American General Insurance Review & Ratings (2021)
This American General Insurance review will cover American General ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The American General A.M. Best rating is A, and the its S&P Rating is A+. To compare insurance rates from the best companies in your locale, enter your ZIP code below.
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UPDATED: Mar 1, 2021
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- American General Insurance Company is an affiliate of the American International Group. On average, customers pay $47 per month or $564 annually for term life insurance
- Under AIG, American General writes life insurance policies in every state except New York
- American General received strong financial ratings from various groups, including an A (Excellent) rating from A. M. Best and an A+ (Strong) rating from Standard & Poor
American General Life Insurance Company is an affiliate of the American International Group (AIG). But if you’re looking for cheap insurance for your car, you’ll have to look elsewhere. There is no American General car insurance.
However, you can buy life insurance online from American General. Read through our brief American General insurance review to learn more about what this provider has to offer.
You can buy American General life insurance, but not car insurance. Entering your ZIP code into our free quote tool above will help you find affordable rates near you.
What is American General life insurance company?
American General Life Insurance Company is a life insurance company that underwrites policies for the American International Group (AIG).
According to the Insurance Information Institute (III), some amount of liability car insurance is legally required in most states. However, you will not be able to purchase this through American General. This company only underwrites life insurance policies.
In the table below, see the average monthly rates by gender and age offered by American General for a 20-year term life insurance policy with a death benefit of $100,000.
|Age||Female Average Monthly Rates||Male Average Monthly Rates|
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For a 20-year term policy with a $100,000 death benefit, customers of American General pay $29 per month or $348 annually.
We also averaged the rates customers pay for all term lengths and death benefits offered by American General. We found that customers pay about $47 per month or $564 annually for coverage.
This group writes for all states serviced by AIG except for New York. American General is in no way affiliated with the car insurance company known as The General.
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What insurance policies does American General offer?
Under the AIG name, American General offers both term and whole life insurance policies. There are 18 different term durations available through American General.
American General also underwrites universal life insurance policies, including index universal life insurance, guaranteed universal life insurance, and variable universal life insurance. You can purchase guaranteed issue whole life insurance as well.
The American General agents will also help assess customer risk.
American General does not have a website, but you can receive American General life insurance quotes on the AIG website.
A customer portal also found on the AIG website called eService allows you to file and track claims, pay your bill, and make changes to your policy.
What are the ratings and reviews for American General?
Let’s take a look at the details of the complaint index report for American General Life Insurance Company from the National Association of Insurance Commissioners (NAIC). This company has a 0.52 score, which is fewer complaints than expected in the life insurance market.
Unfortunately, other customer experience reviews for American General are not as good. American General’s parent company, AIG, received poor customer service reviews from J. D. Power and Associates.
The company also received a 1-star customer satisfaction rating from the Better Business Bureau, the worst score out of 5 possible stars.
The financial strength of American General and AIG is more promising. The company received an A rating from A.M. Best, which is considered to be ‘excellent’. Standard & Poor’s rating for this company is an A+.
You are now an American General expert. Find affordable American General life insurance rates through the AIG website.
You can’t buy American General car insurance, but you can enter your ZIP code into our quote tool below to compare rates from reputable providers near you.