Secura Insurance Review & Ratings (2023)

If you are looking for a reliable car insurance company that offers a wide range of products and services, Secura Insurance might be the right choice for you.

In this article, we will provide you with a comprehensive review of Secura Insurance, including its history, mission, products, and services, as well as its costs and discounts. We will also take a look at customer reviews and highlight the company’s strengths and weaknesses. So, let’s get started!

Interesting Attributes of Secura Insurance:

• Personalized service and attention to customer needs.
• Wide range of coverage options, including liability, collision, and comprehensive.
• Affordable rates and generous discounts for eligible customers.

Secura Insurance is a car insurance company that has been providing quality coverage to drivers for over 115 years. Based in Wisconsin, the company has a long history of serving its customers with personalized service and attention to their individual needs.

Whether you are looking for liability, collision, or comprehensive coverage, Secura Insurance has a wide range of products and services to meet your needs. In this article, we will take a closer look at the company’s history, mission, products, and services, as well as its costs and discounts. We will also examine customer reviews to provide an objective assessment of the company’s strengths and weaknesses.

Secura Insurance History and Mission

Secura Insurance was founded in 1900 as the Mutual Auto Insurance Company of Wisconsin. The company’s mission at the time was to provide affordable auto insurance coverage to its policyholders in Wisconsin.

Over the years, the company has grown to become one of the leading providers of auto insurance in the Midwest, with a mission to provide affordable and reliable insurance coverage to its customers while maintaining the highest standards of service and integrity.

In 1930, the company changed its name to Security Insurance Company of Hartford, reflecting its growth and expansion beyond Wisconsin. Over the next several decades, the company continued to grow and expand, adding new products and services to its lineup and expanding its coverage area to include more states.

In 2002, the company changed its name again, this time to Secura Insurance. Today, Secura Insurance is a mutual company owned by its policyholders. The company’s mission remains focused on providing its customers with the highest quality insurance products and services while maintaining a strong commitment to its policyholders and the communities it serves.

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Coverage Available From Secura Insurance

Secura Insurance offers a range of coverage options to its customers, including:

• Liability coverage: Liability coverage protects you if you are found to be at fault for an accident. It covers the cost of damage to other people’s vehicles or property, as well as their medical expenses if they are injured in the accident.
• Collision coverage: Collision coverage pays for damage to your vehicle if you are involved in an accident with another vehicle or object, regardless of who is at fault.
• Comprehensive coverage: Comprehensive coverage pays for damage to your vehicle caused by something other than an accident, such as theft, vandalism, or a natural disaster.
• Personal injury protection (PIP): PIP coverage pays for medical expenses and lost wages if you or your passengers are injured in an accident, regardless of who is at fault.
• Underinsured/Uninsured motorist coverage: This coverage protects you if you are in an accident with a driver who doesn’t have enough insurance coverage to pay for the damages. It also covers you if you are in an accident with a driver who doesn’t have insurance at all.
• Roadside assistance: Secura Insurance offers roadside assistance as an add-on to your policy. This coverage includes services like towing, jump-starts, and lockout assistance.
• Rental car coverage: If your car is in the shop for repairs after an accident, Secura Insurance can provide rental car coverage to help you get around while your car is being fixed.
• Custom parts and equipment coverage: If you have customized your car with aftermarket parts and equipment, Secura Insurance offers coverage to protect those items in the event of a covered loss.

Cost of Secura Insurance

The cost of Secura Insurance policies can vary widely depending on a number of factors, including:

• Your driving record: If you have a history of accidents or traffic violations, you can expect to pay more for your insurance.
• Your age: Younger drivers tend to pay higher premiums than older drivers, as they are considered to be a higher risk.
• Your vehicle: The type of car you drive can also affect your insurance rates. Generally, more expensive or high-performance vehicles will cost more to insure than more affordable, practical vehicles.
• Your location: Where you live can also impact your insurance rates. Drivers in urban areas with higher rates of accidents and thefts may pay more than those in rural areas.
• Your coverage levels: The amount of coverage you choose for each type of coverage will also affect your rates. The more coverage you have, the higher your premiums will be.
• Discounts: Secura Insurance offers a range of discounts to help customers save on their premiums. Some of the discounts available include multi-policy discounts, safe driving discounts, and discounts for being a good student.

