Solar Power in the Home

Solar power in the home can be an excellent investment for your home's property value and reduce electricity bills. Solar panels are made up of multiple small units called photovoltaic cells. These cells take particles of light (photons) and separate the electrons from atoms. This process creates a flow of electricity that can be collected and used immediately or stored for later. Learn more about using solar power in your house below.

Free Insurance Comparison

 Secured with SHA-256 Encryption

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

Full Bio →

Written by

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Full Bio →

Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Nov 29, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Solar panels can be a great investment for the home. They add to the property value while substantially reducing electric bills. Over time, they can pay for themselves. In addition to the financial benefits, the panels can significantly reduce your household’s carbon footprint. To calculate how much of an impact your home power choices have on the environment, you can use the Environmental Protection Agency’s Carbon Footprint Calculator. If you are also curious about the financial benefits, check out the National Renewable Energy Laboratory’s PVWatts Calculator to determine what a grid-connected solar system can mean for your wallet.

Solar Power versus Fossil Fuels

Fossil fuels must be mined, transported, refined, and burned. Each step along the way can have a negative impact on our health and the environment, and the fuel cannot be reused. This means that there is a continuing demand for these limited resources. Even with stricter regulation, the industry still takes its toll on mother earth.

In contrast, while solar panels also require a process of mining and processing the materials to make them into panels, they can be used continuously for years to come and they convert energy from one of the most abundant renewable resources that we have – the sun! Unlike fossil fuels, solar is not a one-time-use-only source of electricity.

To learn more about the difference between solar and fossil fuels, visit:

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

 Secured with SHA-256 Encryption

Other Green Technologies

Today, we have an abundance of clean energy options to choose. Depending on your location and climate, you may benefit more from grid-connected solar panels, off the grid solar, or small wind turbines for the home. If you have a source of running water nearby, such as a stream, there is also the possibility of a home hydropower system. To determine which one might best suit your needs, consider the sun, water, and wind available on your personal plot of land.

To read more about your green energy options, visit:

Solar Panels

We have all seen solar panels gleaming from rooftops, but how do they work? What kind of system do they require? Should you buy or lease them? These questions are answered below.

How Solar Panels Work

Solar panels are made up of multiple small units called photovoltaic cells. These cells take particles of light (photons) and cause them to separate electrons from atoms. This process creates a flow of electricity that can be collected and used immediately or stored for later.

To learn more, visit:

Types of Solar Panels

There are three primary types of solar panels available for home use:

  • Monocrystalline silicon: Also known as single silicon, these are the most efficient, so they are excellent for property owners with limited space. However, they do tend to come with a higher price tag than other panels.
  • Polycrystalline Silicon: Also commonly known as multi silicon, these are very similar to monocrystalline silicon panels, but with lower efficiency and a smaller cost.
  • BIPV: The acronym is short for Building Integrated Photovoltaics. These are intended for homeowners that want less obvious panels. They can be made to blend in with a roof much more effectively that the previous two options, however; they also tend to be less efficient.

To learn more about your options, visit:

Energy Storage and Batteries

Solar panels capture energy, but they do not store it for an extended period. In order to have a consistent amount of energy during the night or on days with limited sunlight, you will need to remain hooked into the power grid or install batteries along with your solar system.

To learn about what battery is best for your situation, visit:

Buying versus Leasing

There are benefits to both options. Which is best for you?


  • This option usually comes with maintenance included
  • Simple and affordable from the first day
  • Less cost effective than buying in the long run


  • You can enjoy a significant cost savings once the solar panels have paid for themselves
  • Comes with a substantial upfront cost
  • You will be responsible for maintenance
  • Tax incentives – read about them at the IRS
  • Adds value to your home

To read more about buying versus leasing, visit:

Other Ways to Harness Solar Power

Solar panels are not the only way that we can harness the sun’s energy. Solar can passively create warm water, light, cooked food, and more.

  • Solar cooker: A solar cooker, or solar oven, uses reflective material to trap heat from the sun’s direct rays. The majority of solar ovens can reach temperatures between 250 and 350 degrees Fahrenheit.
  • Solar water heating: There are multiple to choose. The majority are rooftop water-storage systems that concentrate the sun’s energy to heat water for household use.
  • Solar pool heating:  Pools can be heated using a variety of solar pool covers and solar rings that focus the sun’s heat towards the water.
  • Solar lighting: This method pipes in sun from outdoors through simple reflective tubing.

To learn more about passive solar energy, visit:

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

 Secured with SHA-256 Encryption

Solar Energy in the Future

Where do we see solar in the future?

  • We should begin seeing solar heating strategies showing up more frequently in home design and newer construction.
  • Photovoltaic cells will become more efficient as the science continues.
  • Pricing should drop as the manufacturing of solar panels increases.

To learn more about what may happen with solar in the future, visit:

Teaching Kids about Solar Power

Getting the kids involved in the learning process is a great way to encourage future scientists and green energy consumers. There are various fun hands-on experiments to help get things going.

Activities and Experiments

  • Solar Cooking offers plans for making your own solar oven. This can be a great activity to get everyone involved in and bake a special treat at the same time.
  • Teach Engineering offers various activities and lesson plans for learning about solar energy.
  • Solar Town Kids has a wealth of fun activities for learning about solar.

Materials for Educators

Are you looking for educational materials? These sources provide some excellent literature as well as lesson plans:

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

 Secured with SHA-256 Encryption