Premier Insurance Review & Ratings (2023)

This Premier Insurance Review will cover Premier Insurance ratings by real users for overall satisfaction and claims, cost, billing, and service satisfaction. The Premier Insurance A.M. Best rating is A. To compare insurance rates from the best companies in your area, enter your ZIP code below.

UPDATED: Mar 8, 2023Fact Checked

Free Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

Full Bio →

Written by Chris Tepedino
Insurance Feature Writer Chris Tepedino

Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

Full Bio →

Reviewed by Laura Walker
Former Licensed Agent Laura Walker

UPDATED: Mar 8, 2023

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.

Company Details
Address: One Tower Square
City: Hartford
State: CT
ZIP Code: 06183
Phone Number: (860) 277-0111
Fax: (860) 277-7002
AM Best Rating: A
Company Rating 0 (0 reviews)

Looking for a reliable and affordable car insurance company? Premier Insurance is an excellent option to consider. This article will provide you with an in-depth review of Premier Insurance, including its history, mission, main products, and services, cost, and discounts available to customers.

We will also discuss the states where their services are offered and provide an overview of customer reviews of the company.

Interesting Attributes of Premier Insurance:

  • Offers a wide range of coverage options, including liability, collision, and comprehensive coverage.
  • Provides a user-friendly website with an easy-to-use quote tool and a mobile app for on-the-go access.
  • Offers discounts for safe driving, bundling multiple policies, and low-mileage driving.

Finding the right car insurance company can be overwhelming, with so many options available in the market. However, Premier Insurance is a company that stands out from the crowd.

It has been providing excellent services to its customers for several years. In this review, we will explore why Premier Insurance is an excellent choice for car insurance.

Premier Insurance History and Mission

Premier Insurance was founded in 1989 by a group of insurance professionals with a vision to provide affordable and reliable insurance services to its customers. Since its inception, Premier Insurance has been committed to offering quality coverage and exceptional customer service to its clients.

The company’s mission is to help its customers manage the risks of everyday life, recover from unexpected events, and realize their dreams. To achieve this mission, Premier Insurance has built a strong team of experienced professionals who work tirelessly to understand the unique needs of each customer and provide customized insurance solutions to meet those needs.

Over the years, Premier Insurance has expanded its services to several states across the United States, providing car insurance coverage to millions of customers.

The company has gained a reputation for its commitment to excellence and innovation in the insurance industry. With a focus on technology and customer service, Premier Insurance continues to grow and evolve, meeting the changing needs of its customers in a dynamic and competitive market.

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Products and Services Offered by Premier Insurance

Premier Insurance offers a wide range of car insurance coverage options to meet the diverse needs of its customers. Here is an overview of the main products and services offered by the company:

  • Liability Coverage: Liability coverage is mandatory in most states, and it covers the cost of damages or injuries that you may cause to other people or their property in an accident where you are at fault.
  • Collision Coverage: Collision coverage pays for the repairs or replacement of your car if it is damaged in an accident with another vehicle or object.
  • Comprehensive Coverage: Comprehensive coverage covers the cost of repairs or replacement of your car if it is damaged by something other than a collision, such as theft, fire, or natural disasters.
  • Personal Injury Protection: This coverage pays for medical expenses, lost wages, and other related expenses if you or your passengers are injured in an accident.
  • Uninsured/Underinsured Motorist Coverage: This coverage provides protection if you are involved in an accident with a driver who is uninsured or does not have enough insurance to cover the damages.
  • Roadside Assistance: This coverage provides help if you need assistance while on the road, such as towing, fuel delivery, or battery jump-start.

How much does Premier insurance cost?

The cost of car insurance coverage offered by Premier Insurance depends on several factors, including the level of coverage you select, your driving history, the type of car you drive, and the state where you reside. Some of the key factors that can affect the cost of your car insurance premium with Premier Insurance include:

  • Driving record: Drivers with a clean driving record typically pay less for car insurance than those with a history of accidents or traffic violations.
  • Type of car: The make and model of your car can affect the cost of your insurance premium. Sports cars or high-end luxury cars typically cost more to insure than more modest vehicles.
  • Level of coverage: The more coverage you select, the higher your insurance premium will be. If you choose a policy with a high deductible, your premium will be lower.
  • Location: Insurance rates can vary significantly by state and even by ZIP code within a state.

In what parts of the U.S. is Premier insurance offered?

Premier Insurance offers car insurance coverage in several states across the United States. The states where the company currently operates include:

  • California
  • Arizona
  • Texas
  • Nevada
  • Oregon
  • Utah
  • Washington
  • New Mexico

Compare The Best Insurance Quotes In The Country

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption

Discounts Available Through Premier Insurance

If you are interested in finding out whether Premier Insurance offers coverage in your state, you can follow these four steps:

  1. Visit the Premier insurance website: The company’s website is the best place to start your search. Navigate to the homepage.
  2. Look for the “Locations” or “Coverage Area” section: Most insurance providers have a page or section on their website that outlines the states where they offer coverage. Look for a link or button that says “Locations” or “Coverage Area.”
  3. Check the state list: Once you have located the “Locations” or “Coverage Area” section, check the list of states to see if your state is included.
  4. Contact Premier insurance: If you are unable to find information about your state on the company’s website, you can contact Premier Insurance directly to inquire about coverage options. The company’s customer service representatives should be able to provide you with more information.

Customer Reviews of Premier Insurance

Premier Insurance offers a variety of discounts to help customers save money on their car insurance premiums. Some of the most common discounts available through the company include:

  • Safe driver discount: If you have a clean driving record and have not had any accidents or traffic violations in a certain period of time, you may qualify for a safe driver discount.
  • Multi-car discount: Customers who insure more than one car with Premier Insurance can save money on their premiums through a multi-car discount.
  • Good student discount: If you are a full-time student with good grades, you may qualify for a good student discount.
  • Military discount: Active military members, veterans, and their families may be eligible for a discount on their car insurance premiums.
  • Homeowner discount: Customers who own a home and insure it with Premier Insurance can qualify for a homeowner discount on their car insurance.
  • Paid-in-full discount: Customers who pay their car insurance premium in full upfront can save money on their premiums through a paid-in-full discount.
  • Safety features discount: If your car has certain safety features, such as anti-lock brakes, airbags, or an anti-theft system, you may qualify for a discount on your insurance premium.

Overall: Premier Insurance

Premier Insurance is a car insurance company that has been providing affordable and reliable insurance coverage to customers for over 20 years. The company operates in several states across the United States, including California, Arizona, Texas, Nevada, Oregon, Utah, Washington, and New Mexico.

Premier Insurance offers a range of car insurance products and services, including liability coverage, collision coverage, comprehensive coverage, and uninsured motorist coverage. The company also offers several discounts to help customers save money on their premiums, such as safe driver discounts, multi-car discounts, and good student discounts.

The cost of car insurance coverage through Premier Insurance can vary depending on a number of factors, including your driving history, the type of car you drive, and your location. To obtain a personalized quote for car insurance coverage, customers can visit the company’s website or contact one of its licensed agents.

Free Insurance Comparison

Compare quotes from the top insurance companies and save!

secured lock Secured with SHA-256 Encryption