Country Financial Insurance Review & Ratings (2023)

Company Details

Address: 1701 N. Towanda Avenue

City: Bloomington

State: IL

ZIP Code: 61702

Phone Number: (309) 821-3000

Fax: (309) 821-3538

Website: countryfinancial.com

AM Best Rating: A+

4.13 (441 reviews)

Looking for a reliable and affordable insurance company? Look no further than Country Financial Insurance. With a rich history dating back to 1925 and a mission to provide financial security and peace of mind, this company offers a wide range of products and services at competitive prices.

Read on for a comprehensive review of all things Country Financial, including the company’s history, products and services, discounts, customer reviews, and more.

Highlights:

• Rich history dating back to 1925
• Wide range of products and services
• Competitive pricing and discounts

When it comes to choosing the right insurance company for your needs, it’s important to consider a variety of factors, including cost, coverage, customer reviews, and more. Country Financial Insurance is a company that offers all of these benefits and more.

With a rich history dating back to 1925, this company has been providing financial security and peace of mind to families and businesses for nearly a century. Read on for a comprehensive review of all things Country Financial, including the company’s history, products and services, discounts, customer reviews, and more.

Country Financial Insurance History and Mission

Country Financial Insurance is a financial services company that was founded in 1925 by a group of Illinois farmers. The company was established with the mission of serving the insurance needs of rural communities and providing financial security and peace of mind to families and businesses.

Over the years, Country Financial has grown and expanded its services to 17 states across the United States, offering a wide range of financial products and services to its customers. The mission of Country Financial is to provide excellent service and financial stability to its customers, ensuring that they are protected and secure no matter what life may bring.

The company is committed to helping its customers achieve their financial goals and providing them with the tools and resources they need to make informed decisions about their financial futures. Whether you are in need of auto insurance, homeowners insurance, life insurance, business insurance, retirement planning services, or investment advice, Country Financial has the experience and expertise to help.

Today, Country Financial is one of the largest and most respected financial services companies in the United States, with a reputation for providing high-quality products and services at competitive prices. The company is dedicated to serving its customers and making a positive difference in their lives, and has earned a reputation for being a trusted and reliable partner for all of their insurance and financial needs.

Coverage Available From Country Financial Insurance

Country Financial Insurance offers a comprehensive range of insurance and financial products and services designed to meet the needs of individuals, families, and businesses. The main products and services offered by the company include:

• Auto insurance: Country Financial offers a range of auto insurance coverage options, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage. Customers can customize their auto insurance coverage to meet their individual needs and budget.
• Homeowners insurance: Country Financial offers homeowners insurance policies that provide protection for your home, personal property, and liability. Customers can choose from a variety of coverage options, including standard homeowners coverage, rental property insurance, and flood insurance.
• Life insurance: Country Financial offers life insurance policies that provide financial protection and peace of mind for you and your family in the event of your death. The company offers a variety of life insurance products, including term life insurance, whole life insurance, and universal life insurance.
• Business insurance: Country Financial offers a range of business insurance products, including general liability insurance, property insurance, and workers’ compensation insurance. The company can help you protect your business and ensure that you have the coverage you need to stay in operation and succeed.
• Retirement planning services: Country Financial offers a range of retirement planning services, including IRAs, annuities, and 401(k) plans. The company can help you plan for your retirement and ensure that you have the financial security and peace of mind you need in your golden years.
• Investment advice: Country Financial offers investment advice and a range of investment products, including mutual funds, stocks, bonds, and exchange-traded funds (ETFs). The company can help you build and manage your investment portfolio, ensuring that your money is working hard for you.

Country Financial’s services are available in 17 states across the United States, including Arizona, Illinois, Indiana, Iowa, Kansas, Minnesota, Missouri, Montana, Nebraska, North Dakota, Ohio, Oklahoma, South Dakota, Wisconsin, and Wyoming.

The cost of Country Financial’s products and services varies depending on the coverage you choose and the type of product or service you are interested in. The company offers competitive pricing and flexible payment options to help you get the coverage you need at a price you can afford.

States Where Country Financial Insurance is Available

Country Financial Insurance services are currently available in the following 17 states across the United States:

• Arizona
• Illinois
• Indiana
• Iowa
• Kansas
• Minnesota
• Missouri
• Montana
• Nebraska
• North Dakota
• Ohio
• Oklahoma
• South Dakota
• Wisconsin
• Wyoming

Country Financial is dedicated to serving the insurance and financial needs of its customers in these states, and has a long-standing reputation for providing high-quality products and services at competitive prices.

