Does life insurance cover cancer?

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Asked August 27, 2015

1 Answer


Whether or not a life insurance policy covers cancer depends on the specific terms and conditions of the policy. Most life insurance policies do cover death due to cancer, as long as the policy was in force at the time of death and the cause of death is not excluded in the policy. However, it's important to note that some life insurance policies may exclude coverage for death due to certain types of cancer, particularly if the policyholder had a pre-existing condition or history of cancer when the policy was purchased. Additionally, some policies may have exclusions or restrictions related to cancer treatments, such as experimental treatments or treatments received outside of the policy's network. If you have questions about whether or not a particular life insurance policy covers cancer, you should review the policy documents or speak with the insurance company or agent directly. It's also a good idea to compare multiple policies and providers to find one that best meets your needs and provides the coverage you're looking for.

Answered August 28, 2015 by GWGLife

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