Highmark Insurance Review & Ratings (2023)

Highmark Insurance is a reputable health insurance company that offers a wide range of products and services to customers across several states in the United States. The company has a rich history and a strong mission to provide quality healthcare services to its customers at an affordable price.

Highmark Insurance offers several types of discounts to its customers, including multi-policy, safe driver, and good student discounts. The company has received positive customer reviews for its comprehensive coverage options, excellent customer service, and easy claims process. However, some customers have reported high premiums and difficulties with claims processing.

Interesting Attributes of Highmark Insurance:

• Offers a wide range of health insurance products and services to customers across several states in the United States.
• Provides affordable healthcare services to customers, while ensuring they have access to quality healthcare.
• Offers several types of discounts to its customers, including multi-policy, safe driver, and good student discounts.

Health insurance is essential in ensuring that individuals have access to quality healthcare services without worrying about the high cost of medical bills. Highmark Insurance is one of the leading health insurance providers in the United States, offering a wide range of products and services to customers across several states.

Highmark Insurance is committed to providing affordable healthcare services to its customers while ensuring they have access to quality healthcare. In this review, we will take a closer look at Highmark Insurance, including its history, mission, products and services, cost, discounts, customer reviews, strengths, and weaknesses.

Highmark Insurance History and Mission

Highmark Insurance is a not-for-profit health insurance company that was established in 1977 as the Blue Cross of Western Pennsylvania. The company was formed when Blue Cross of Western Pennsylvania and Pennsylvania Blue Shield merged.

The merger was aimed at improving the quality of healthcare services and reducing costs for customers. Highmark Insurance has since grown to become one of the largest health insurance providers in the United States, offering a wide range of products and services to customers across several states.

Highmark Insurance’s mission is to provide affordable healthcare services to its customers while ensuring they have access to quality healthcare. The company is committed to improving the health of its customers and the communities it serves by providing innovative and accessible healthcare solutions.

Highmark Insurance believes in the importance of building strong relationships with its customers, healthcare providers, and the community to ensure the delivery of the best possible healthcare services. The company’s mission is driven by a focus on excellence, integrity, and compassion.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Medicare Rental

 Secured with SHA-256 Encryption

Types of Coverage Offered by Highmark Insurance

Highmark Insurance offers a wide range of health insurance products and services to customers across several states in the United States. The company’s products and services include:

• Individual and family plans: Highmark Insurance offers a variety of individual and family health insurance plans, including Health Maintenance Organization (HMO), Preferred Provider Organization (PPO), and Point of Service (POS) plans. These plans provide coverage for essential health benefits, such as doctor visits, hospital stays, prescription drugs, and preventive care.
• Medicare plans: Highmark Insurance offers several Medicare plans, including Medicare Advantage and Medicare Supplement plans. Medicare Advantage plans provide comprehensive healthcare coverage, while Medicare Supplement plans help pay for out-of-pocket costs that Original Medicare does not cover.
• Employer plans: Highmark Insurance offers a variety of employer health insurance plans, including group plans, self-funded plans, and ancillary plans. These plans are designed to meet the healthcare needs of employees and their families while providing cost savings for employers.
• Dental and vision plans: Highmark Insurance offers dental and vision insurance plans to customers. These plans provide coverage for routine dental and vision care, as well as major procedures and treatments.
• Prescription drug plans: Highmark Insurance offers prescription drug plans to customers to help them save money on their prescription medications. These plans provide coverage for generic and brand-name drugs, as well as specialty medications.

Highmark Insurance’s coverage options are designed to meet the diverse healthcare needs of its customers, whether they are individuals, families, or employers.

The Cost of Coverage With Highmark Insurance

The cost of coverage with Highmark Insurance varies depending on several factors, including the type of plan, the level of coverage, and the location of the customer. However, Highmark Insurance offers competitive prices for its products and services.

Here’s a breakdown of the cost of coverage for some of the company’s products and services:

• Individual and family plans: Highmark Insurance’s individual and family health insurance plans are priced competitively. The cost of coverage varies depending on factors such as age, location, and the level of coverage. In general, HMO plans tend to be the most affordable, while PPO and POS plans tend to be more expensive.
• Medicare plans: Highmark Insurance’s Medicare plans are also priced competitively. The cost of coverage varies depending on factors such as the type of plan, the level of coverage, and the location of the customer. In general, Medicare Advantage plans tend to be more affordable than Medicare Supplement plans.
• Employer plans: Highmark Insurance’s employer health insurance plans are priced competitively and offer cost savings for both employers and employees. The cost of coverage varies depending on factors such as the size of the group, the level of coverage, and the location of the customer.
• Dental and vision plans: Highmark Insurance’s dental and vision insurance plans are also priced competitively. The cost of coverage varies depending on factors such as the type of plan, the level of coverage, and the location of the customer.
• Prescription drug plans: Highmark Insurance’s prescription drug plans are priced competitively and offer cost savings for customers. The cost of coverage varies depending on factors such as the type of plan, the level of coverage, and the location of the customer.

