OneBeacon Insurance Review & Ratings (2023)
This OneBeacon Insurance Review will cover OneBeacon Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The OneBeacon Insurance A.M. Best rating is A. To compare insurance rates from the best companies in your area, enter your ZIP code below.
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
|
Written by
Chris Tepedino |
|
Reviewed by
Laura Walker
|
UPDATED: Mar 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
Choosing the right insurance company can be a daunting task. With so many options available, it can be difficult to know where to start.
OneBeacon Insurance is a specialty insurance company that offers a range of insurance products, including car insurance, to businesses and individuals.
- The company is known for its financial strength, having been rated A+ (Superior) by A.M. Best.
- OneBeacon Insurance offers a variety of discounts to its customers, including safe driver discounts and discounts for multiple policies.
In this review, we will take a closer look at OneBeacon Insurance, including its history, mission, products and services, discounts, and customer reviews.
History and Mission of OneBeacon Insurance
OneBeacon Insurance has a long and interesting history that dates back to 1831 when it was founded as The Employers Fire Insurance Company.
Over the years, the company underwent several name changes and mergers, including the acquisition by White Mountains Insurance Group in 2001, and ultimately became a subsidiary of Intact Financial Corporation in 2017.
Throughout its history, OneBeacon Insurance has remained committed to providing quality insurance products and services to its customers.
Today, the company’s mission is to be a leading provider of specialty insurance products and services, delivering superior value to its customers and creating a challenging and rewarding work environment for its employees.
The company is known for its financial strength, having been rated A+ (Superior) by A.M. Best, a global credit rating agency focused on the insurance industry.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Products and Services by OneBeacon Insurance
OneBeacon Insurance offers a range of insurance products and services to businesses and individuals, including car insurance. Here’s a closer look at some of the main products and services offered by the company:
- Business insurance: OneBeacon Insurance offers a variety of insurance products and services for businesses of all sizes and industries. These include property and casualty insurance, professional liability insurance, marine insurance, and more.
- Personal insurance: OneBeacon Insurance offers personal insurance products and services to individuals, homeowners insurance, and umbrella insurance.
- Specialty insurance: OneBeacon Insurance is known for its specialty insurance products and services, which are designed to meet the unique needs of businesses and individuals in specialized industries. These include insurance products for the entertainment industry, the healthcare industry, and the technology industry, among others.
- Surety bonds: OneBeacon Insurance offers a range of surety bond products and services, including contract bonds, commercial surety bonds, and fidelity bonds.
- Environmental insurance: OneBeacon Insurance offers a variety of environmental insurance products and services, including pollution liability insurance, contractor pollution liability insurance, and site pollution liability insurance.
- Group benefits: OneBeacon Insurance also offers group benefits products and services, including dental, vision, and life insurance.
It’s worth noting that OneBeacon Insurance’s policies are available in several states, including Arizona, Colorado, Connecticut, Georgia, Illinois, Indiana, Massachusetts, Michigan, Minnesota, Missouri, New Hampshire, New Jersey, New York, Ohio, Oregon, Pennsylvania, Rhode Island, Texas, and Vermont.
States Covered by OneBeacon Insurance
OneBeacon Insurance offers its insurance products and services in several states across the United States. Here is a list of the states where the company offers insurance policies:
- Arizona
- Colorado
- Connecticut
- Georgia
- Illinois
- Indiana
- Massachusetts
- Michigan
- Minnesota
- Missouri
- New Hampshire
- New Jersey
- New York
- Ohio
- Oregon
- Pennsylvania
- Rhode Island
- Texas
- Vermont
It’s worth noting that the availability of OneBeacon Insurance’s insurance products and services may vary by state and that the company may not offer all of its products and services in every state.
If you’re interested in purchasing insurance from OneBeacon Insurance, it’s a good idea to check with the company directly to see what products and services are available in your state.
Cost of OneBeacon Insurance
The cost of insurance from OneBeacon Insurance will vary depending on several factors, including the type of coverage you need, your age, your driving history, the make and model of your vehicle, and the state where you live.
It’s worth noting that OneBeacon Insurance is a specialty insurance provider, which means that its insurance products are often tailored to meet the specific needs of individual customers.
As a result, the cost of insurance from OneBeacon Insurance may be higher or lower than what you would pay for more general auto insurance coverage.
To get a better idea of what it might cost to purchase insurance from OneBeacon Insurance, you can request a quote from the company directly.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Discounts Offered by OneBeacon Insurance
OneBeacon Insurance offers a variety of discounts that can help customers save money on their insurance premiums. Here are some of the discounts that may be available:
- Safe driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a safe driver discount.
- Multi-car discount: If you insure more than one car with OneBeacon Insurance, you may be eligible for a multi-car discount.
- Good student discount: If you’re a student with good grades, you may be eligible for a good student discount.
- Homeowner discount: If you own a home, you may be eligible for a homeowner discount on your insurance.
- Anti-theft discount: If your vehicle has anti-theft features, such as an alarm or a tracking system, you may be eligible for an anti-theft discount.
- Bundling discount: If you bundle multiple insurance products together with OneBeacon Insurance, such as your car insurance and homeowners insurance, you may be eligible for a bundling discount.
- Group affinity discount: If you’re a member of a qualifying group or organization, you may be eligible for a group affinity discount.
It’s worth noting that the availability of discounts may vary by state and that not all customers will qualify for every discount. To learn more about the discounts that are available from OneBeacon Insurance and to see if you qualify, it’s a good idea to contact the company directly or visit its website.
Customer Feedback for OneBeacon Insurance
OneBeacon Insurance has received mixed reviews from customers. While some customers have reported positive experiences with the company, others have had complaints about the company’s customer service, claims to handle, and pricing. Here are some examples of customer reviews of OneBeacon Insurance:
Positive Reviews:
“I have been with OneBeacon Insurance for several years and have always been happy with their customer service. They are always willing to answer my questions and help me find the coverage that’s right for me.”
“I recently had to file a claim with OneBeacon Insurance and was impressed with how quickly and efficiently they handled my claim. They kept me informed throughout the process and made sure that everything was taken care of.”
Negative Reviews:
“I had a terrible experience with OneBeacon Insurance. Their customer service was terrible, and they were unresponsive when I tried to file a claim. I would not recommend this company to anyone.”
“OneBeacon Insurance is way overpriced compared to other insurance companies I’ve used. I feel like I’m paying more than I should for the coverage I’m getting.”
It’s worth noting that customer experiences with OneBeacon Insurance may vary depending on a variety of factors, including the customer’s individual needs and circumstances, as well as the specific OneBeacon Insurance products and services they have purchased.
If you’re considering purchasing insurance from OneBeacon Insurance, it’s a good idea to do your research and read reviews from multiple sources to get a better sense of the company’s reputation and track record.
Roundup: OneBeacon Insurance
In conclusion, OneBeacon Insurance is a reputable insurance company that offers a variety of coverage options and discounts to customers in select states across the United States.
While the cost of insurance with OneBeacon can vary depending on the customer’s individual circumstances, the company offers a range of discounts that can help customers save money on their premiums.
While the company has received mixed reviews from customers, overall, it has a solid reputation in the insurance industry and may be a good option for those seeking personalized insurance coverage and good customer service.
However, it’s always a good idea to compare quotes and read reviews from multiple sources before making a final decision on which insurance company to choose.