Republic Indemnity Insurance Review & Ratings (2023)

Republic Indemnity Insurance is a California-based provider of workers’ compensation insurance. Here are a few noteworthy things about the company:

• Established in 1984, Republic Indemnity Insurance has been providing workers’ compensation insurance for over 35 years.
• The company has a solid reputation for excellent customer service, earning an “A+” rating from the Better Business Bureau.
• Republic Indemnity Insurance is licensed to operate in 42 states and the District of Columbia

The company’s mission is to deliver high-quality workers’ compensation insurance with exceptional service, while also providing a safe and healthy workplace for employees.

History and Mission of Republic Indemnity Insurance

Republic Indemnity Insurance Company was founded in 1984 in Encino, California, by a group of experienced insurance professionals who wanted to provide quality workers’ compensation insurance to businesses of all sizes.

Over the years, the company has expanded its operations to become one of the leading providers of workers’ compensation insurance in the United States.

The mission of Republic Indemnity Insurance is to provide high-quality workers’ compensation insurance products and services with exceptional customer service.

The company is committed to building lasting relationships with its customers and partners, and to providing a safe and healthy workplace for employees.

As part of its mission, Republic Indemnity Insurance is dedicated to helping businesses prevent workplace accidents and injuries.

States Where Republic Indemnity Offers Insurance

Republic Indemnity Insurance is licensed to operate in 42 states and the District of Columbia. The states where Republic Indemnity Insurance offers workers’ compensation insurance include:

Arizona, California, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, West Virginia, Wisconsin.

If you are interested in getting a workers’ compensation insurance policy from Republic Indemnity Insurance, it is best to contact the company directly to confirm their availability in your state and to get more information about their policies and services.

Insurance Offers by Republic Indemnity

Republic Indemnity Insurance is primarily focused on providing workers’ compensation insurance to businesses of all sizes. However, the company also offers a range of other products and services to help businesses manage their risk and maintain a safe workplace.

Here are some of the main products and services offered by Republic Indemnity Insurance:

• Workers’ compensation insurance: This is the primary product offered by Republic Indemnity Insurance. The company provides workers’ compensation insurance policies that cover the costs of medical treatment and lost wages for employees who are injured on the job.
• Loss control services: Republic Indemnity Insurance offers a range of loss control services designed to help businesses prevent workplace accidents and injuries. These services include safety consultations, employee training programs, and customized safety plans.
• Claims management: In the event of a workplace accident or injury, Republic Indemnity Insurance has a team of experienced claims adjusters who are dedicated to managing the claims process and ensuring that injured employees receive the care and compensation they need.
• Return-to-work programs: Republic Indemnity Insurance offers return-to-work programs that help injured employees get back to work as quickly and safely as possible. These programs include job modifications, retraining, and other services that can help injured employees return to their pre-injury level of productivity.
• Risk management: Republic Indemnity Insurance also provides risk management services to help businesses identify potential risks and implement effective risk mitigation strategies. These services can include safety audits, risk assessments, and customized risk management plans.

The cost of Republic Indemnity Insurance’s products and services varies depending on several factors, including the size of the business, the level of risk, and the state in which the business operates. It is best to contact the company directly to get a quote and to discuss the specific needs of your business.

Cost of Republic Indemnity Insurance

The cost of insurance from Republic Indemnity Insurance will vary depending on several factors, including the size of the business, the type of industry, the number of employees, and the level of risk associated with the business.

Typically, the cost of workers’ compensation insurance is calculated based on a rate per $100 of payroll. This rate is determined by the state in which the business operates, and can also be influenced by the business’s claims history and other factors.

To get an accurate quote for workers’ compensation insurance from Republic Indemnity Insurance, it is best to contact the company directly and provide them with information about your business. They will be able to provide you with a customized quote based on your specific needs and circumstances.

Discounts Available With Republic Indemnity Insurance

Republic Indemnity Insurance offers various discounts to businesses that meet certain criteria. Here are some of the discounts that may be available:

• Safety program discount: Businesses that have implemented effective safety programs and have a good safety record may be eligible for a discount on their workers’ compensation insurance premiums.
• Group discount: If you are a member of a group or association, you may be eligible for a group discount on your workers’ compensation insurance premiums.
• Claims-free discount: Businesses that have a good claims history and have not had any claims in the past may be eligible for a claims-free discount on their insurance premiums.
• Experience modification discount: Republic Indemnity Insurance uses an experience modification factor (EMR) to adjust insurance premiums based on a business’s claims history. If your business has a good claims history, you may be eligible for a discount on your premiums.
• Large deductible discount: If your business can assume a higher deductible for workers’ compensation insurance, you may be eligible for a discount on your premiums.

To find out which discounts you may be eligible for, it’s best to contact Republic Indemnity Insurance directly and discuss your specific needs and circumstances with a representative.

Customer Reviews: Republic Indemnity Insurance

Customer reviews can be an important factor when deciding on an insurance provider. Here’s a summary of some of the reviews for Republic Indemnity Insurance:

Positive reviews:

• Many customers appreciate the company’s focus on safety and risk management. They feel that Republic Indemnity Insurance provides valuable resources and services to help businesses prevent workplace accidents and injuries.
• Customers have praised the company’s claims management process, noting that Republic Indemnity Insurance is responsive, helpful, and dedicated to ensuring that injured employees receive the care and compensation they need.
• Some customers have reported that Republic Indemnity Insurance offers competitive rates and discounts, making it an affordable option for workers’ compensation insurance.

Negative reviews:

• Some customers have expressed frustration with the company’s customer service, citing long wait times and difficulty getting in touch with representatives.
• A few customers have reported issues with claims processing, stating that they experienced delays or difficulty getting their claims approved.
• Some customers have expressed dissatisfaction with the company’s billing practices, citing confusion or unexpected charges on their bills.

Overall, the majority of customer reviews for Republic Indemnity Insurance are positive, with customers praising the company’s focus on safety and risk management, as well as its claims management process.

As with any insurance provider, it’s important to carefully consider your specific needs and circumstances when choosing an insurance company and to research customer reviews and ratings before making a decision.

Roundup: Republic Indemnity Insurance

Republic Indemnity Insurance is a reputable insurance company that specializes in workers’ compensation insurance for businesses of all sizes.

The company has a long history dating back to 1954 and has a strong focus on safety and risk management to help businesses prevent workplace accidents and injuries.

Overall, Republic Indemnity Insurance has received mostly positive customer reviews, with customers praising the company’s focus on safety and claims management process.

However, some customers have reported issues with customer service, claims processing, and billing. It’s important to carefully consider your specific needs and circumstances when choosing an insurance provider and to research customer reviews and ratings before making a decision.