In Pennsylvania how long does insurance look back for DUIs?
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Asked July 12, 2011
Insurance companies look at your driving history to determine the rates you will be charged for insurance coverage. The length of time a major infraction such as a DUI will be used as a deciding factor are regulated by law in some states, but Pennsylvania is not one of them. Typically, Pennsylvania insurers will look at the previous 3 years of driving history and use any minor or major traffic infractions accumulated during that period to determine your risk factor and subsequent premium rates.
It is important to note that this 3 year limit is not imposed by law, and some insurance companies may regard DUI offenses as serious enough to be considered for a longer period of time, sometimes as much as 5 years. In rare instances, such as where more than one DUI conviction has been recorded, insurance companies may continue to charge higher rates for as long as 10 years, and they are legally entitled to do so.
Answered July 12, 2011 by Anonymous