National Farmers Union Insurance Review & Ratings (2023)

National Farmers Union Insurance (NFU) is a car insurance company that offers policies to drivers in select states across the United States. Here are a few interesting attributes of the company:

• NFU is a branch of the National Farmers Union, a non-profit organization that has been advocating for American family farmers and ranchers for over a century
• The company is known for its commitment to sustainability and the environment, offering eco-friendly coverage options and encouraging customers to reduce their carbon footprint
• NFU also offers a unique endorsement for drivers who frequently use their vehicles for farm work, covering the specialized equipment and liability risks associated with farming

National Farmers Union Insurance History and Mission

National Farmers Union Insurance (NFU) has a long history of providing insurance solutions to farmers and ranchers in the United States. The company was established in 1945 as a subsidiary of the National Farmers Union, a non-profit organization founded in 1902 to advocate for the economic and social welfare of family farmers and ranchers.

NFU initially offered a range of insurance products for farmers, including crop insurance and liability coverage for farm operations. Over time, the company expanded its offerings to include auto insurance policies, recognizing the need for affordable and comprehensive coverage for rural drivers.

Today, NFU’s mission is to provide reliable and affordable insurance solutions to rural communities and support sustainable agriculture practices. The company is committed to promoting eco-friendly insurance products and encouraging customers to reduce their carbon footprint. NFU also supports rural communities by investing in local programs and organizations that promote sustainable agriculture and rural development.

In addition to its insurance products, NFU is also active in advocating for policy changes that benefit family farmers and ranchers. The National Farmers Union works with lawmakers and other organizations to support policies that promote family farm agriculture, including programs that provide assistance to small and medium-sized farms and initiatives that support sustainable farming practices.

Overall, National Farmers Union Insurance is an organization with a rich history and a strong commitment to serving rural communities and promoting sustainable agriculture practices. The company’s dedication to providing affordable and comprehensive insurance solutions to rural drivers, along with its advocacy work on behalf of family farmers and ranchers, make it a unique and valuable resource for those living in rural areas.

National Farmers Union Insurance Products and Services

National Farmers Union Insurance (NFU) offers a range of insurance products and services designed to meet the needs of rural communities in the United States. Here are some of the main products and services offered by the company:

• Auto insurance: NFU offers standard auto insurance coverage, including liability, collision, and comprehensive coverage, as well as specialized policies for farm vehicles, classic cars, and motorcycles. The company’s auto insurance policies also include a range of discounts for safe driving, multi-vehicle policies, and other factors.
• Homeowners insurance: NFU offers homeowners insurance policies to protect homes and personal property against damage or loss. The company’s policies also include liability coverage, which provides protection in the event that someone is injured on your property.
• Crop insurance: NFU provides crop insurance policies to farmers and ranchers, helping to protect against weather-related losses, pests, and other risks that can impact crop yields. The company’s crop insurance policies are designed to provide affordable coverage to small and medium-sized farmers.
• Commercial insurance: NFU offers a range of commercial insurance policies to protect businesses against various risks, including liability, property damage, and employee injuries. The company’s commercial insurance policies can be customized to meet the unique needs of each business.
• Life insurance: NFU provides life insurance policies to protect families and loved ones in the event of a policyholder’s death. The company’s life insurance policies include term life insurance, whole life insurance, and universal life insurance.
• Health insurance: NFU offers health insurance policies for individuals and families, providing coverage for medical expenses, hospitalization, and other health-related costs. The company’s health insurance policies can be customized to meet the unique needs of each individual or family.

NFU’s insurance products and services are currently available in 17 states across the country, including Colorado, Illinois, Kansas, Minnesota, and Texas. The cost of NFU’s insurance policies varies depending on factors such as the type of coverage, the location of the policyholder, and the policyholder’s individual risk factors.

Cost of Coverage With National Farmers Union Insurance

The cost of insurance with National Farmers Union (NFU) varies depending on a variety of factors, including the type of coverage, the location of the policyholder, and the policyholder’s individual risk factors.

