Can I lie about not having health insurance?

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Asked January 9, 2012

1 Answer

As the Health Care Reform goes into effect between now and 2014, everyone will be required to have health insurance, either through private insurance or group insurance offerings. The requirement of having insurance is problematic for many people who do not fully understand how the reform will help them, particularly those who are currently being administered health care through government-sponsored agencies or who have no coverage at all.

The good news is that there is no reason to lie about having health insurance under the healthcare reform. If you are currently receiving healthcare through Medicaid or Medicare, you may not see any visible changes at all, although some paperwork will most likely be required.

If you are not currently insured, but are not eligible for Government-sponsored health care, you will be allowed to participate in group insurance plans with premiums based on a sliding scale of your percentage of the national poverty level. That means that even people who make as much as 400% of the national poverty level will still be eligible for group rate discounts, and the closer to the poverty level your income is, the lower your premiums will be.

The purpose of the reform is to extend healthcare to an estimated 32 million Americans who are not currently insured but do not qualify for Medicaid. And while the healthcare reform is not the same as socialized medicine, it does include the premise that all people have a right to medical care regardless of their income level or financial standing in life. There is no need to lie about health insurance, though, because you will have the option of keeping your current coverage if you have, and granted the ability to receive new coverage if you do not.

Answered January 9, 2012 by Anonymous

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