What if the at fault driver has the same insurance company?

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How do I get my deductible back?

Asked May 30, 2018

1 Answer

Accident scenes can be confusing. Even more confusing are insurance claims. First of all, you are entitled to insurance compensation if faulted. Even when the at-fault driver has the same company.

Here are some tips to ensure that you are assured of deductible compensation;
Notify all parties in time. For most insurance companies, one should notify them in less than 30 days. There are many avenues that all the parties that might be responsible should be told. In the notification probably you only need to state there have been an accident, the place and time of the crash. You do not have to include extents of damage.

Understand the processes and procedure. Besides, ensure you comprehend your rights. The understanding will help you out as not to lose based on a technicality.

Have all the information that may be needed. To file a claim based on different insurers, you will need different information. Necessary information on the accident, how it happened, when it happened, and where it happened. A detailed description of the accident is required. Additionally, be alert to collect the plate numbers, name, insurance information.

Be on the lookout for foul play. The at-fault party can be malicious and try to twist the claims. Beware of such incidences and be safe by informing your auto insurer.

Where necessary get a lawyer to help you through all the aspects of your claim. Legal help eliminates the risk of getting taken advantage.

The insurance claims are usually tricky a road. The above tips are to help you out in case you are filling the insurance claims. Even when the at-fault driver has the same insurance company. Therefore, you file the complaint, and your deductibles will be compensated provided you with all steps to file the claim and follow it up.

Answered June 1, 2018 by key2616

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