Cheap Kia Sorento Car Insurance in 2024 (Cash Savings With These 10 Companies)
The top picks for cheap Kia Sorento car insurance are Erie, Safeco, and State Farm, where rates start as low as $37 per month, tailored for budget-conscious owners. These insurers provide tailored coverage options ideal for Kia Sorento owners seeking reliable protection without overspending.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
UPDATED: Jul 17, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 17, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for Kia Sorento
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Kia Sorento
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Kia Sorento
A.M. Best Rating
Complaint Level
Pros & Cons
Looking for cheap Kia Sorento car insurance? Erie emerges as the top overall pick, offering competitive rates starting from just $37 per month.
Safeco and State Farm also excel, providing tailored coverage options ideal for Kia Sorento owners seeking reliable protection without overspending. These insurers are recognized for their comprehensive policies and commitment to customer satisfaction, ensuring affordability and quality coverage.
Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | $37 | A+ | Financial Stability | Erie | |
#2 | $40 | A | Safe-Driving Discounts | Safeco | |
#3 | $42 | B | Local Agent | State Farm | |
#4 | $44 | A++ | Extensive Discounts | Geico | |
#5 | $46 | A++ | Multi-Policy Discounts | Travelers | |
#6 | $47 | A+ | Claims Satisfaction | Nationwide | |
#7 | $49 | A+ | Bundling Policies | Progressive | |
#8 | $52 | A | Personalized Service | Farmers | |
#9 | $54 | A+ | Comprehensive Coverage | Allstate | |
#10 | $57 | A | Many Discounts | Liberty Mutual |
Whether you prioritize, local agent support, or extensive policy savings, these companies offer diverse solutions to suit various needs. See if you’re getting the best deal on car insurance by entering your ZIP code above. Access the complete picture in our “Insurance Quotes Online.”
- Erie is the top choice for cheap Kia Sorento car insurance starting at $37/month
- Safeco and State Farm provide tailored coverage options for Kia Sorento owners
- Compare quotes for affordable rates and quality coverage from top insurers
#1 – Erie: Top Overall Pick
Pros
- Financial Stability: Erie is rated A+ by A.M. Best, indicating superior financial strength. This reassures customers of Erie’s ability to handle claims and provide reliable coverage.
- Affordable Rates: Starting at just $37 per month, Erie offers competitive pricing tailored for budget-conscious Kia Sorento owners.
- Customer Service: Known for excellent customer service, Erie provides responsive support and efficient claims processing. For further details, consult our article named “Erie Insurance Review & Ratings.“
Cons
- Limited Availability: Erie’s coverage may not be available nationwide, limiting options for potential customers outside its service area.
- Discounts: While competitive, Erie may offer fewer discount opportunities compared to larger insurers, potentially impacting overall savings.
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#2 – Safeco: Best for Safe-Driving Discounts
Pros
- Safe-Driving Discounts: Safeco offers substantial discounts for safe-driving behaviors, appealing to Kia Sorento owners looking to save on premiums.
- Financial Stability: With an A rating from A.M. Best, Safeco ensures policyholders have the backing of a financially secure company.
- Coverage Options: Safeco provides customizable coverage options, allowing customers to tailor policies to their specific needs. Discover more by delving into our article entitled “Safeco Insurance Review & Ratings.“
Cons
- Premiums: While competitive, Safeco’s rates may be slightly higher than some other insurers offering similar coverage.
- Customer Support: Reviews on customer service vary, with some customers reporting longer wait times or communication challenges.
#3 – State Farm: Best for Local Agents
Pros
- Local Agent Network: State Farm boasts a vast network of local agents, offering personalized service and guidance for Kia Sorento owners.
- Reputation: With decades of service, State Farm is well-regarded for reliability and customer satisfaction. Get a better grasp by reading our article titled “State Farm Insurance Review & Ratings.“
- Bundle Discounts: State Farm offers significant savings through bundling options for auto and other policies.
Cons
- Higher Premiums: State Farm’s premiums may be higher compared to direct insurers, potentially impacting affordability.
- Claims Process: Some customers report mixed experiences with the claims process, citing delays or complex procedures.
#4 – Geico: Best for Extensive Discounts
Pros
- Extensive Discounts: Geico is known for its wide array of discounts, including multi-policy, safe-driver, and vehicle safety feature discounts.
- Financial Strength: Rated A++ by A.M. Best, Geico demonstrates exceptional financial stability, ensuring policyholder claims are covered.
- Accessibility: Geico offers convenient online tools and a user-friendly mobile app for policy management and claims. Uncover additional insights in our article called “Geico vs. State Farm Car Insurance.“
Cons
- Customer Service: While efficient, Geico’s customer service may be perceived as less personalized compared to companies with local agents.
- Policy Options: Geico’s policy options may be more standardized, offering fewer opportunities for customized coverage.
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#5 – Travelers: Best for Multi-Policy Discounts
Pros
- Multi-Policy Discounts: Travelers provides substantial savings for customers bundling auto insurance with other policies like home or renters insurance.