Areas Where Highmark Insurance is Offered

Highmark Insurance is offered in several states across the United States. The company’s coverage areas include:

• Pennsylvania: Highmark Insurance is based in Pittsburgh, Pennsylvania, and provides coverage to customers throughout the state.
• West Virginia: Highmark Insurance provides coverage to customers throughout West Virginia.
• Delaware: Highmark Insurance provides coverage to customers throughout Delaware.
• New York: Highmark Insurance provides coverage to customers in select counties in upstate New York.
• Ohio: Highmark Insurance provides coverage to customers in select counties in eastern and northeastern Ohio.
• Virginia: Highmark Insurance provides coverage to customers in select counties in Virginia.
• Maryland: Highmark Insurance provides coverage to customers in select counties in Maryland.

Highmark Insurance’s coverage areas may vary depending on the type of plan and the level of coverage. To find out if Highmark Insurance is provided in your state, you can take the following six steps:

1. The first step is to visit the official Highmark Insurance website.
2. Once you’re on the website, click on the “Find a Plan” section located at the top of the page.
3. On the “Find a Plan” page, enter your ZIP code in the space provided and click on “Search”.
4. Next, select the type of plan you’re interested in, such as individual and family plans, Medicare plans, or employer plans.
5. Once you’ve selected the type of plan you’re interested in, Highmark Insurance will provide a list of available plans in your area.
6. On the plan details page, check the coverage areas to confirm whether Highmark Insurance is available in your state.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

Auto Home Health Life Business Motorcycle Medicare Rental

 Secured with SHA-256 Encryption

Discounts Available From Highmark Insurance

Highmark Insurance offers several discounts to customers who qualify. Here are some of the discounts available:

• Healthy lifestyles rewards: Highmark Insurance offers discounts to customers who participate in healthy activities such as exercising, eating a healthy diet, and getting an annual physical. Customers can earn up to $500 per year in discounts by completing eligible activities.
• Dental and vision bundle discount: Customers who purchase a dental and vision insurance plan from Highmark Insurance can receive a discount on their premiums.
• Multi-plan discount: Customers who have multiple Highmark Insurance plans, such as health insurance and dental insurance, can receive a discount on their premiums.
• Employee wellness program: Highmark Insurance offers an Employee Wellness Program to employers, which includes discounts for employees who participate in healthy activities and wellness programs.
• Military discount: Highmark Insurance offers a discount to active duty military members and their families.
• Senior citizen discount: Highmark Insurance offers a discount to senior citizens who are 65 years old and above.

Highmark Insurance Customer Reviews

Highmark Insurance has received mixed reviews from customers. Here is an overview of what customers have reported as the company’s strengths and weaknesses:

Strengths:

• Network of doctors and hospitals: Customers have praised Highmark Insurance for its large network of doctors and hospitals, which provides them with a wide range of options for their healthcare needs.
• Comprehensive coverage: Customers have reported that Highmark Insurance offers comprehensive coverage, including preventive care, mental health care, and prescription drug coverage.
• Customer service: Customers have reported positive experiences with Highmark Insurance’s customer service, citing helpful and responsive representatives.

Weaknesses:

• Cost: Some customers have reported that Highmark Insurance’s premiums and out-of-pocket costs are higher than those of other insurance providers.
• Limited coverage areas: While Highmark Insurance provides coverage in several states, some customers have reported that coverage may be limited in certain areas.
• Claims processing: Some customers have reported issues with Highmark Insurance’s claims processing, citing delays and difficulties in getting claims approved and paid.

Roundup: Highmark Insurance

Highmark Insurance is a provider of health insurance plans and services for individuals, families, and employers in several states across the United States. The company has a strong history and mission to provide high-quality and affordable healthcare to its members.

Highmark Insurance offers a range of health insurance products and services, including HMOs, PPOs, EPOs, Medicare plans, and dental and vision insurance. The cost of coverage with Highmark Insurance varies depending on the plan and the customer’s location, but the company offers several discounts to eligible customers.

While Highmark Insurance has received positive reviews for its network of doctors and hospitals and comprehensive coverage, there are also reports of high costs and issues with claims processing. Before choosing a plan, it’s important to carefully consider your healthcare needs and compare options from different insurance providers.