if beneficiaries of life insurance policy have been deceased and it goes estate can anyone else contest it?

UPDATED: Dec 20, 2016

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Dec 20, 2016Fact Checked

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Asked December 20, 2016

1 Answer

The answer is the same whether your beneficiary has died or is still alive. There are several valid instances for contesting an insurance policy designation. Some states have what is considered communal property laws and if you live in one of these states, and you failed to name your spouse as a beneficiary, the surviving spouse can certainly request that he or she receive the policy money. But, even if you don't live in a state with communal property laws, a spouse, an ex-spouse or your children can contest the insurance policy payout. If these circumstances arise, it is likely to go to the courts for a final verdict on the matter but indeed, just because a beneficiary has died doesn't mean that the proceeds automatically go into the estate without question.

Answered December 23, 2016 by insdad

Related Links

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption