Securian Insurance Review & Ratings (2023)

Looking for a reliable and affordable car insurance company? Look no further than Securian Insurance. With over 140 years of experience in the insurance industry, Securian Insurance offers a range of car insurance products and services to customers across the United States.

Their mission is to provide customers with personalized coverage at an affordable price, and they offer a range of discounts and benefits to help customers save money. Read on to learn more about Securian Insurance, their history, products, pricing, discounts, and customer reviews.

Before we dive into the details of Securian Insurance’s car insurance offerings, here are a few interesting attributes about the company:

• Securian Insurance has an A+ rating from the Better Business Bureau, indicating a high level of customer satisfaction and trust.
• The company has received several industry awards, including the 2020 Ward’s 50 Top Performer award for excellence in financial performance and safety.
• Securian Insurance offers a range of discounts and benefits to help customers save money on their car insurance premiums.

Securian Insurance is a reputable car insurance company with a long-standing history in the insurance industry. Founded in 1880, Securian Insurance has been providing customers with comprehensive insurance coverage for over 140 years.

Their mission is to help customers protect what matters most by offering personalized coverage at an affordable price. In addition to car insurance, Securian Insurance also offers a range of other insurance products, including life insurance, disability insurance, and long-term care insurance. In this article, we will focus specifically on their car insurance products and services.

Securian Insurance History and Mission

Securian Insurance has a long-standing history in the insurance industry, dating back to 1880 when it was founded as Minnesota Mutual Life Insurance Company. The company initially focused on providing life insurance products but expanded its offerings over time.

Today, Securian Insurance is a subsidiary of Securian Financial Group, Inc., a leading provider of financial services with over $70 billion in assets under management.Securian Insurance’s mission is to provide customers with personalized coverage at an affordable price. The company believes in treating customers with fairness and respect, and is committed to delivering excellent customer service.

Securian Insurance prides itself on its financial stability and strength, and is dedicated to maintaining a high level of financial performance and safety. Over the years, Securian Insurance has grown to become one of the largest insurance providers in the United States.

The company has received several industry awards for excellence in financial performance and safety, including the 2020 Ward’s 50 Top Performer award. Today, Securian Insurance offers a range of insurance products to customers across the United States, including car insurance, life insurance, disability insurance, and long-term care insurance.

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Products and Services That Securian Insurance Offers

Securian Insurance offers a variety of insurance products to customers, including car insurance, life insurance, disability insurance, and long-term care insurance. Here’s an overview of the products and services that Securian Insurance offers:

• Car insurance: Policies include liability coverage, collision coverage, comprehensive coverage, and personal injury protection. Customers can choose from a range of coverage options to customize their policy to meet their specific needs. Securian Insurance also offers a range of discounts to help customers save on their car insurance premiums.
• Life insurance: Policies include term life insurance, whole life insurance, and universal life insurance. Customers can choose from a range of coverage options to meet their specific needs, and can customize their policy with additional riders and benefits. Securian Insurance’s life insurance policies provide financial protection for customers and their families in the event of an unexpected death.
• Disability insurance: Policies provide income replacement in the event that a customer becomes unable to work due to a covered disability. Customers can choose from a range of coverage options to meet their specific needs, and can customize their policy with additional riders and benefits. Securian Insurance’s disability insurance policies provide peace of mind and financial security in the event of a disability.
• Long-term care insurance: Policies provide coverage for long-term care services, including nursing home care, assisted living, and in-home care. Customers can choose from a range of coverage options to meet their specific needs, and can customize their policy with additional riders and benefits. Securian Insurance’s long-term care insurance policies provide financial protection and peace of mind for customers and their families.

Coverage Cost From Securian Insurance

The cost of insurance coverage from Securian Insurance varies depending on a number of factors, including the type of coverage, the level of coverage selected, and the customer’s location. The cost of life insurance coverage from Securian Insurance varies depending on a number of factors, including the customer’s age, health, and the level of coverage selected.

In general, car insurance coverage from Securian Insurance is priced competitively with other insurance providers, and the company offers a range of discounts to help customers save on their premiums. Here’s an overview of the cost of coverage from Securian Insurance:

• Car insurance: According to recent data, the average cost of car insurance in the United States is $1,548 per year. However, the cost of coverage can vary widely depending on the customer’s specific circumstances. Customers can obtain a quote for car insurance coverage from Securian Insurance by contacting the company directly.
• Life insurance: According to recent data, the average cost of a 20-year term life insurance policy with a $500,000 death benefit is around $350 per year for a healthy 35-year-old male. However, the cost of coverage can vary widely depending on the customer’s specific circumstances. Customers can obtain a quote for life insurance coverage from Securian Insurance by contacting the company directly.
• Disability insurance: According to recent data, the average cost of a long-term disability insurance policy is around $2,000 per year. However, the cost of coverage can vary widely depending on the customer’s specific circumstances. Customers can obtain a quote for disability insurance coverage from Securian Insurance by contacting the company directly.
• Long-term care insurance: According to recent data, the average cost of a long-term care insurance policy is around $2,700 per year for a 55-year-old individual. However, the cost of coverage can vary widely depending on the customer’s specific circumstances. Customers can obtain a quote for long-term care insurance coverage from Securian Insurance by contacting the company directly.

