Gabi Insurance Review & Ratings (2023)
Gabi Insurance is a trusted online brokerage that provides transparent reviews and easy comparisons for auto, home, renters, condo, umbrella, and life insurance. Their secure platform allows you to enter your information and receive personalized quotes from multiple insurance companies. With Gabi, you can compare rates, coverage options, and customer reviews all in one place.
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Laura Walker
Former Licensed Agent
Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...
Former Licensed Agent
UPDATED: May 24, 2023
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Looking for the best insurance rates? Look no further than Gabi Insurance. In this comprehensive article, we cover everything you need to know about Gabi Insurance, including its features, benefits, and how it can help you save money on auto, home, renters, condo, umbrella, and life insurance. Discover the power of transparent reviews, easy comparisons, and a secure platform that allows you to enter your zip code and receive personalized quotes from top insurance providers.
Don’t miss out on the opportunity to find the perfect coverage at the best price. Enter your zip code now and start comparing rates from the best insurance providers in your area.
After learning about affordable Gabi car insurance, compare quotes from the top providers in your region for free by entering your ZIP code into our free rate tool above.
What is Gabi?
You may have stumbled across Gabi insurance commercials while online or watching television. But what exactly is Gabi insurance?
This company is considered an online insurance broker or agent and is not an actual car insurance company.
Gabi does not underwrite policies, it does not offer any specific coverages, and it does not file or close out claims. If you visit the website or download the Gabi mobile app, you fill out a short form with your current insurance information. After that, you’ll receive quotes from the more than 40 insurance companies contracted to work with Gabi agents. Plus, Gabi is licensed in all 50 states.
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How exactly does Gabi make money? The company earns commission from the insurance company whenever a policy is sold. The payment comes from the insurers’ marketing budget, meaning there’s no upcharge to consumers who use Gabi to comparison shop.
Gabi guarantees it will always show you the cheapest policy option available to you. It also promises to never share or sell your information. The company also claims to never cold call or spam consumers.
Who owns Gabi insurance?
Experian acquired Gabi car insurance company in 2021 in a $320 million transaction.
Besides the website, Gabi also has a mobile app compatible with most Apple and Android devices. The app works exactly the same way as the website.
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How do you get Gabi car insurance quotes?
How do you compare Gabi car insurance quotes using the free tools on the company website and in the mobile app?
The process is very straightforward. Select the get started or sign up buttons on the website, and you’ll be asked to provide your current car insurance information. Gabi then pulls quotes from other companies with matching levels of coverage.
This streamlines the process and prevents you from spending too much time filling out form after form with personal information.
If you don’t have car insurance, you can still compare quotes on the Gabi website. First, however, you need to choose the coverage levels you’re interested in manually.
You can also work with a Gabi agent for assistance.
What are the average Gabi car insurance rates?
Can you actually save money on your car insurance by using a website like Gabi?
According to data on the company website, nearly 66% of users qualify for rate reductions when using Gabi. As a result, those consumers saved $961 annually on average.
Consider also comparing the quotes you receive from Gabi to the average cost of car insurance in the state where you live.
The table below compares the average annual car insurance expenditures by the state, as reported by the Insurance Information Institute (III).
| State | Average Annual Car Insurance Expenditures |
|---|---|
| Alabama | $904.56 |
| Alaska | $965.44 |
| Arizona | $1,046.40 |
| Arkansas | $898.89 |
| California | $1,034.05 |
| Colorado | $1,132.81 |
| Connecticut | $1,216.55 |
| Delaware | $1,291.39 |
| District of Columbia | $1,429.43 |
| Florida | $1,426.46 |
| Georgia | $1,212.04 |
| Hawaii | $829.15 |
| Idaho | $722.06 |
| Illinois | $916.49 |
| Indiana | $767.72 |
| Iowa | $700.71 |
| Kansas | $805.15 |
| Kentucky | $936.91 |
| Louisiana | $1,545.82 |
| Maine | $686.25 |
| Maryland | $1,211.83 |
| Massachusetts | $1,167.16 |
| Michigan | $1,469.73 |
| Minnesota | $872.65 |
| Mississippi | $971.19 |
| Missouri | $913.81 |
| Montana | $825.87 |
| Nebraska | $796.87 |
| Nevada | $1,260.43 |
| New Hampshire | $847.58 |
| New Jersey | $1,385.61 |
| New Mexico | $915.62 |
| New York | $1,425.00 |
| North Carolina | $734.06 |
| North Dakota | $686.08 |
| Ohio | $794.91 |
| Oklahoma | $915.49 |
| Oregon | $990.21 |
| Pennsylvania | $991.23 |
| Rhode Island | $1,333.12 |
| South Carolina | $1,093.97 |
| South Dakota | $721.67 |
| Tennessee | $855.78 |
| Texas | $1,152.25 |
| Utah | $941.14 |
| Vermont | $778.29 |
| Virginia | $853.78 |
| Washington | $1,035.34 |
| West Virginia | $938.71 |
| Wisconsin | $755.97 |
| Wyoming | $765.81 |
| Countrywide average | $1,056.55 |
While some Gabi reviews from consumers claim that their quoted rate increased when they went to finalize the purchase, understand that this is not unusual.
