Does American Interstate Insurance Still Sell Insurance?

UPDATED: Feb 11, 2013

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UPDATED: Feb 11, 2013Fact Checked

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Asked February 11, 2013

1 Answer

The American Interstate Insurance Company fills a specific niche within the AmeriSafe family of insurance companies. Rather than serving the public directly, American Interstate Insurance Company acts as an underwriting company for a segment of policies sold by the parent corporation. Since they do not sell to the public, the company could be thought of as no longer selling insurance, even though they are now part of a much larger, broader scope of insurance providers.

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Company History
American Interstate Insurance Company was founded in 1973 as a fire and casualty insurance company. The company continued to operate independently until 2010 when they were acquired by the AmeriSafe Insurance Group. In 2010, the company had over 9 million dollars in assets, including more than 3 million dollars in working capital.

Company Ratings
American Interstate Insurance Company is not rated independently. Instead, the A.M. Best ratings company gives the same rating to American Interstate Insurance Company as to the parent company, AmeriSafe. The last rating was placed on May 30, 2012, and gave the company a grade of "A" (Excellent) and a long term outlook of "a" (stable). AmeriSafe has total assets of more than 250 million dollars.

Insurance Products Offered
American Interstate Insurance Company writes vehicle, home, and business casualty and liability policies. From their original roots as a fire insurance and casualty company, American Interstate Insurance Company has maintained a focus on specific types of policies, handling the risks of property owners, both at home and at their business

Answered February 11, 2013 by Anonymous

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