is it cheaper to insure a Toyota 4 Runner or a Toyota Highlander?

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Asked September 6, 2017

1 Answer


The cost of insurance for a Toyota 4 Runner or a Toyota Highlander can vary based on several factors, including the age of the driver, the driving record of the driver, the location of the driver, and the specific model year and trim level of the vehicle. In general, however, the cost of insuring a Toyota 4 Runner may be slightly higher than the cost of insuring a Toyota Highlander. One reason for this is that the Toyota 4 Runner is generally considered a more off-road capable and rugged SUV than the Highlander, which may make it slightly more expensive to insure due to its potential for higher risk activities. Additionally, the 4 Runner may be more expensive to repair or replace than the Highlander in the event of an accident or other damage, which could also contribute to higher insurance rates. However, other factors could potentially make the Toyota Highlander more expensive to insure than the 4 Runner. For example, if the Highlander has a more powerful engine or advanced safety features that could increase the cost of repairs or replacement, this could affect the insurance rates for that vehicle. Ultimately, the best way to determine which vehicle will be cheaper to insure is to obtain insurance quotes for both vehicles from multiple insurance providers. This will allow you to compare the rates and coverage options for each vehicle and make an informed decision based on your individual circumstances.

Answered November 1, 2017 by AutoGuy

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