Should I get a lawyer to help me purchase life insurance?

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Asked August 6, 2012

1 Answer


In most cases, it is not necessary to hire a lawyer to help you purchase life insurance. The process of buying life insurance is usually straightforward and can be done by individuals without the assistance of a lawyer. However, if you have a complicated financial situation or a pre-existing medical condition that may affect your ability to get coverage or the cost of coverage, you may want to consider seeking the advice of a financial planner or insurance broker. If you are considering a more complex life insurance policy, such as a whole life insurance policy, it may be a good idea to consult with a financial planner or insurance broker who can help you understand the policy's features, benefits, and drawbacks. A financial planner can also help you determine if a whole life insurance policy is the best fit for your financial goals. Additionally, if you have a dispute with your insurance company over a claim, you may want to consult with an attorney who specializes in insurance law. An attorney can help you navigate the legal process and ensure that your rights are protected. Overall, it is not necessary to hire a lawyer to purchase life insurance, but it may be beneficial to seek the advice of a financial planner, insurance broker, or attorney depending on your specific circumstances.

Answered August 6, 2012 by Anonymous

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