The insurance company must verify your application information before establishing your final rate.
If there are inconsistencies or missing information, it will likely impact your final car insurance cost. This is especially true about your driving record, insurance history, and in some states, your credit score. However, other variables also impact your overall car insurance rates.
Are quote comparison websites safe to use?
Many online quote comparison websites are safe to use. In fact, it’s a great way to compare insurance from multiple companies quickly and efficiently.
However, legitimate quote comparison websites are always free to consumers.
Be wary if you ever visit a webpage that asks for payment to compare insurance policies.
But what about Gabi? Is Gabi insurance worth it? Absolutely. Gabi is a safe, free-to-use, legitimate car insurance comparison website. You can also quickly receive free quotes from the best insurance companies near you right now by using one of the quote boxes on this page.
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What are the Gabi ratings and reviews?
Overall, Gabi insurance reviews from actual consumers are typically positive. There’s a section of primarily five-star reviews showcased on the company website. Plus, Gabi states that 7 million quotes have been delivered to drivers, with an average savings amount of $961 annually.
Gabi is also Better Business Bureau (BBB) accredited and earned an A+ rating.
This means Gabi interacts well with its customers based on the BBB standards.
However, real consumers gave it 1.72 stars out of 5.
The negative complaints mention misleading quotes or feeling uncomfortable about sharing payment information before viewing final rates.
Gabi did respond to both concerns. The company requests payment information upfront to streamline the payment process when selecting a final policy.
But the changing rates typically occur if the information in the consumer’s application is inaccurate or incomplete.
Does Gabi sell other insurance products?
Gabi does compare other insurance quotes online besides just car insurance.
You can also request quotes for renters, homeowners, personal umbrella, and landlord insurance on the company website.
Like with the car insurance policies, Gabi acts as the broker and simply provides you with quotes from actual insurance companies to choose from.
What is the history of Gabi insurance?
In 2016, Hanno Fichtner created Gabi to simplify the car insurance shopping experience. The team chose the name Gabi as an acronym for get a better insurance. Comically, the German-based team only realized after purchasing the domain that native-English speakers would actually say get better insurance. However, the group decided to embrace the charming anecdotal origins of the company name.
Today, it’s backed by companies including Northwestern Mutual Future Ventures, CMFG Ventures, and Securian Ventures. Gabi is also contracted with some of the best car insurance companies, including Travelers, Nationwide, Progressive, Safeco, and more. Read our reveiws of these companies for more information: Travelers insurance review, Nationwide insurance review, Progressive insurance review, and Safeco insurance review.
Gabi streamlines the insurance shopping experience by allowing consumers to only enter their current insurance information to compare quotes.
Although it may take up to 48 hours to secure some types of coverage, in many cases, drivers can use Gabi and secure a policy in just a matter of minutes.
In 2021, Experian acquired Gabi to expand Experian’s presence in the car insurance vertical.
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Gabi: The Bottom Line
Ultimately, Gabi is a reliable, safe, and free-to-use car insurance comparison resource. Anyone from any state can secure coverage through this website. However, not all customers save money when using Gabi’s quote tools.
If your current policy is the cheapest option for you, Gabi does at least let you know.
Even though drivers typically rated Gabi highly, some people commented that they were passed from one representative to the next when trying to secure a policy.
Now that you know how to buy Gabi car insurance, compare rates from the best companies near you by entering your ZIP code into our free quote tool below.
Frequently Asked Questions
What is Gabi Insurance?
Gabi is an online insurance brokerage that helps customers compare and find the best insurance policies for their needs. They offer a range of coverage options, including auto, home, and renters insurance.
How is Gabi rated by customers?
Gabi has received positive customer reviews for their user-friendly platform and excellent customer service.
Is Gabi Insurance affordable?
Gabi aims to help customers find the most affordable insurance policies for their needs. By comparing policies from multiple insurance companies, they can help customers find the best rates available.
How does Gabi work?
To use Gabi, customers can input their insurance information and coverage needs into the platform. Gabi then compares policies from multiple insurance companies and provides customers with personalized quotes.
Is Gabi a legitimate insurance broker?
Yes, Gabi is a legitimate insurance broker. They are licensed to operate as an insurance broker and are regulated by state insurance departments.
Can I buy insurance directly through Gabi?
Yes, customers can purchase insurance policies directly through Gabi’s platform
Does Gabi offer customer support?
Yes, Gabi offers customer support through their website, email, and phone.
What types of insurance does Gabi offer?
Gabi offers a range of insurance policies, including auto, home, renters, condo, umbrella, and life insurance.