If I am in an accident with an expired license am I at risk for being sued and losing my house?
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Asked July 1, 2015
If you are involved in a car accident while driving with an expired license, you may be at risk for being sued by the other driver or their insurance company for damages resulting from the accident. However, whether or not you are at risk of losing your house as a result of a lawsuit depends on the specific circumstances of the case. In general, if you are found to be at fault for the accident and the damages exceed the limits of your insurance policy, you may be personally responsible for any additional damages awarded in a lawsuit. This could include property damage, medical expenses, lost wages, and other costs. If you are unable to pay these damages out of pocket, the other party or their insurance company may seek a judgment against you and attempt to collect on that judgment through various means, such as wage garnishment or property liens. While it is possible that a judgment against you could result in the loss of your home, this is generally a last resort for creditors and is relatively rare. Many states have homestead exemption laws that protect a certain amount of equity in a person's primary residence from creditors, which can vary depending on the state and the specific circumstances of the case. However, it's important to note that driving with an expired license can be considered negligence or recklessness, which can be viewed unfavorably in court and may increase your liability in a lawsuit. Therefore, it's always a good idea to ensure that your driver's license is current and up-to-date before getting behind the wheel. If you are involved in an accident while driving with an expired license and are concerned about the potential legal and financial consequences, you should contact a qualified attorney to discuss your specific situation and any available options.
Answered July 11, 2015 by Anonymous