Can my mom transfer her car insurance to me?
Free Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
i wanted to know if my mom can transfer her insurance under my name so I can get a new car then change it back to her name so I can be a listed driver in the insurance.”
Asked November 18, 2015
In most cases, your mom cannot simply transfer her car insurance policy to you. Car insurance policies are generally issued to the person who owns and/or primarily drives the vehicle. If your mom is the owner of the vehicle and the policyholder, the policy is in her name, and she is the primary driver, she will need to cancel her policy and you will need to purchase a new policy in your own name. However, if your mom is the owner of the vehicle but you will be the primary driver, she may be able to add you as a secondary driver on her policy. This would allow you to drive the car and be covered by her policy in the event of an accident or other incident. However, it's important to note that adding a secondary driver to a car insurance policy can increase the premium, particularly if the secondary driver is a young or inexperienced driver. Alternatively, you can purchase your own car insurance policy in your name if you are the primary driver of the vehicle. This may be a better option if you have your own income and can afford to pay for your own insurance coverage. In summary, your mom cannot transfer her car insurance policy to you, but she may be able to add you as a secondary driver on her policy if you will be driving the car. However, it's important to consider the potential cost increase associated with adding a secondary driver, and you may want to consider purchasing your own policy if you are the primary driver of the vehicle.
Answered November 19, 2015 by TreyFevaa