North American Insurance Review & Ratings (2023)

North American Insurance is a trusted provider of car insurance in North America, offering a range of affordable and customizable policies. With a long history of excellence in customer service, the company provides drivers with peace of mind knowing that they are protected in case of an accident.

In this review, we will explore the company’s history and mission, its main products and services, the cost of those services, the states where they are offered, the different types of discounts available to customers, an overview of customer reviews, and the strengths and weaknesses of the company.

Interesting Attributes of North American Insurance:

• Provides affordable and customizable car insurance policies
• Offers a range of discounts to customers
• Has a long history of excellence in customer service

Car insurance is essential for every driver on the road, as accidents can happen at any time. North American Insurance is a reliable provider of car insurance in North America, offering drivers peace of mind knowing that they are protected in case of an accident.

We will explore the history and mission of the company, its main products and services, the cost of those services, the states where they are offered, the different types of discounts available to customers, an overview of customer reviews, and the strengths and weaknesses of the company.

North American Insurance History and Mission

North American Insurance has a long history of providing insurance solutions to customers across North America. The company was founded in 1890 and has since been committed to providing affordable and customizable insurance policies that meet the needs of their customers.

The company’s mission is to provide exceptional customer service and build lasting relationships with their clients. North American Insurance aims to make the insurance process as straightforward and stress-free as possible for their customers, from getting a quote to filing a claim.

Throughout the years, North American Insurance has evolved and adapted to meet the changing needs of their customers. However, their commitment to providing reliable and affordable insurance solutions has remained constant. The company continues to strive for excellence in customer service, innovation, and community involvement.

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Products and Services Offered by North American Insurance

North American Insurance offers a range of car insurance products and services to meet the needs of their customers. Here is an overview of the main products and services offered by the company:

• Liability coverage: Liability coverage is the most basic type of car insurance and is required by law in most states. It covers damages and injuries you may cause to others in an accident. North American Insurance offers liability coverage with customizable limits to suit the needs of their customers.
• Collision coverage: Collision coverage helps pay for damages to your car in case of an accident. North American Insurance offers collision coverage that covers the cost of repairs or replacement of your vehicle, up to the limits of your policy.
• Comprehensive coverage: Comprehensive coverage helps pay for damages to your car caused by events other than a collision, such as theft, vandalism, or weather damage. North American Insurance offers comprehensive coverage that covers the cost of repairs or replacement of your vehicle, up to the limits of your policy.
• Personal injury protection: Personal injury protection, or PIP, is a type of car insurance that covers medical expenses and lost wages if you or your passengers are injured in an accident, regardless of who is at fault. North American Insurance offers PIP coverage with customizable limits.
• Uninsured/Underinsured motorist coverage: Uninsured/underinsured motorist coverage helps protect you if you are in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover the damages. North American Insurance offers uninsured/underinsured motorist coverage with customizable limits.

How much does North American insurance cost?

The cost of North American Insurance policies varies based on a range of factors, including the type of coverage, the limits of the policy, the deductible, the make and model of the vehicle, and the driver’s age, gender, driving record, and location. Here are some general cost breakdowns for different types of coverage:

• Liability coverage: The cost of liability coverage from North American Insurance varies based on the state you live in, but it typically costs between $400 and $800 per year for a policy with $50,000/$100,000 in liability coverage.
• Collision coverage: The cost of collision coverage from North American Insurance also varies based on the state you live in, as well as the make and model of your vehicle. On average, collision coverage costs around $400 to $500 per year.
• Comprehensive coverage: The cost of comprehensive coverage from North American Insurance is also affected by the state you live in and the make and model of your vehicle. On average, comprehensive coverage costs around $200 to $300 per year.
• Personal injury protection: The cost of personal injury protection from North American Insurance depends on the amount of coverage you choose. On average, PIP coverage costs around $50 to $100 per year.
• Uninsured/Underinsured motorist coverage: The cost of uninsured/underinsured motorist coverage from North American Insurance also varies by state and by the amount of coverage you choose. On average, this coverage costs around $50 to $100 per year.

In what parts of the U.S. is North American insurance offered?

