Jewelry misplaced at jewelry store…claim submitted…handled?

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Asked June 8, 2016

1 Answer


If your jewelry was misplaced or lost while it was in the care of a jewelry store, you should contact the store immediately to report the incident and ask for their procedure for handling lost or misplaced items. The store may have insurance to cover lost or stolen items, and they may be able to help you file a claim. If the store has insurance and the loss is covered, you may be able to receive compensation for the value of your jewelry. However, the store's insurance may have limits or exclusions that could impact your ability to recover the full value of your jewelry. In addition, you may need to provide documentation of the value of the lost jewelry, such as an appraisal or receipts. It's important to keep copies of any communication with the jewelry store and their insurance company, as well as any receipts or appraisals related to the lost jewelry. If the jewelry store does not have insurance or is not able to assist you with a claim, you may need to contact your own insurance company. Your homeowners or renters insurance may provide coverage for lost or stolen jewelry, but you will need to check your policy to confirm the details of your coverage. Overall, the handling of a claim for misplaced or lost jewelry at a jewelry store will depend on the store's insurance coverage, the details of your own insurance policy, and the documentation and evidence that you can provide to support your claim.

Answered June 9, 2016 by mpreston01

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption