American Modern

This American Modern review will cover American Modern ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The American Modern A.M. Best rating is A+. To compare insurance rates from the best companies in your locale, enter your ZIP code below.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Mar 23, 2022

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Company Details
Address: 7000 Midland Boulevard
City: Amelia
State: OH
ZIP Code: 45102
Phone Number: (513) 943-7200
Fax: (513) 943-7201
Website: amig.com
AM Best Rating: A+

This American Modern review will cover American Modern home insurance reviews and ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The American Modern A.M. Best rating is A+. To compare insurance rates from the best companies in your locale, enter your ZIP code below.

Are you looking to purchase insurance from American Modern?

Founded in 1949, American Modern is a specialty insurance company that offers various types of homeowners insurance or home insurance products and auto insurance coverage for both an individual and a commercial establishment. They also provide specialized products at an affordable price for debt cancellation, the manufactured housing insurance sector, rental property plans, collector car coverage, flood insurance, and more.

Currently, it is one of the top 100 companies for global revenue. If you’re wondering how good the service and insurance policy coverage really is, we’re here to help. Below are some of the reviews and ratings of real American Modern insurance policyholders.

Reviews
for American Modern Insurance Group

2.40 (98 reviews)
1
February 17, 2022

David_contreras

9 months of looking at my classic car wrecked.

I'm so frustrated with this company. I don't know what else to do.DO NOT Purchase ANY KIND OF Insurance From THESE PEOPLE.I had an accident 9 people 9 months ago.. Apparently they sent me a check that someone else received and that's it They tell me the Bank is reviewing the claim and have no answers for me.I cant contact the bank because Im a third party and cant give me answers.So Im [REDACTED WORD] out of luck with everybody. Meanwhile my clas...
I'm so frustrated with this company. I don't know what else to do.DO NOT Purchase ANY KIND OF Insurance From THESE PEOPLE.I had an accident 9 people 9 months ago.. Apparently they sent me a check that someone else received and that's it They tell me the Bank is reviewing the claim and have no answers for me.I cant contact the bank because Im a third party and cant give me answers.So Im [REDACTED WORD] out of luck with everybody. Meanwhile my classic car is in my garage wrecked with no hope in sight. Its ridiculous.Ive contacted everybody for months with no answers.Im going to have to contact a lawyer before my policy expires.
1
June 15, 2020

dissatisfiedcustomer

What is wrong with you guys?

I have insurance for classic cars (antiques) . Changing vehicles is an absolute nose bleed. Run around. Hours on the phone. No-one is in charge. no-one can do it. This should not be so hard. Not sure if it is Ameriprise (the agent) or American Modern, the insurance (?) Get bounced from one to the other... "thank you for your continued patience"... In queues, on hold... "The next associate will help you" ... or not (?) What a disorganized sys...
I have insurance for classic cars (antiques) . Changing vehicles is an absolute nose bleed. Run around. Hours on the phone. No-one is in charge. no-one can do it. This should not be so hard. Not sure if it is Ameriprise (the agent) or American Modern, the insurance (?) Get bounced from one to the other... "thank you for your continued patience"... In queues, on hold... "The next associate will help you" ... or not (?) What a disorganized system or company ...
1
April 13, 2020

smpottinger

I do not recommend this company! VERY SHADY

Be VERY careful of this company! Originally they provided be with a competitive rate. I paid a year in advance. After one year with zero claims, they doubled my rate with zero exlination. When I contacted them to ask why, they simply said "no reason - that's the new rate". I can not in good conscience recommend this company for this unethical tactic. It should have been a clue to me when they needed the entire policy paid in full before they woul...
Be VERY careful of this company! Originally they provided be with a competitive rate. I paid a year in advance. After one year with zero claims, they doubled my rate with zero exlination. When I contacted them to ask why, they simply said "no reason - that's the new rate". I can not in good conscience recommend this company for this unethical tactic. It should have been a clue to me when they needed the entire policy paid in full before they would offer any coverage.
5
August 10, 2018

Zapz

Interesting monthly rates. Good service. Friendly agents.

American Modern Insurance is easy and fast. They always answer phone calls and the agents are quite friendly. They offered me great rates for the first year. One time I was broken down on the road and they send help right away.
5
May 6, 2018

jennygirl44

Yesyes

This is a wonderful company to have insurance with. I like all the help that they give. All my questions were answered.
5
September 29, 2017

MikeM

Hassle Free and Fast Settlement

I recently had to file a claim for damage to my collector Corvette. I was on a road trip and had too close an encounter on the Blue Water Bridge with a SUV. The other vehicle was not damaged and no one was hurt but my Corvette had a "skinned nose". I filed the claim online. The next day, I was called and spoke to the adjuster. He asked me some questions and for some documentation. I answered all his questions and satisfied the documentation...
I recently had to file a claim for damage to my collector Corvette. I was on a road trip and had too close an encounter on the Blue Water Bridge with a SUV. The other vehicle was not damaged and no one was hurt but my Corvette had a "skinned nose". I filed the claim online. The next day, I was called and spoke to the adjuster. He asked me some questions and for some documentation. I answered all his questions and satisfied the documentation requirements. In less than a week, I had my check!
3.5
August 14, 2017

Danixturtles

An average company

My car is well insured but sometimes you have to hassle for what you want. They sometimes have excuses as to why they can't accept something or late payments but other than that it's a good company.
3
July 9, 2017

xxluvforeverxx

An Ight Company

Was not great, but ight. Customer Service is average. Nothing special. Would not recommend this to others
5
June 1, 2017

cnew19741

Great

took care of me when i needed them. and made the whole process that much easier for my family and i .
1.5
March 17, 2017

Clearsurance-user

Scammer insurance

I think my insurance company is ripping me off. I have not had any accidents or tickets ever. Yet, my premium was raised due to drivers around me. I am looking for a new company
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