Whether you are in need of auto insurance, homeowners insurance, life insurance, business insurance, retirement planning services, or investment advice, Country Financial has the experience and expertise to help you get the coverage and support you need.

Discounts Offered by Country Financial Insurance

Country Financial Insurance offers a variety of discounts to its customers, allowing them to save money on their insurance coverage while still getting the protection they need.

Some of the discounts available through Country Financial include:

• Multi-policy discount: If you have multiple insurance policies with Country Financial, you may be eligible for a discount on your coverage. By bundling your insurance needs, you can save money and simplify your insurance coverage.
• Safe driver discount: If you have a good driving record, you may be eligible for a discount on your auto insurance coverage. Country Financial rewards safe drivers with lower insurance rates, so be sure to take advantage of this discount if you qualify.
• Home safety discount: If you have taken steps to improve the safety and security of your home, you may be eligible for a discount on your homeowner’s insurance coverage. Country Financial offers discounts for features like smoke detectors, burglar alarms, and fire extinguishers.
• Auto safety discount: If you drive a car with safety features like airbags, anti-lock brakes, and automatic seat belts, you may be eligible for a discount on your auto insurance coverage. Country Financial recognizes the value of safety and rewards customers who choose safe vehicles.
• Claims-free discount: If you have a history of being claims-free, you may be eligible for a discount on your insurance coverage. Country Financial rewards customers who have a good track record of responsible insurance usage.

Country Financial Insurance Cost

The cost of insurance coverage through Country Financial varies depending on several factors, including the type of insurance, the coverage limits, and the location of the policyholder. That being said, Country Financial is known for offering high-quality insurance products at competitive prices, making them an affordable option for many customers.

Some of the factors that can impact the cost of your insurance coverage through Country Financial include:

• Type of insurance: Different types of insurance, such as auto insurance, homeowners insurance, and life insurance, have different costs associated with them. The type of insurance you need will impact the overall cost of your coverage.
• Coverage limits: The amount of coverage you need will also impact the cost of your insurance. The higher your coverage limits, the higher your insurance premiums will be. However, having higher coverage limits can provide you with greater peace of mind and financial security.
• Location: The location where you live can impact the cost of your insurance coverage. Factors such as the cost of living, the local climate, and the rate of insurance claims in your area can all impact the cost of your insurance.
• Deductible: The deductible is the amount you agree to pay out of pocket before your insurance coverage kicks in. Choosing a higher deductible can lower your insurance premiums, but it also means you’ll be responsible for paying more out of pocket in the event of a claim.
• Driving record: Your driving record will impact the cost of your auto insurance coverage. If you have a good driving record, you may be eligible for lower insurance rates. On the other hand, if you have a history of accidents or traffic violations, your insurance premiums may be higher.

Country Financial Insurance Customer Reviews

Country Financial Insurance has a strong reputation among its customers, with many reporting positive experiences with the company. Here are some of the strengths and weaknesses of the company according to customer reviews:

Strengths:

• Excellent customer service: Many customers report that the customer service representatives at Country Financial are knowledgeable, friendly, and helpful. They say that the representatives are easy to reach and respond promptly to any questions or concerns they may have.
• Affordable rates: Customers frequently mention that the rates offered by Country Financial are very competitive, making it easy for them to find coverage that fits their budget.
• Wide range of products: Customers appreciate the wide range of insurance products offered by Country Financial, including auto insurance, homeowners insurance, life insurance, and more. They say that it’s easy to find the coverage they need to protect their assets.

Weaknesses:

• Limited availability: Some customers have mentioned that the insurance products offered by Country Financial are only available in certain states, so they are not an option for everyone.
• Claims processing: A few customers have reported that the claims processing process through Country Financial can be slow and difficult to navigate.

Despite these weaknesses, the majority of customer reviews for Country Financial are positive, with many customers praising the company for its excellent customer service and competitive rates.

Overall, Country Financial Insurance is a well-regarded insurance company that is known for its high-quality insurance products and excellent customer service.

Roundup: Country Financial Insurance

Country Financial Insurance is a well-respected insurance company that has been providing quality insurance products to customers for nearly 100 years. Offering a wide range of insurance options, including auto insurance, homeowners insurance, life insurance, and more,

Country Financial is a one-stop-shop for all your insurance needs. Their coverage is available in select states, and their competitive prices and excellent customer service make them a top choice for many customers.

According to customer reviews, the company is known for its friendly and knowledgeable representatives, as well as its affordability.

Although some customers have reported issues with the claims process, the majority of reviews are positive, making Country Financial a great option to consider when shopping for insurance.