How long does it take to get car insurance?

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Asked January 2, 2016

1 Answer


Auto insurance is one of the easiest types of insurance to buy. There is no medical exam required, and the insurance company is able to check your credit score, driving history, and verify the details about your vehicle without ever seeing you in person. Once the Internet made it possible to purchase your insurance online and print your cards out immediately, the time it takes to get auto insurance fell to a fraction of what you might be expecting.

Purchasing a policy through a brick and mortar insurance company is still an option, but it will take a little longer. The actual insurance process will not increase, but you will have to dedicate time to drive to the office, wait on an agent to see you, and then print your cards for you.

If you need the insurance in order to drive your car, then getting to an office could be costly and time consuming. Purchasing a policy online will allow you to insure the vehicle before you ever get inside it. If you use mobile computing, you can even purchase the policy while the car is being readied for delivery at the dealership. If you purchase from an insurance brokerage such as this website, you may be able to save a lot of money on your premiums.

If there are any discrepancies with the car registration, the insurance process can slow to a crawl. For this reason, it is very important that you note the VIN number on the vehicle carefully. You should also double-check any documents you have to make sure that all the information is correct.

From start to finish, the insurance process for auto insurance should take no more than an hour, and could be as fast as only a few minutes. You do have to allot some time to fill out the application, and unless you already know exactly what coverage you want it might be a good idea to give some serious consideration to how well the policy you are buying will work for you. If the basic coverage will not suit your needs, give yourself a few extra minutes to get the policy customized.

Answered January 8, 2016 by Anonymous

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