North American Insurance offers car insurance policies in several states across the United States. The company’s coverage area may vary depending on state regulations and the specific products and services offered in each location. Here are some of the major states where North American Insurance currently provides car insurance:

• California
• Florida
• Texas
• New York
• Illinois
• Pennsylvania
• Georgia
• Michigan
• Ohio
• North Carolina

If you’re interested in finding out whether North American Insurance offers car insurance in your state, here are the four steps you can take:

1. Visit North American insurance website: The first step is to visit the North American Insurance website. You can do this by typing “North American Insurance” into your web browser and clicking on the company’s official website.
2. Navigate to the car insurance section: Once you’re on the North American Insurance website, navigate to the section that discusses car insurance. This may be located under a menu item like “Insurance Products” or “Car Insurance”.
3. Look for a coverage map or list of states: Many car insurance companies will provide a map or list of states where they offer coverage. Look for a similar map or list on North American Insurance’s website. If you can’t find one, try looking for a page that discusses the company’s coverage area or eligibility requirements.
4. Contact a North American insurance agent: If you’re still unsure whether North American Insurance offers car insurance in your state, you can contact a licensed agent from the company. You can find contact information for North American Insurance agents on their website or by calling their customer service line.

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North American Insurance Discounts Available

North American Insurance offers several discounts to customers to help reduce the cost of car insurance. These discounts are available to both new and existing policyholders and can help you save money on your premium. Here are some of the discounts that North American Insurance offers:

• Safe driver discount: North American Insurance rewards safe drivers who maintain a clean driving record with a safe driver discount. If you have no accidents or traffic violations on your driving record, you may be eligible for this discount.
• Multi-policy discount: If you have multiple insurance policies with North American Insurance, such as home insurance or renters insurance, you may be eligible for a multi-policy discount. This discount can help you save money on your car insurance premium.
• Good student discount: If you’re a student and you maintain a high grade point average, you may be eligible for North American Insurance’s good student discount. This discount can help you save money on your car insurance premium.
• Vehicle safety discount: If your vehicle is equipped with certain safety features, such as anti-lock brakes, airbags, or an anti-theft system, you may be eligible for North American Insurance’s vehicle safety discount.
• Defensive driving discount: If you complete a defensive driving course, you may be eligible for North American Insurance’s defensive driving discount. This discount can help you save money on your car insurance premium.
• Pay-in-full discount: If you choose to pay your car insurance premium in full rather than making monthly payments, you may be eligible for North American Insurance’s pay in full discount.

Customer Reviews of North American Insurance

North American Insurance has received mixed reviews from customers, with some praising the company for their customer service and affordable rates, while others have reported issues with claims processing and billing. Here’s an overview of what customers have been saying about North American Insurance:

Strengths:

• Competitive rates: Many customers have reported that North American Insurance offers affordable rates for car insurance policies.
• Customer service: Several customers have praised North American Insurance’s customer service team for being helpful and responsive.
• Discounts: Customers have appreciated the variety of discounts offered by North American Insurance, which can help reduce the cost of their car insurance premiums.

Weaknesses:

• Claims processing: Some customers have reported delays and difficulties with filing and processing claims with North American Insurance.
• Billing issues: Several customers have reported issues with billing, including incorrect charges and difficulty making payments online.
• Limited coverage area: Some customers have noted that North American Insurance has a limited coverage area compared to other insurance companies.

Overall: North American Insurance

North American Insurance is a reputable car insurance company that has been in business for over 70 years. The company’s mission is to provide quality insurance products and services to customers across the United States.

North American Insurance offers a range of car insurance products and services, including liability coverage, collision coverage, and comprehensive coverage. The company’s rates are competitive and vary depending on factors such as your driving history, the type of car you drive, and your location.

Discounts are available to help reduce the cost of your premium, such as safe driver discounts, multi-policy discounts, and good student discounts. While North American Insurance has received praise for their customer service and affordable rates, some customers have reported issues with claims processing and billing.

The company’s coverage area is also limited compared to other insurance companies. Overall, North American Insurance is a solid option to consider for your car insurance needs, and it’s worth exploring their products and services further to see if they’re a good fit for you.