totaled home who gets it?

the insurance company totaled my home, the check is enough to pay it off, was told i could pay off home or use money to repair it my question is, if i pay off the home and fix it myself, do i get to keep my home or does insurance company get to salvage it?”

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Insurance canceled for shingles lifting

My insurance was cancelled during hurricane season ( a week after hurricane Michael) due to shingles being lifted. Isn’t a Home Inspector license required to inspect a home for an Insurance company? Even if you are an employee? an individual came out to take pictures of the roof and that was it.”

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