I have my own personal Insurance for my own car but I want to deliver Pizzas for Domino’s. They have shown me their own Insurance which covers all drivers to use their own vehicle as soon as they clock on work. Is this right and will I be properly covered?

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Asked March 12, 2013

1 Answer


If you're planning to deliver pizzas for Domino's using your own personal vehicle, you will typically need to have commercial auto insurance to ensure that you are properly covered in the event of an accident or other incident while on the job. While Domino's may provide insurance coverage for their drivers while on the clock, this coverage may not be sufficient to cover all potential damages or liabilities that could arise in the event of an accident. It's important to note that personal auto insurance policies typically exclude coverage for accidents that occur while using the vehicle for commercial purposes. This means that if you were to get into an accident while delivering pizzas without commercial auto insurance, your personal auto insurance policy may not cover the damages or liabilities. However, if Domino's has provided you with their own insurance coverage that specifically covers you while delivering pizzas, this may provide the necessary coverage to ensure that you are properly protected while on the job. It's important to review the terms and conditions of the insurance policy carefully to ensure that it provides adequate coverage for your needs and to clarify any questions or concerns you may have. In general, if you are considering using your personal vehicle for commercial purposes like delivering pizzas, it's a good idea to speak with your insurance provider to see if they offer commercial auto insurance or if you need to purchase a separate policy. Comparing different insurance options and pricing can also be helpful in finding the best coverage for your needs at an affordable price.

Answered March 12, 2013 by Anonymous

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