That being said, NFU is known for offering affordable insurance options for rural communities, including farmers and ranchers. The company prides itself on offering rates that are competitive and fair, and it offers a range of discounts to help policyholders save money on their premiums.

To get an accurate quote for NFU insurance, it’s best to contact the company directly or use their online quote tool. This will allow you to input your personal information, coverage needs, and other relevant details to get a customized quote based on your specific circumstances.

National Farmers Union Insurance Discounts

NFU offers a range of discounts to help policyholders save money on their premiums. These discounts can vary depending on the state and the type of policy, but some common discounts include:

• Safe driver discount: This discount is for policyholders who maintain a clean driving record
• Multi-vehicle discount: This discount is for policyholders who insure more than one vehicle with NFU
• Multi-policy discount: This discount is for policyholders who bundle their insurance policies with NFU
• Good student discount: This discount is for policyholders who maintain good grades in school
• Anti-theft device discount: This discount is for policyholders who install approved anti-theft devices in their vehicles

Overall, while the cost of insurance with NFU will vary depending on your individual circumstances, the company is known for offering affordable rates and a range of discounts to help policyholders save money on their premiums.

States Where National Farmers Union Insurance is Offered

National Farmers Union Insurance (NFU) provides insurance coverage in 17 states across the United States. These states are:

• Colorado
• Idaho
• Illinois
• Indiana
• Iowa
• Kansas
• Minnesota
• Montana
• Nebraska
• New Mexico
• North Dakota
• Oklahoma
• Oregon
• South Dakota
• Texas
• Utah
• Wyoming

It’s worth noting that the specific insurance products and services offered by NFU may vary depending on the state. For example, some states may have restrictions on the types of insurance that can be offered or may require additional coverage options. Additionally, the cost of insurance with NFU may vary depending on the state, as insurance rates are often regulated at the state level.

If you’re interested in purchasing insurance from NFU, it’s best to contact the company directly or visit their website to see what products and services are available in your state. This will allow you to get a customized quote based on your specific circumstances and insurance needs.

Customer Reviews of National Farmers Union Insurance

Customer reviews of National Farmers Union (NFU) Insurance are generally positive, with many customers praising the company’s affordable rates, personalized service, and commitment to supporting rural communities. However, as with any insurance provider, there are also some negative reviews from customers who have had negative experiences with the company.

Positive reviews:

NFU often mention the company’s competitive rates and helpful customer service. Many customers appreciate the fact that NFU specializes in serving rural communities, including farmers and ranchers, and that they offer personalized coverage options that can be tailored to meet individual needs. Some customers also appreciate the company’s commitment to giving back to the community through various charitable initiatives.

Negative reviews:

NFU often focus on issues with claims processing, customer service, or billing. Some customers have reported difficulty getting in touch with the company or delays in getting their claims processed, while others have reported unexpected rate increases or billing errors.

It’s worth noting that customer experiences with NFU can vary depending on a variety of factors, including the specific product or service being offered, the individual agent or representative handling the account, and the customer’s individual circumstances.

While customer reviews can be a helpful tool for evaluating an insurance provider, it’s important to keep in mind that they represent only a small sample of overall customer experiences and should be considered alongside other factors such as cost, coverage options, and reputation.

In Review: National Farmers Union Insurance

National Farmers Union (NFU) Insurance generally receives positive customer reviews, with many customers praising the company’s competitive rates, personalized service, and commitment to rural communities.

Some customers appreciate the company’s specialized coverage options that can be tailored to meet individual needs, while others appreciate the company’s charitable initiatives. However, some negative reviews have been reported, with customers experiencing issues with claims processing, customer service, or billing.

It’s important to keep in mind that customer experiences with NFU can vary depending on a variety of factors, including the specific product or service being offered, the individual agent or representative handling the account, and the customer’s individual circumstances.

While customer reviews can be a helpful tool for evaluating an insurance provider, it’s best to consider them alongside other factors such as cost, coverage options, and reputation. Overall, NFU is a reputable insurance provider that offers affordable coverage options for rural communities in 17 states across the United States.