Cheap Subaru XV Crosstrek Car Insurance in 2024 (Cash Savings With These 10 Companies)
The best providers for cheap Subaru XV Crosstrek car insurance are State Farm, Progressive, and AAA, with monthly rates starting at $62. These providers stand out for their competitive pricing, and extensive coverage, making them ideal for Subaru XV Crosstrek owners seeking affordable and reliable insurance.
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
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UPDATED: Jul 23, 2024
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Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Jul 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Company Facts
Min. Coverage for Subaru XV Crosstrek
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Subaru XV Crosstrek
A.M. Best Rating
Complaint Level
Pros & Cons
Company Facts
Min. Coverage for Subaru XV Crosstrek
A.M. Best Rating
Complaint Level
Pros & Cons
Company | Rank | Monthly Rates | A.M. Best | Best For | Jump to Pros/Cons |
---|---|---|---|---|---|
#1 | $62 | B | Customer Service | State Farm | |
#2 | $67 | A+ | Qualifying Coverage | Progressive | |
#3 | $70 | A | Roadside Assistance | AAA | |
#4 | $74 | A | Signal App | Farmers | |
#5 | $79 | A+ | Accident Forgiveness | Nationwide | |
#6 | $82 | A++ | Bundling Policies | Travelers | |
#7 | $88 | A | Costco Members | American Family | |
#8 | $93 | A+ | Infrequent Drivers | Allstate | |
#9 | $98 | A | Occupational Discount | Liberty Mutual | |
#10 | $103 | A+ | Customer Service | Erie |
By understanding these elements and exploring various insurers, you can find the best rates and comprehensive protection for your Subaru XV Crosstrek. Obtain a more nuanced perspective with our “Fleet Vehicle Insurance.” Enter your ZIP code above to compare quotes instantly and find the cheapest insurance available.
- Compare quotes for cheap Subaru XV Crosstrek car insurance
- State Farm is the top pick with rates from $62 monthly
- Consider driving history and coverage options to save on insurance
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Factors That Impact Subaru XV Crosstrek Car Insurance Rates
There are several factors that insurance companies take into account when calculating the premiums for a Subaru XV Crosstrek. These factors include the vehicle’s make and model, the year of manufacture, the driver’s age, driving record, location, and the coverage options chosen.
High-performance vehicles tend to have higher insurance rates due to a higher risk of accidents, while newer vehicles may have higher premiums as well due to higher replacement costs.
Insurance Company | Minimum Coverage | Full Coverage |
---|---|---|
AAA | $70 | $158 |
Allstate | $93 | $180 |
American Family | $88 | $175 |
Erie | $103 | $190 |
Farmers | $74 | $160 |
Liberty Mutual | $98 | $185 |
Nationwide | $79 | $165 |
Progressive | $67 | $152 |
State Farm | $62 | $145 |
Travelers | $82 | $170 |
Another influential factor is the driver’s age. Younger drivers often face higher insurance rates due to their lack of driving experience and a statistically higher likelihood of being involved in accidents.
Additionally, the driver’s location is considered, as areas with higher rates of accidents or vehicle theft may have higher insurance premiums. Safe neighborhoods and levels of vehicle crime play a role in determining the cost of insurance. Explore further details in our “Subaru Car Insurance Discount.” Ready to find cheaper car insurance coverage? Enter your ZIP code below to begin.
Maintenance and Safety Features of Your Subaru XV Crosstrek Insurance
Maintaining your Subaru XV Crosstrek is essential not just for vehicle longevity, but also for keeping your insurance premiums in check. Regular maintenance ensures that all components of your vehicle are functioning correctly, which helps prevent mechanical failures that could lead to accidents or breakdowns.
A well-maintained vehicle is less likely to experience issues that could result in costly repairs or insurance claims, making it more attractive to insurers.Beyond routine maintenance, investing in advanced safety features can have a significant impact on your insurance costs.
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Features such as anti-lock braking systems (ABS), traction control, airbags, and electronic stability control (ESC) enhance the safety of your vehicle by reducing the likelihood of accidents and mitigating the severity of any collisions that do occur. Insurance providers often offer discounts for vehicles equipped with these safety technologies, recognizing that they contribute to a lower risk profile.