States Where Secura Insurance is Available

Secura Insurance is available in the following states:

• Arizona
• Colorado
• Illinois
• Indiana
• Iowa
• Kansas
• Kentucky
• Michigan
• Minnesota
• Missouri
• North Dakota
• Ohio
• Pennsylvania
• South Dakota
• Tennessee
• Wisconsin

Secura Insurance is licensed to sell insurance in these states, but the availability of specific coverage options and discounts may vary by state.

If you’re interested in finding out if Secura Insurance is available in your state, you can follow these five steps:

1. Go to the Secura Insurance website.
2. Click on the “Contact Us” link at the top of the page.
3. On the Contact Us page, scroll down to the “Regional Offices” section.
4. Look for the office that is closest to your state. The office location and phone number will be listed.
5. Call the office and ask if Secura Insurance is available in your state.

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Discounts Offered by Secura Insurance

Secura Insurance offers a range of discounts to help customers save on their premiums. Some of the most common discounts include:

• Multi-policy discount: If you have more than one type of insurance policy with Secura Insurance (such as auto and home), you may be eligible for a discount on both policies.
• Safe driver discount: If you have a good driving record with no accidents or violations, you may qualify for a safe driver discount.
• Good student discount: Students who maintain a high grade point average may be eligible for a discount on their auto insurance premiums.
• Anti-theft device discount: If your vehicle has an anti-theft device installed, you may be eligible for a discount on your insurance premiums.
• Passive restraint discount: If your car has automatic seat belts or airbags, you may qualify for a passive restraint discount.
• Accident-free discount: If you have been with Secura Insurance for a certain number of years without an accident, you may be eligible for an accident-free discount.
• Group discount: If you are a member of a qualifying group or organization, you may be eligible for a group discount on your insurance premiums.

Customer Reviews of Secura Insurance

Customer reviews of Secura Insurance are generally positive. Here is an overview of what customers are reporting as the company’s strengths and weaknesses:

Strengths:

• Good customer service: Many customers praise the company’s friendly and helpful customer service representatives.
• Competitive pricing: Customers report that Secura Insurance offers competitive rates compared to other insurance providers.
• Easy claims process: Several customers have mentioned that the claims process with Secura Insurance is quick and hassle-free.
• Financial stability: Secura Insurance has a strong financial rating, which gives customers peace of mind knowing that the company is financially stable.

Weaknesses:

• Limited availability: Some customers have reported difficulty finding Secura Insurance in their state or region.
• Limited online account management: While Secura Insurance does offer online account management tools, some customers have reported that the system is somewhat limited in its functionality.
• Average discounts: While Secura Insurance does offer a range of discounts, some customers have reported that the discounts offered are not as generous as those provided by other insurance companies.

Roundup: Secura Insurance

Secura Insurance is a Midwest-based insurance company that offers a range of insurance products, including auto, home, and business insurance. The company was founded in 1900 and has since grown to become one of the largest mutual insurance companies in the region.

Customers report that Secura Insurance offers competitive pricing, good customer service, and a hassle-free claims process. However, some customers have reported that the company’s discounts are not as generous as those offered by other insurance companies.

Secura Insurance is available in 16 states, including Arizona, Colorado, Illinois, Indiana, Iowa, Kansas, Kentucky, Michigan, Minnesota, Missouri, North Dakota, Ohio, Pennsylvania, South Dakota, Tennessee, and Wisconsin. The availability of specific coverage options and discounts may vary by state.

Customers can save money on their premiums by taking advantage of Secura Insurance’s various discounts, such as the multi-policy discount, safe driver discount, and good student discount. However, not all discounts are available in all states or for all types of policies.