- Financial Stability: Rated A++ by A.M. Best, Travelers ensures financial security and reliability for Kia Sorento owners.
- Flexible Policies: Travelers offers customizable policies to fit individual coverage needs and preferences.
Cons
- Premium Variability: Rates may vary widely depending on location and specific policy details, potentially affecting overall affordability.
- Claims Handling: While generally efficient, some customers report mixed experiences with claims processing times. Explore further details in our “Travelers Insurance Review & Ratings.“
#6 – Nationwide: Best for Claims Satisfaction
Pros
- Claims Satisfaction: Nationwide excels in customer satisfaction with claims handling, providing peace of mind to Kia Sorento owners.
- Financial Stability: With an A+ rating from A.M. Best, Nationwide offers strong financial backing and stability.
- Coverage Variety: Nationwide offers a wide range of coverage options to meet diverse needs and preferences. Dive deeper into our “Nationwide insurance review & ratings” for a comprehensive understanding.
Cons
- Cost: Premiums at Nationwide may be higher compared to some competitors offering similar coverage options.
- Availability: Nationwide’s services may be limited in certain states or regions, affecting accessibility for potential customers.
#7 – Progressive: Best for Bundling Policies
Pros
- Bundle Discounts: Progressive offers significant savings through bundling auto with home or other policies, ideal for cost-conscious Kia Sorento owners.
- User-Friendly Tools: Progressive’s intuitive website and mobile app make policy management and claims filing straightforward. Delve into the depths of our “Progressive insurance review & ratings” for additional insights.
- Innovative Options: Progressive provides unique options like usage-based insurance (Snapshot), appealing to tech-savvy customers.
Cons
- Customer Service: While generally efficient, Progressive’s customer service may lack the personal touch found with local agents.
- Price Variability: Progressive’s premiums can fluctuate based on driving habits and location, potentially impacting overall affordability.
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#8 – Farmers: Best for Personalized Service
Pros
- Personalized Service: Farmers boasts a strong network of local agents who provide personalized service and tailored insurance solutions.
- Discounts: Farmers offers various discounts, including those for safe driving and bundling multiple policies. Uncover more about our “Farmers insurance review & ratings” by reading further.
- Coverage Options: Farmers provides flexible coverage options to meet the diverse needs of Kia Sorento owners.
Cons
- Cost: Premiums at Farmers may be higher compared to some direct insurers, potentially affecting overall cost-effectiveness.
- Claims Experience: Some customers report delays or complexities in the claims process, impacting overall customer satisfaction.
#9 – Allstate: Best for Comprehensive Coverage
Pros
- Comprehensive Coverage: Allstate offers extensive coverage options, including additional protections like rental reimbursement and roadside assistance.
- Financial Stability: Rated A+ by A.M. Best, Allstate ensures policyholders receive reliable coverage and claims support.
- Discount Opportunities: Allstate provides multiple discount opportunities, helping Kia Sorento owners save on premiums.
Cons
- Higher Premiums: Allstate’s premiums may be higher compared to some competitors offering similar coverage levels. Discover a wealth of knowledge in our “Allstate Insurance Review & Ratings.“
- Customer Service: Reviews on customer service vary, with some customers reporting challenges in claims processing and policy management.
#10 – Liberty Mutual: Best for Many Discounts
Pros
- Many Discounts: Liberty Mutual offers numerous discounts, including those for multi-policy holders and safety-conscious drivers.
- Financial Stability: With an A rating from A.M. Best, Liberty Mutual provides strong financial backing and stability. Expand your understanding with our “Liberty Mutual Review & Ratings.“
- Customizable Policies: Liberty Mutual offers flexible policy options to meet individual coverage needs and preferences.
Cons
- Cost: Premiums at Liberty Mutual may be higher in certain regions or for specific demographic groups, impacting affordability.
- Claims Process: Some customers report delays or complications in the claims handling process, affecting overall customer satisfaction.
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Factors That Affect the Cost of Kia Sorento Car Insurance
Understanding what influences your Kia Sorento insurance cost can help you save money. Key factors include the vehicle’s model, driving history, location, and personal details such as age, gender, and credit score.
Newer or higher trim models typically result in higher premiums, while better safety ratings can lower costs. A clean driving record reduces premiums, whereas accidents or violations increase them, especially in high-risk areas.
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
Allstate | $54 | $137 |
Erie | $37 | $98 |
Farmers | $52 | $132 |
Geico | $44 | $118 |
Liberty Mutual | $57 | $143 |
Nationwide | $47 | $130 |
Progressive | $49 | $123 |
Safeco | $40 | $112 |
State Farm | $42 | $108 |
Travelers | $46 | $118 |
Coverage choices like liability or comprehensive insurance, and extras like roadside assistance, also impact insurance costs. Discounts based on age or a clean driving record can significantly reduce Kia Sorento insurance costs.
