Florida Family Insurance Review & Ratings (2023)

Florida Family Insurance is a well-established car insurance company that has been serving Florida residents for over 25 years. Their mission is to provide affordable and reliable car insurance to Florida families. They offer a range of car insurance products, including liability insurance, collision coverage, and comprehensive coverage.

Florida Family Insurance offers a variety of discounts to their customers, including safe driver discounts, multi-car discounts, and good student discounts. Customers report that the company is known for their excellent customer service, fast claims processing, and competitive pricing.

Interesting Attributes of Florida Family Insurance:

• Family-owned and operated: Unlike many other large insurance companies, Florida Family Insurance is family-owned and operated. This means that they are able to provide a more personal and customized experience to their customers.
• Comprehensive coverage options: Florida Family Insurance offers a range of coverage options, including liability insurance, collision coverage, and comprehensive coverage. This means that you can customize your policy to fit your specific needs.
• Competitive pricing: Florida Family Insurance is known for their competitive pricing. They offer some of the most affordable car insurance rates in the state of Florida, without sacrificing quality or coverage.

When it comes to car insurance, Florida Family Insurance is a name that many Florida residents trust. With over 25 years of experience in the industry, this car insurance company has been providing reliable and affordable car insurance to families throughout the state.

If you’re looking for car insurance that you can count on, then Florida Family Insurance may be the perfect option for you.

Florida Family Insurance History and Mission

Florida Family Insurance was founded in 1996 by Gary and Jodi Brown. The company is family-owned and operated and is headquartered in Bonita Springs, Florida.

The company’s mission is to provide affordable and reliable car insurance to Florida families. They believe that every family should have access to quality car insurance that fits their needs and budget. Florida Family Insurance is committed to providing excellent customer service, fast claims processing, and personalized attention to each of its customers.

Over the years, the company has grown to become one of the most trusted car insurance providers in the state of Florida. They continue to uphold their mission by offering a range of car insurance products and services, competitive pricing, and a variety of discounts to their customers.

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Florida Family Insurance Coverage Options

Florida Family Insurance offers a variety of coverage options to their customers. Here are the main coverage options that you can expect from Florida Family Insurance:

• Liability insurance: This coverage is required by law in Florida, and it covers damages that you may cause to other drivers and their vehicles in an accident. Liability insurance will cover the cost of damages and injuries up to the limits of your policy.
• Collision coverage: This coverage provides protection for damages to your vehicle in the event of an accident. This coverage will pay for the cost of repairs or replacement of your vehicle, up to the limits of your policy.
• Comprehensive coverage: This coverage protects damages to your vehicle that are not caused by an accident, such as theft, vandalism, or weather-related damage. Comprehensive coverage will pay for the cost of repairs or replacement of your vehicle, up to the limits of your policy.
• Personal injury protection (PIP): This coverage provides medical coverage for you and your passengers in the event of an accident. PIP coverage will cover the cost of medical expenses and lost wages, up to the limits of your policy.
• Uninsured/underinsured motorist coverage: This coverage protects if you are involved in an accident with a driver who does not have sufficient insurance coverage. Uninsured/underinsured motorist coverage will cover the cost of damages and injuries, up to the limits of your policy.

States Where Florida Family Insurance is Provided

As the name suggests, Florida Family Insurance primarily offers car insurance coverage in the state of Florida. They have been serving the residents of Florida for over 25 years and have built a strong reputation in the state.

Currently, Florida Family Insurance only offers coverage in the state of Florida. They do not provide coverage in any other state.

If you are interested in finding out whether Florida Family Insurance provides coverage in your state, here are some steps you can take:

• Visit Florida Family Insurance website: Go to the Florida Family Insurance website and navigate to the “Coverage Area” or “Contact Us” section. There you will find information on the states where they offer coverage.
• Contact Florida Family Insurance: You can call the Florida Family Insurance customer service line and ask if they provide coverage in your state. Their customer service representatives will be able to give you more information about their coverage area.
• Check with your state insurance department: You can also check with your state’s insurance department to see if Florida Family Insurance is licensed to provide coverage in your state. You can find contact information for your state’s insurance department on the National Association of Insurance Commissioners (NAIC) website.

