can agent cancel Homeowner insurance & re-assign you to another company without your knowledge/consent?

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Asked July 18, 2018

1 Answer


In most cases, an insurance agent cannot cancel your homeowner insurance policy and reassign you to another company without your knowledge or consent. Your homeowner insurance policy is a legal contract between you and the insurance company. The insurance agent is an intermediary who sells the policy on behalf of the insurance company and serves as a point of contact for policyholders. However, the agent does not have the authority to cancel your policy or reassign it to another company without your consent. If you receive notification that your homeowner insurance policy has been canceled or reassigned to a different company without your knowledge or consent, you should immediately contact your insurance agent or the insurance company to determine what has happened. There are some situations where an insurance company may cancel a policy or reassign it to another company, such as if the insurance company goes out of business or if there are significant changes to the policy terms and conditions. However, in most cases, you should receive notice of any changes to your policy, and you should have the opportunity to review and approve any changes before they take effect. It's important to review your homeowner insurance policy regularly and stay in contact with your insurance agent to ensure that your coverage meets your needs and expectations. If you have concerns about your policy or coverage, it's a good idea to speak with your insurance agent or the insurance company directly. They can provide you with information about your options and help you make informed decisions about your insurance coverage.

Answered July 19, 2018 by karen

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption