:
Car Insurance Monthly Rates for 23-Year-Olds: High-Risk vs. Standard Coverage
Insurance Company High Risk Standard
Allstate $310 $210
American Family $290 $190
Farmers $325 $215
Geico $280 $180
Liberty Mutual $330 $220
Nationwide $300 $200
Progressive $340 $230
State Farm $285 $195
Travelers $310 $210
USAA $265 $175
Insurance companies view continuous coverage as a positive factor, as it demonstrates responsibility and lowers the risk of uninsured accidents. Can you insure a car that is not in your name? Even if you’re not currently driving or don’t own a vehicle, 23-year-old drivers should consider maintaining non-owner car insurance to ensure continuous coverage and protect themselves if they borrow or rent a car.
How Location Affects 23-Year-Old Car Insurance Rates
Where you live impacts your auto insurance premiums, since each state has different levels of risk. Check out the map below to compare car insurance rates for 23-year-old drivers by state:
Read More: How does the insurance company determine my premium?
Different Car Insurance Coverage Types 23-Year-Olds Should Know About
When searching for the best car insurance options for 23-year-olds, it’s crucial to consider factors such as coverage limits, deductibles, cost, and coverage needs. For example, if you have an older car that isn’t worth much, you could likely opt for minimum coverage, which only covers others’ property damage and bodily injuries. However, if you a newer or more expensive car, full coverage, including collision and comprehensive car insurance, may be necessary for better protection.
Here are some other auto insurance coverages 23-year-olds should consider:
- Personal Injury Protection/Medical Payments: Since young driver are more prone to accidents, they should consider personal injury protection (PIP) insurance or medical payments coverage to help pay for injuries after an accident.
- Roadside Assistance: Roadside assistance coverage is a great option for young drivers away at school who might not have extensive knowledge of vehicle maintenance.
- Gap Insurance: Many young drivers lease or finances vehicles. So, gap insurance helps 23-year-old drivers pay the difference between what they owe and their car’s value after an accident. Read more to find the best car insurance for gap insurance.
Always consider your coverage needs and compare costs to find the best insurance for 23-year-olds.
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Tips on How to Lower Auto Insurance Rates for 23-Year-Old Drivers
While car insurance rates for 23-year-olds may be higher than those of older drivers, several strategies can help you lower your premiums. One effective way is to maintain a clean driving record by avoiding traffic violations and accidents. Some companies also use telematics programs to monitor driving habits and rewards lower rates to safe drivers, which could be a good option for 23-year-old drivers.
Additionally, some insurers offer discounts for installing safety features in your vehicle or using telematics devices that track your driving habits. For example, American Family’s KnowYourDrive program is a great way for 23-year-old drivers to save on auto insurance. So, get a quote from American Family Insurance to see if their coverage is right for you.
23-year-old drivers can also consider taking defensive driving courses, which insurance companies often reward with discounts. Another way to save money is by bundling your car insurance with other policies such as renter’s insurance or homeowner’s insurance to get significant savings.
Shop Around for Affordable 23-Year-Old Car Insurance to Find the Best and Cheapest Rates
Shopping around for the best car insurance is vital for everyone, but it’s particularly crucial for 23-year-olds. USAA offers the cheapest car insurance for 23-year-old drivers, averaging $60 monthly for minimum coverage, but only military members, veterans, and their families qualify for coverage. So, 23-year-olds should get a USAA insurance quote online if they’re eligible.
However, insurance quotes for 23-year-old drivers varies for many reasons. So, it’s essential to compare quotes from various providers to find the best insurance for 23-year-olds. Enter your ZIP code below to get started today on finding the cheapest car insurance for 23-year-old drivers.
Frequently Asked Questions
What is the best insurance for a 23-year-old?
You can get the cheapest car insurance for 23-year-old drivers from USAA, American Family, and State Farm.
What factors affect the cost of car insurance for 23-year-old drivers?
The cost of car insurance for 23-year-old drivers can be influenced by several factors including the driver’s gender, driving record, location, type of car, and coverage options.
Read More: How does the insurance company determine my premium?
How can 23-year-old drivers navigate the complexities of auto insurance?
As a young adult driver, navigating the complexities of car insurance can feel overwhelming. However, by understanding the factors that determine your rates, considering different policy options, and exploring available discounts, you can make informed decisions.
Remember, car insurance isn’t just about finding the cheapest option; it’s about finding reliable coverage that protects you and your financial well-being in the event of an accident or other unforeseen circumstances.
What are some common mistakes to avoid when purchasing car insurance at 23?
One mistake 23-year-old drivers shopping for auto insurance should avoid is focusing on price and disregarding an insurer’s coverage or customer service. Additionally, failing to shop around and compare quotes can result in missed opportunities for savings.
It’s also crucial to provide accurate information when obtaining quotes, as any discrepancies can lead to issues in the future. Being aware of these common mistakes will help you make better choices and find the cheapest car insurance for 23-year-olds.
Will my insurance go down when I turn 23?
While you mostly hear about car insurance decreasing at 25, you’ll see the most significant reduction in your early 20s. Learn more about when drivers in their 20s can expect to get cheaper rates in our guide that answers the question, “What age do you get cheaper car insurance?“
At what age is car insurance cheapest?
Generally, auto insurance is cheaper for drivers in their 50s and 60s than for 23-year-old drivers due to driving experience.
At what age is car insurance most expensive?
Teen drivers pay the highest rates for car insurance, averaging $310 monthly.
Which gender pays more for car insurance?
While gender-based pricing varies by state, men usually pay higher auto insurance rates than females due to higher accident rates.
Why is my first-time insurance so expensive?
First-time insurance, particularly for 23-year-olds, can be expensive because insurers perceive new drivers as high risk because they lack driving history.
Does car insurance automatically go down at 25?
While your auto insurance rates continue to fall when you turn 25, it’s not an automatic rule.
Are there any discounts available for 23-year-old drivers to get cheaper car insurance?
Yes, there are often discounts available for 23-year-old drivers to help reduce the cost of car insurance. Some common discounts include good student insurance discounts, safe driver discounts, and multi-policy discounts.
Can 23-year-old drivers be added to their parents’ car insurance policy?
Yes, in many cases, 23-year-old drivers can be added to their parents’ car insurance policy as an additional driver. This can sometimes lead to lower premiums as the policy may already have discounts or a history of good driving.
Is it possible for 23-year-old drivers to find cheap car insurance without compromising coverage?
Yes, it is possible for 23-year-old drivers to find cheap car insurance without compromising coverage. Shopping around for quotes from different insurance companies, comparing coverage options, and utilizing available discounts can help in finding affordable insurance while maintaining adequate coverage.
Enter your ZIP code into our free quote comparison tool below to instantly compare rates from the cheapest providers in your area.
What are some tips for 23-year-old drivers to lower their car insurance premiums?
To lower car insurance premiums, 23-year-old drivers can consider maintaining a clean driving record, choosing a car with lower insurance costs, increasing deductibles, bundling policies, and taking advantage of available discounts.
In addition, defensive driving courses can lower your car insurance rates.
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Travis Thompson
Licensed Insurance Agent
Travis Thompson has been a licensed insurance agent for nearly five years. After obtaining his life and health insurance licenses, he began working for Symmetry Financial Group as a State Licensed Field Underwriter. In this position, he learned the coverage options and limits surrounding mortgage protection. He advised clients on the coverage needed to protect them in the event of a death, critica...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.