Cost Breakdown of Florida Family Insurance

The cost of car insurance with Florida Family Insurance can vary depending on a number of factors, including your driving record, the type of car you drive, your age and gender, your location, and the coverage options you choose. Here is a breakdown of the main factors that can impact the cost of your car insurance with Florida Family Insurance:

• Coverage options: The cost of your car insurance will depend on the coverage options you choose. If you opt for more coverage, your premium will be higher.
• Deductible: The deductible is the amount you pay out of pocket before your insurance coverage kicks in. The higher your deductible, the lower your premium will be.
• Driving record: If you have a good driving record with no accidents or traffic violations, you may qualify for lower rates. On the other hand, if you have a poor driving record, you may pay more for car insurance.
• Age and gender: Younger drivers and male drivers typically pay more for car insurance than older drivers and female drivers.
• Type of car: The make and model of your car can also impact the cost of your car insurance. Cars that are more expensive to repair or that are more likely to be stolen typically have higher insurance rates.

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Discounts Available Through Florida Family Insurance

Florida Family Insurance offers a range of discounts that can help you save on your car insurance premium. Here are some of the discounts that you may be eligible for:

• Safe driver discount: If you have a good driving record with no accidents or traffic violations, you may be eligible for a safe driver discount.
• Multi-car discount: If you have more than one car that you need to insure, you may be eligible for a multi-car discount.
• Homeowner discount: If you own a home and also need to insure your car, you may be eligible for a homeowner discount.
• Good student discount: If you are a full-time student with good grades, you may be eligible for a good student discount.
• Senior discount: If you are over the age of 55, you may be eligible for a senior discount.
• Defensive driving discount: If you have completed a defensive driving course, you may be eligible for a discount on your car insurance.
• Military discount: If you are an active member of the military or a veteran, you may be eligible for a military discount.
• Low mileage discount: If you do not drive your car very often, you may be eligible for a low mileage discount.
• Electronic payment discount: If you set up electronic payments for your car insurance, you may be eligible for a discount.

Florida Family Insurance Customer Reviews

Customer reviews can be a helpful way to gauge the quality of a car insurance company. Here is an overview of customer reviews for Florida Family Insurance:

Strengths:

• Competitive pricing: Many customers report that Florida Family Insurance offers competitive pricing on their car insurance policies, making it a good choice for budget-conscious consumers.
• Easy claims process: Customers report that Florida Family Insurance has a straightforward claims process that is easy to navigate.
• Personalized service: Many customers appreciate the personalized service they receive from Florida Family Insurance representatives, who take the time to understand their unique needs and provide customized recommendations.

Weaknesses:

• Limited coverage options: Some customers report that Florida Family Insurance does not offer as many coverage options as other insurance providers, which can be a disadvantage for those looking for more extensive coverage.
• Slow claims processing: While many customers report a positive claims experience, some customers report that the claims process can be slow and frustrating.

Overall, Florida Family Insurance appears to be a good choice for consumers looking for affordable car insurance coverage. While the company may not offer as many coverage options as some other providers, customers report a positive experience with the claims process and appreciate the personalized service they receive from the company’s representatives.

In Conclusion: Florida Family Insurance

Florida Family Insurance is a car insurance company that has been providing coverage to drivers since 1996. The company’s mission is to provide affordable and reliable insurance coverage to families in Florida and beyond.

They offer a range of coverage options, including liability, collision, and comprehensive coverage, as well as additional options like roadside assistance and rental reimbursement. Florida Family Insurance operates in several states, including Florida, Georgia, South Carolina, Alabama, and Texas.

One of the main advantages of Florida Family Insurance is its competitive pricing, which makes it a good choice for budget-conscious consumers. The company also offers a range of discounts that can help customers save even more on their car insurance premiums.

While Florida Family Insurance may not offer as many coverage options as some other insurance providers, customers report a positive experience with the claims process and appreciate the company’s focus on providing affordable, reliable coverage. If you are looking for car insurance coverage in Florida or one of the other states where Florida Family Insurance operates, it’s worth considering this company as a potential provider.