Can I add my girlfriend to my health insurance?
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Asked November 26, 2012
Whether you can add your girlfriend to your health insurance depends on several factors, including your relationship status, your employer's policies, and the rules of your health insurance provider. Here are some important details to consider:
- Relationship status: Generally, health insurance providers only allow you to add a spouse or a domestic partner to your plan. If you are not legally married or in a registered domestic partnership, you may not be able to add your girlfriend to your health insurance plan.
- Employer policies: Some employers may offer more lenient policies that allow you to add an unmarried partner to your health insurance plan. However, this is not common and varies by employer.
- Insurance provider rules: Even if your employer allows unmarried partners to be added to your health insurance plan, your insurance provider may not. Be sure to check with your insurance provider to see if they allow unmarried partners to be added to your plan.
- Qualifying life event: If you are legally married, you can add your spouse to your health insurance plan during open enrollment or if you experience a qualifying life event, such as marriage or the birth of a child. However, if you are not married, you may not have the same options to add your partner outside of open enrollment or a qualifying life event.
Answered November 26, 2012 by Anonymous