With additional security (i.e. patrols, access gates, cameras, etc) lower the HOA and individual owners’ insurance?

I live in a townhome community and we are looking for options and advantages of different types of PROPERTY security. Individual owners already have security systems within their units, if they choose…I’m looking for a possible decrease in the HOA/Property insurance rates and ALSO individual homeowner rates with the different options of additional security. Will…

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Home insurance for a house damaged by fire

I am interested in buying homeowners insurance for a house that has had significant fire damage. It is now vacant, but will be renovated and I also want to find out if I can get coverage while it’s being renovated too.”

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