By prioritizing both maintenance and safety, you can lower your Subaru XV Crosstrek insurance premiums while ensuring a safer driving experience. Explore further in our article titled “Safety Insurance Car Insurance Discounts.“
Comparing Insurance Costs: Subaru XV Crosstrek vs. Similar Vehicles
When evaluating the insurance costs for a Subaru XV Crosstrek, comparing these rates with those of similar vehicles can provide valuable context. This comparison helps determine how the XV Crosstrek’s insurance premiums measure up against its competitors. Insurance rates are influenced by various factors, including the make and model of the vehicle, as well as the associated risk levels.
In general, the Subaru XV Crosstrek tends to have competitive insurance rates within its class, largely due to its reputation for safety and reliability. These attributes often result in lower premiums compared to other vehicles.
Nonetheless, individual insurance costs can vary significantly based on personal factors such as driving history, location, and the specific algorithms and claims history of different insurance providers.
Therefore, while the XV Crosstrek is likely to be more affordable in terms of insurance compared to some peers, it’s essential to consider personal circumstances and shop around for the best rate. Delve into the specifics in our article called “Insurance Quotes Online.” By entering your ZIP code below, you can get instant car insurance quotes from top providers.
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Finding Affordable Car Insurance for Your Subaru XV Crosstrek
Finding affordable car insurance for your Subaru XV Crosstrek requires a bit of effort and research. The initial step is to compare quotes from various insurance providers. This can be done by requesting quotes online or contacting insurance companies directly. Gathering multiple quotes will give you a clearer picture of the range of rates available and help you identify competitive offers.
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Additionally, enlisting the help of an insurance agent or broker who specializes in car insurance can be highly advantageous. These professionals are well-versed in navigating the often complex world of insurance and can assist in finding the most cost-effective coverage options for your Subaru XV Crosstrek.
They can also provide valuable insights into available discounts and special offers that you might not discover on your own, ensuring you secure the best possible rates. By combining these strategies, you can find a balance between affordability and comprehensive coverage for your vehicle. Explore further with our article entitled “Can I bundle my Auto-Owners Insurance car insurance with other policies?“
Tips to Save Money on Subaru XV Crosstrek Car Insurance
Insurance costs for a Subaru XV Crosstrek can vary widely, influenced by factors like your driving history, location, and the coverage options you choose. However, there are several proactive steps you can take to potentially save money on your premiums.
Understanding and leveraging these strategies can help you find affordable insurance without compromising on coverage. By being proactive and making informed decisions, you can effectively manage and reduce your insurance costs. By following these steps, you can make a significant impact on your Subaru XV Crosstrek insurance costs, ensuring you get the best possible coverage at an affordable price.
- Maintain a Clean Driving Record: Avoid traffic violations and practice safe driving habits to benefit from lower insurance rates.
- Complete Defensive Driving Courses: Check if your insurance provider offers discounts for completing these courses, as they can help reduce your premiums.
- Bundle Policies: Combine your Subaru XV Crosstrek insurance with other policies, like home or renters insurance, to take advantage of multi-policy discounts.
- Install Safety Features: Equip your vehicle with safety features such as an alarm system or dashcam. These can reduce the risk of theft and provide evidence in case of an accident, potentially lowering your insurance rates.
Staying informed and taking advantage of available discounts and safety measures can lead to substantial savings over time. With careful planning and attention to detail, you can enjoy peace of mind on the road without breaking the bank. Dive deeper into our “is it cheaper to insure a subaru outback or forester?” for a comprehensive understanding.
Frequently Asked Questions
What factors affect the cost of Subaru XV Crosstrek car insurance?
The cost of Subaru XV Crosstrek car insurance can be influenced by various factors such as the driver’s age, location, driving history, coverage limits, deductible amount, and the insurance company’s pricing policies. Discover more by delving into our article entitled “Is it cheaper to insure a Honda CRV or Subaru Forester?”
Can the Subaru XV Crosstrek’s Safety Features Lower Insurance Premiums?
Yes, the Subaru XV Crosstrek is equipped with several safety features that could potentially lower insurance premiums. These features may include Subaru’s EyeSight Driver Assist Technology, adaptive cruise control, lane departure warning, pre-collision braking, and blind-spot detection. See if you’re getting the best deal on car insurance by entering your ZIP code below.
Does the cost of Subaru XV Crosstrek car insurance vary by location?
Yes, the cost of Subaru XV Crosstrek car insurance can vary depending on the location. Insurance companies consider factors such as the crime rate, population density, and frequency of accidents in a particular area when determining insurance premiums.