By considering these factors, you can make informed decisions to effectively manage your Kia Sorento insurance expenses. Dive deeper into full coverage car insurance for a comprehensive understanding of your options. Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
Exploring Comprehensive and Collision Coverage for Your Kia Sorento
What to do if you Have a Claim With Your Kia Sorento Car Insurance Provider
Filing a car insurance claim for your Kia Sorento requires prompt action and attention to detail. Ensure safety, contact emergency services if necessary, and promptly notify your insurer with comprehensive details such as the incident’s date, time, location, and any relevant reports or statements.
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Most insurers offer dedicated claims departments to assist with gathering documentation. Keep thorough records of damages, injuries, and expenses to support your claim. Understanding the factors that influence insurance costs for your Kia Sorento is crucial. Explore coverage options and consider variables affecting premiums to secure the right insurance at a suitable price.
Familiarize yourself with your insurer’s claim procedures and promptly report incidents to facilitate a smooth claims process. Explore further details in our “How to File a Car Insurance Claim.”
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Understanding the Different Types of Car Insurance for Kia Sorento
Understanding the types of car insurance coverage for your Kia Sorento is crucial. Types include liability coverage, encompassing bodily injury and property damage liability required by law to cover damages to others in an accident where you’re at fault.
Collision coverage pays for repairs or replacement of your vehicle after an accident, regardless of fault, while comprehensive coverage protects against theft, vandalism, or natural disasters.
Optional coverages like personal injury protection (PIP) cover medical expenses and lost wages for you and passengers, regardless of fault. Factors influencing insurance costs include age, driving history, location, vehicle value, chosen coverage level, deductible, and eligibility for discounts such as safe driver or multi-policy savings.
Understanding these elements helps in selecting the right coverage to suit your needs and budget for your Kia Sorento. Need the cheapest car insurance possible? Enter your ZIP code below into our free comparison tool to find the most affordable rates for your vehicle.
Tips to Lower Your Kia Sorento Car Insurance Premiums
Frequently Asked Questions
What factors affect the cost of Kia Sorento car insurance?
The cost of Kia Sorento car insurance can be influenced by various factors such as the driver’s age, location, driving history, coverage options, deductibles, and the insurance provider’s rates. Find out more by reading our “How much does Kia Seltos car insurance cost?”
Is Kia Sorento insurance more expensive than other cars?
Car insurance rates can vary depending on the make and model of the vehicle, but Kia Sorento insurance rates are generally mid-range. Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
Do Kia Sorento safety features lower insurance costs?
Yes, the Kia Sorento comes equipped with various safety features such as advanced driver assistance systems, anti-lock brakes, airbags, and stability control that can potentially lower insurance costs.
Can a good driving record reduce my insurance premium?
Yes, many insurance providers offer discounts for maintaining a clean driving record. Elevate your knowledge with our “How much does Kia Sportage Plug-in Hybrid car insurance cost?”
What types of car insurance coverage are available for the Kia Sorento?
Coverage options include liability, collision, comprehensive, personal injury protection (PIP), and uninsured/underinsured motorist coverage.
How can I lower my Kia Sorento car insurance premiums?
To lower premiums, compare quotes from multiple providers, maintain a clean driving record, install safety features, and explore discounts.
What is the average cost of Kia Sorento car insurance?
The average cost can vary widely based on factors like location, driving history, and coverage choices, but rates can start as low as $37 per month with some providers. Gain insights by reading our article titled “How much does Kia EV6 car insurance cost?”
Does the Kia Sorento have good resale value?
Kia Sorento models generally have average resale values compared to other mid-size SUVs.
How does the model year of the Kia Sorento affect insurance costs?
Newer or higher trim models typically result in higher premiums, while older models may be cheaper to insure.
How do I file a claim with my insurance provider?
Promptly notify your insurer with comprehensive details of the incident and keep thorough records of damages, injuries, and expenses to support your claim. Deepen your understanding with our article called “KIA Car Insurance Discount.”
Are there multi-policy discounts available for Kia Sorento car insurance?
Yes, many insurers offer discounts for bundling multiple policies, such as home and auto insurance.
What optional coverages should I consider for my Kia Sorento?
Consider comprehensive and collision coverage, personal injury protection (PIP), and roadside assistance for additional protection.
Is it more expensive to repair a Kia Sorento, affecting insurance rates?
Repair costs can influence insurance rates, but the Kia Sorento’s repair costs are generally in line with other mid-size SUVs. Discover more by delving into our article entitled “How much does Kia Carnival car insurance cost?”
How do driving habits impact Kia Sorento car insurance costs?
Frequent driving or high annual mileage can increase premiums, while low mileage can reduce costs. Take the first step toward cheaper car insurance rates. Enter your ZIP code below to see how much you could save.
What common issues might affect Kia Sorento insurance?
Common issues include electrical problems and engine failures in certain model years, which could potentially impact insurance rates. Uncover additional insights in our article called “Best Car Insurance Discounts for Disabled Drivers.“
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.