Areas Where Securian Insurance is Available

Securian Insurance offers insurance products and services in all 50 states of the United States, as well as the District of Columbia. This means that customers in any state can obtain insurance coverage from the company. However, the availability of specific types of coverage and the cost of that coverage may vary depending on the customer’s location.

Securian Insurance has a strong presence in several states across the country, including Minnesota, where the company is headquartered. In addition, the company has a significant presence in other Midwestern states, such as Wisconsin, Iowa, and North Dakota. However, the company’s reach extends far beyond the Midwest, and it offers insurance coverage in all regions of the country.

To find the states where Securian Insurance is provided, customers can follow these four steps:

1. Customers can visit the Securian Insurance website to find information about the company’s products and services.
2. Customers can navigate to the “Contact Us” page on the Securian Insurance website to find contact information for the company.
3. Customers can contact Securian Insurance by phone, email, or mail to inquire about the states where the company offers insurance coverage. The customer service representative will be able to provide information about the states where Securian Insurance is licensed to do business.
4. Customers can also check with state insurance regulators to determine if Securian Insurance is licensed to do business in their state. Each state has a department of insurance that regulates insurance companies and can provide information about which companies are licensed to operate in the state.

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Securian Insurance Discounts Available

Securian Insurance offers a range of discounts to help customers save on their insurance premiums. Here’s an overview of the discounts available from Securian Insurance:

Car insurance discounts:

• Safe driver discount: Customers who have a good driving record with no accidents or violations may be eligible for a safe driver discount.
• Multi-policy discount: Customers who have multiple policies with Securian Insurance, such as auto and homeowners insurance, may be eligible for a multi-policy discount.
• Good student discount: Customers who are students and maintain a certain grade point average may be eligible for a good student discount.
• Anti-theft discount: Customers who have an anti-theft device installed in their vehicle may be eligible for an anti-theft discount.
• Defensive driving discount: Customers who complete a state-approved defensive driving course may be eligible for a defensive driving discount.

Life insurance discounts:

• Multi-life discount: Customers who have multiple life insurance policies with Securian Insurance may be eligible for a multi-life discount.
• Healthy lifestyle discount: Customers who maintain a healthy lifestyle, such as by exercising regularly or maintaining a healthy weight, may be eligible for a healthy lifestyle discount.

Disability insurance discounts:

• Multi-life discount: Customers who have multiple disability insurance policies with Securian Insurance may be eligible for a multi-life discount.
• Employer-sponsored discount: Customers who obtain disability insurance through their employer may be eligible for an employer-sponsored discount.

Long-term care insurance discounts:

• Spousal/Partner discount: Customers who obtain long-term care insurance for themselves and their spouse or partner may be eligible for a spousal/partner discount.
• Employer-sponsored discount: Customers who obtain long-term care insurance through their employer may be eligible for an employer-sponsored discount.

Customer Reviews of Securian Insurance

customers praising the company’s customer service and claims handling process. Here’s an overview of some of the strengths and weaknesses of Securian Insurance based on customer reviews:

Strengths:

• Excellent customer service: Many customers have praised Securian Insurance for its excellent customer service, with representatives who are knowledgeable, friendly, and helpful.
• Easy claims process: Customers have also praised Securian Insurance for its easy claims process, with many stating that claims were handled quickly and efficiently.
• Competitive pricing: Several customers have reported that Securian Insurance offers competitive pricing for its insurance products, making it an affordable option for many.
• Range of products: Customers appreciate the range of insurance products offered by Securian Insurance, which allows them to find the coverage they need in one place.

Weaknesses:

• Limited availability: Some customers have reported that Securian Insurance is not available in all states, which can be a drawback for customers who are looking for a specific type of coverage.
• Difficulty reaching customer service: A few customers have reported difficulty reaching customer service at Securian Insurance, which can be frustrating when trying to resolve an issue.
• Limited online features: Some customers have reported that Securian Insurance’s online features are limited, which can be an inconvenience for those who prefer to manage their insurance policies online.

Overall: Securian Insurance

Securian Insurance is a Minnesota-based insurance company that offers a range of insurance products, including car insurance, life insurance, disability insurance, and long-term care insurance. The company’s mission is to help customers secure their financial future through quality insurance products and excellent customer service.

Securian Insurance offers competitive pricing for its insurance products, and discounts are available for safe driving, multi-policies, good grades, anti-theft devices, and more. The availability of discounts may vary depending on the customer’s specific circumstances and the state where they live.

Customer reviews of Securian Insurance are generally positive, with many customers praising the company’s customer service and claims handling process. Some areas for improvement include limited availability in some states, difficulty reaching customer service, and limited online features.