Can I get discounts on Subaru XV Crosstrek car insurance?
Yes, it is possible to obtain discounts on Subaru XV Crosstrek car insurance. Insurance companies often offer discounts for factors such as having multiple policies with the same insurer, being a safe driver, having anti-theft devices installed in the vehicle, or completing a defensive driving course. Explore further with our article entitled “Subaru Car Insurance Discount.”
How much is insurance for Subaru Crosstrek?
Insurance for a Subaru XV Crosstrek starts at approximately $62 per month with providers like State Farm, Progressive, and AAA.
What type of car insurance is cheapest?
Liability coverage is typically the cheapest type of car insurance, as it covers only damage to other vehicles and medical expenses, not your own car.
Which car insurance is best?
The best car insurance depends on individual needs, but State Farm is a top pick for Subaru XV Crosstrek owners due to its competitive rates and broad coverage. Discover more by delving into our article entitled “What car insurance discounts does Erie Insurance Exchange offer?”
What is the cheapest cover for insurance?
Liability insurance is generally the cheapest cover option, offering the minimum required protection for others but not covering your own vehicle.
Which brand of car has the cheapest insurance?
Insurance rates vary by provider and location, but brands like Subaru, with models like the XV Crosstrek, often have competitive rates due to their safety features.
Which car insurance cover is best?
Comprehensive and collision coverage are best for extensive protection, covering both damage to your vehicle and incidents beyond accidents, like theft or vandalism. Get a better grasp by reading our article titled “Can I change my Allstate car insurance coverage at any time?”
Who typically has the cheapest insurance?
Younger drivers often face higher insurance rates, while those with a clean driving record, good credit, and safe vehicles typically get cheaper insurance.
What is the lowest form of car insurance?
The lowest form of car insurance is liability insurance, which meets minimum legal requirements but provides limited coverage.
What is the cheapest level of car insurance?
Liability insurance is the cheapest level of car insurance, covering damages to others but not to your own vehicle or property. Uncover additional insights in our article called “How do I add or remove drivers from my Progressive car insurance policy?”
Which category is cheapest to insure?
Generally, small cars or those with high safety ratings and low repair costs, like the Subaru XV Crosstrek, tend to be cheaper to insure.
Is maintaining a Subaru expensive?
Maintenance costs for a Subaru are typically moderate, with regular servicing and occasional repairs. The Subaru XV Crosstrek is known for its reliability and moderate upkeep costs.
Which value is it best to insure a car?
Insuring a car at its actual cash value (ACV) is often recommended, reflecting the vehicle’s current worth minus depreciation. Obtain a more nuanced perspective with our “Traffic School Can Lower Your Car Insurance Rates.”
What’s the cheapest SUV to insure?
The Subaru XV Crosstrek is among the more affordable SUVs to insure due to its safety features and reliability.
What is the cheapest Subaru to insure?
The Subaru XV Crosstrek is one of the cheapest Subaru models to insure, thanks to its safety features and lower repair costs.
Is Subaru XV Crosstrek a reliable car?
Yes, the Subaru XV Crosstrek is considered a reliable car with a reputation for durability and consistent performance. Enhance your knowledge by reading our “How Bankruptcy Affects Your Car Insurance Rates?”
How long will a Subaru engine last?
Subaru engines, with proper maintenance, can last between 200,000 and 300,000 miles or more.
Is Subaru Crosstrek fuel efficient?
Yes, the Subaru Crosstrek is fuel-efficient for its class, offering good mileage with its 2.0-liter engine and all-wheel drive.
Is the Subaru XV and Crosstrek the same?
Yes, the Subaru XV and Crosstrek are the same model; “XV” is used in some markets, while “Crosstrek” is the name used in others. Expand your understanding with our article called “What is self insured car insurance?”
Is Subaru as reliable as Honda or Toyota?
Subaru is generally considered as reliable as Honda and Toyota, known for durability and high safety ratings. Get the right car insurance at the best price — enter your ZIP code below to shop for coverage from the top insurers
Is a Subaru Crosstrek expensive to maintain?
The Subaru Crosstrek is not excessively expensive to maintain. It has moderate upkeep costs compared to other SUVs in its class. Delve into the specifics in our article called “Is Insurance Panda a good car insurance company?“
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
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Michelle Robbins
Licensed Insurance Agent
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.