If the door was broken to obtain access by emergency workers upon death of homeowner inside should who pays dor damage?

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Asked January 5, 2017

1 Answer


Anytime you have an emergency and something is broken down to save someone's life, whether they are dead or alive, the person who pays for the damage is the person who owns the property. In some situations, only a judge and jury can decide on a course of action. It could end up being the person who has the biggest insurance policy, or the charge may go to the person who wrongfully did the damage and now has to be explained in a court of law as to why it was not permissible. In most cases the homeowners insurance covers the damage, according to: http://www.injuryclaimcoach.com/property-damage-claims.html

It is better to have insurance for situations that cannot be helped, and that's why EMT's, Firefighters, Police Departments, and everyone else carry insurance for the safe of their workers and themselves. For example: in the case where someone had called 911 and the dispatcher sent the fire department and EMT to the wrong address and the woman died of a heart attack. Again, only a jury can dismiss how the results will come out and who is responsible. http://www.firelawblog.com/2016/12/28/dispatch-error-leads-wrongful-death-suit-illinois/

In another case story, the landlord was responsible for a building burning down even though the tenant had insurance, agreed in writing be responsible for all accidents to his apartment, and admitted that it was his fault that he left the candle burning overnight. All this was settled because the landlord had the bigger insurance coverage. The only way a helper of an emergency can be liable is if, determined by law, the person helping did not have cause to break in. http://www.firelawblog.com/2014/10/20/homeowner-wants-city-pay-door-damaged-firefighters/

Answered January 11, 2017 by lawson

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