How to Decode Your VIN Number

The VIN number is the Vehicle Identification Number of your vehicle, or the serial number of your car. This guide will walk you through what a VIN number is and how you can decode it.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Jun 28, 2022

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How does your VIN affect your car insurance? The Vehicle Identification Number of your vehicle, usually called a VIN number for short, is the serial number of your car, and provides a lot of information about where it was made, the features it contains, and even things such as the original color of the car.

Decoding the VIN of your car can be informative and is typically used by insurance companies, so here’s the key that insurance companies and law enforcement officers use to find out a little about the car you are driving.

What is a VIN number?

Let’s take a closer look at what each letter or number in each VIN position means.

First, Second and Third Placeholders in the VIN

1st – This indicates the country of manufacture and may be a letter or a number. The following list includes most major manufacturers, but may not be a complete listing:

  • 1 – USA
  • 2 – Canada
  • 3 – Mexico
  • 4 – USA
  • J – Japan
  • K – Korea
  • S – England
  • W – Germany
  • Z – Italy

2nd – This indicates which company manufactured the vehicle. It can be a letter or a number. Here are some common examples:

  • A – Audi
  • B – BMW
  • C – Chrysler
  • D – Mercedes Benz
  • F – Ford
  • G – General Motors
  • H – Honda
  • L – Lincoln
  • M – Mercury
  • N – Nissan
  • P – Plymouth
  • T – Toyota
  • V – Volvo
  • 2 – Pontiac
  • 3 – Oldsmobile
  • 5 – Pontiac
  • 8 – Saturn

3rd – Vehicle type or manufacturing division. (car, truck, SUV, sedan, coupe, etc)

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Fourth Through Eighth Placeholders in a VIN

Let’s continue decoding the VIN of your car.

4th through 8th – The Vehicle Descriptor Section, called a VDS. These characters are used to describe the vehicle attributes such as body style, engine type and size, car model, and more.

Ninth, Tenth, and Eleventh Placeholders of your VIN

9th – This is a checksum digit that can be used to verify the VIN plate information. The digits can be used more than once, but never within a 30-year period. Using a mathematical formula, this number verifies that the other information on the VIN is correct.

10th – This can be a letter or a number and is used to indicate the model year of the vehicle. The reason that letters and numbers are used is to allow a greater span of time between the reuse of the same characters.

11th – Identifies the plant where the car was built. Coupled with the first character, this identifies exactly where the vehicle was made. During a recall, this identifier is typically used to determine which vehicles are being recalled.

The Rest of Your VIN Number

12th through 17th – This is the Vehicle Identifier Section, or VIS. This is the serial number of the vehicle and identifies the sequence in which the vehicle rolled off the assembly line. This section can use letters and numbers, but the final 4 characters are always numbers.

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