How old do you have to be to buy your own health insurance coverage?

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Asked February 11, 2013

1 Answer


In the United States, there is no specific age requirement for buying your own health insurance coverage. However, there are some factors to consider when purchasing a policy. If you are under 18 years old, you cannot legally sign a contract or purchase insurance on your own. In this case, you will need a parent or legal guardian to purchase the insurance on your behalf. For individuals who are 18 years old or older, you can purchase health insurance coverage on your own through the Health Insurance Marketplace. The Marketplace offers a variety of insurance plans from private companies, and you may be eligible for financial assistance based on your income. If you are not eligible for the Health Insurance Marketplace or would prefer to purchase insurance directly from an insurance company, you can do so at any age. However, keep in mind that premiums may be higher for older individuals, and some insurance companies may have age restrictions or limitations on coverage for certain medical conditions. It's important to carefully consider your options and choose a health insurance policy that fits your specific needs and budget. You can research and compare plans online, or work with a licensed insurance agent or broker to help you navigate the process.

Answered February 11, 2013 by Anonymous

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