One-Day Car Insurance

Most insurance companies don’t offer one-day car insurance, but drivers have many options when it comes to short-term car insurance. If you need one-day car insurance, GEICO is one company that offers policies with the shortest terms and allows drivers to pay month to month, but you may find better rates by shopping around with local companies for temporary auto insurance.

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Natasha McLachlan is a writer who currently lives in Southern California. She is an alumna of California College of the Arts, where she obtained her B.A. in Writing and Literature. Her current work revolves around insurance guides and informational articles. She truly enjoys helping others learn more about everyday, practical matters through her work.

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Jul 16, 2021

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The Rundown

  • One-day car insurance doesn’t exist, but there are temporary policies for drivers who only need coverage for a short time
  • Temporary auto insurance can last for a few weeks of a few months
  • GEICO, Allstate, State Farm, and USAA all offer short-term car insurance policies

If you’re shopping for one-day car insurance quotes, be aware that most insurance companies don’t offer coverage for a single day. Six and 12-month policies are the most common, but you can find temporary car insurance for certain situations.

Drivers have many options when it comes to short-term car insurance. Read our guide to learn when you might need one-day auto insurance, which companies offer temporary coverage, and where to compare cheap insurance quotes online.

Ready to buy one-day car insurance? Enter your ZIP code above to start comparing car insurance rates from local companies for free.

Can I buy one-day car insurance?

Typically, no. Car insurance companies prefer to write policies for at least six months. As one of the few states that don’t allow temporary car insurance, Florida requires drivers to purchase a six or 12-month policy. 

Fortunately, there are still a few ways to get short-term or one-day coverage with a temporary auto insurance policy.

What is temporary car insurance?

Temporary auto insurance coverage can last anywhere from a few weeks to a few months depending on which car insurance provider you have and the kind of policy you choose.

This kind of temporary coverage works for drivers who are traveling, buying a new vehicle, or learning to drive. It can also work for you if you’re looking for affordable one-day car insurance.

Which companies offer temporary car insurance?

No insurance company will offer a policy for one day. If you need one-day car insurance, GEICO is one of the few companies that offer policies with the shortest terms and allow their customers to pay month-to-month. Read our GEICO insurance review to learn more.

Along with GEICO, many different companies offer short-term coverage, including:

  • 21st Century
  • Allstate
  • Farmers
  • Liberty Mutual
  • Metromile 
  • Nationwide
  • State Farm
  • USAA

This list isn’t comprehensive, and some smaller, more local insurance companies can also offer temporary auto insurance. Shop around and compare insurance quotes with multiple companies in your area to find the right short-term policy at the best price.

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Can I buy same-day car insurance?

Yes, you can buy same-day car insurance online with a valid credit card number. As soon as you pay for your policy, coverage will be in place and you can drive with confidence. 

Insurance companies ask for a bit of personal information in order to determine risk and premium pricing. To buy same-day car insurance, make sure you have the following information handy:

  • Vehicle year, make, and model
  • VIN number
  • Address where the vehicle is stored
  • Drivers license number
  • Social Security Number
  • Current policy information, including coverage limits and terms

You may not be eligible for same-day car insurance if you are a high-risk driver. You may also not be eligible if you don’t provide a Social Security Number. This doesn’t mean you are automatically denied coverage, it just means the company may take a few days to approve your application. 

If you need coverage right now, don’t wait to buy one-day car insurance. Enter your ZIP code below to start comparing free car insurance quotes from local companies in your area.

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Compare quotes from the top insurance companies and save!

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