Sublimity Insurance Review & Ratings (2023)

Finding the right car insurance can be a daunting task, with so many options and providers to choose from. Sublimity Insurance is one such provider, with a rich history and reputation for providing quality products and services to its customers.

In this article, we’ll take a closer look at the company, its history and mission, the products and services it offers, and what customers have to say about their experiences with the company.

• Sublimity Insurance has been in business for over 125 years, which speaks to its experience and longevity in the insurance industry.
• The company is focused on providing personalized service to its customers, with a commitment to working closely with them to find the right coverage for their needs.
• Sublimity Insurance offers a range of discounts to help customers save money on their car insurance premiums.

If you’re in the market for car insurance, read on to find out if Sublimity Insurance might be a good fit for you.

History and Mission of Sublimity Insurance

Sublimity Insurance was founded in 1896 in Sublimity, Oregon, and has been providing insurance products and services to customers in select states ever since.

The company’s mission is to provide personalized service and quality insurance products to its customers, with a focus on building long-term relationships based on trust and mutual respect.

Over the years, Sublimity Insurance has grown and evolved, expanding its offerings and its reach. Today, the company is still headquartered in Sublimity, Oregon, and remains committed to its mission of providing personalized service and quality insurance products to its customers.

Sublimity Insurance has also maintained a strong focus on community involvement and giving back. The company supports a variety of local organizations and causes, including youth sports teams, food banks, and education initiatives.

In addition, Sublimity Insurance encourages its employees to get involved in their communities and offers a variety of volunteer opportunities and programs.

Coverage Options for Sublimity Insurance

Sublimity Insurance offers a range of car insurance products and services to its customers, including:

• Liability insurance: This type of insurance covers the cost of damage or injury that you may cause to others while driving. It includes Bodily Injury Liability (BIL) and Property Damage Liability (PDL).
• Collision coverage: This type of insurance covers the cost of damage to your vehicle if you are in an accident, regardless of who is at fault.
• Comprehensive coverage: This type of insurance covers the cost of damage to your vehicle that is not the result of a collision, such as theft, vandalism, or weather-related damage.
• Uninsured/Underinsured motorist coverage: This type of insurance protects if you are in an accident with a driver who does not have insurance or does not have enough insurance to cover the damages.
• Personal injury protection: This type of insurance covers medical expenses and lost wages for you and your passengers if you are injured in an accident.

It’s important to note that the availability and cost of these products and services, as well as the discounts, may vary depending on several factors, including your location, driving history, and the type and amount of coverage you need.

Cost of Sublimity Insurance

The cost of car insurance from Sublimity Insurance will depend on some factors, including the type and amount of coverage you need, the make and model of your vehicle, your driving record, and your location.

In general, car insurance premiums can vary widely from person to person, so it’s difficult to provide a specific estimate of what you might pay for coverage from Sublimity Insurance. However, you can get a quote online or by contacting a Sublimity Insurance agent directly.

When comparing car insurance quotes, it’s a good idea to get quotes from multiple providers to ensure that you’re getting the best possible coverage at the best possible price.

Be sure to compare apples-to-apples when looking at different quotes, and ask about any discounts or other ways you might be able to save money on your premiums.

Discounts Available With Sublimity Insurance

Sublimity Insurance offers a range of discounts to help customers save money on their car insurance premiums. Here are some of the most common discounts offered by the company:

• Good driver discount: If you have a clean driving record with no accidents or traffic violations, you may qualify for a good driver discount.
• Multi-car discount: If you insure more than one vehicle with Sublimity Insurance, you may qualify for a multi-car discount.
• Home and auto bundle discount: If you also have homeowners or renters insurance with Sublimity Insurance, you may qualify for a bundle discount.
• Safe driver discount: If you have completed a state-approved defensive driving course or have certain safety features installed in your vehicle, such as anti-lock brakes or airbags, you may qualify for a safe driver discount.
• Anti-theft device discount: If you have an anti-theft device installed in your vehicle, such as an alarm system or tracking device, you may qualify for an anti-theft device discount.
• Accident-free discount: If you have been accident-free for a certain period, you may qualify for an accident-free discount.
• Low mileage discount: If you drive fewer miles than the average driver, you may qualify for a low mileage discount.

It’s worth noting that the availability and amount of these discounts may vary depending on several factors, including your location, driving history, and the type and amount of coverage you need.

To find out which discounts you may be eligible for, you can contact a Sublimity Insurance agent or get a quote online.

States Where Sublimity Insurance Offers Coverage

Sublimity Insurance offers car insurance coverage in several states across the United States:

• Oregon
• Washington
• Idaho
• Nevada
• Utah

It’s worth noting that insurance companies may periodically update the states in which they offer coverage, so it’s always a good idea to check with the company directly or visit their website to confirm the states in which they currently offer coverage.

Additionally, coverage and pricing may vary by state, so it’s important to keep that in mind when researching insurance options.

Customer Reviews of Sublimity Insurance

Sublimity Insurance has generally received positive customer reviews, indicating that many customers are satisfied with the company’s coverage, customer service, and claims handling. Here’s a summary of some of the most common themes in customer reviews of Sublimity Insurance:

Pros:

• Customers appreciate the personalized service they receive from Sublimity Insurance agents.
• The company is known for providing competitive rates and a range of coverage options to meet customers’ needs.
• Customers generally report positive experiences with the claims process, citing fast and efficient claims handling and good communication throughout the process.
• The company has a reputation for being easy to work with and responsive to customer needs.

Cons:

• Some customers have reported difficulty getting in touch with the company or receiving timely responses to inquiries or claims.
• Some customers have reported experiencing billing issues, such as overcharging or being billed for coverage they did not request.

Overall, Sublimity Insurance appears to be a well-regarded insurance provider that offers a range of coverage options and provides good customer service.

As with any insurance company, it’s important to carefully review coverage options and pricing and to reach out to the company with any questions or concerns before deciding on your coverage.

In Summary: Sublimity Insurance

Sublimity Insurance appears to be a reputable and well-regarded car insurance company that offers a range of coverage options to meet customers’ needs.

The company has a history of providing personalized service and competitive rates, and customers generally report positive experiences with the claims process. Additionally, the company offers a variety of discounts that can help customers save money on their premiums.

While there have been some reports of customer service issues and billing problems, these appear to be relatively isolated incidents and do not seem to be indicative of larger issues with the company. Overall, Sublimity Insurance is a solid choice for drivers in the states where it operates.

As with any insurance company, it’s important to carefully review coverage options, pricing, and customer reviews before deciding on your coverage.