Stillwater Insurance Review & Ratings (2023)

Stillwater Insurance is a trusted provider of insurance solutions, offering a range of coverage options to safeguard your valuable assets. In this comprehensive article, we will delve into the various aspects of Stillwater Insurance, including its review, ratings, and the savings it can provide. We will explore the company’s history, mission, coverage plans, available discounts, and customer reviews. 

• Stillwater Insurance offers a unique “switch and saves” program that allows customers to easily switch to their services and save money on their car insurance premiums.
• The company is committed to providing exceptional customer service, with a 24/7 claims hotline and dedicated claims representatives to ensure that customers receive prompt and efficient service.
• Stillwater Insurance offers a variety of discounts to help customers save money on their car insurance, including safe driver discounts, multi-car discounts, and discounts for bundling policies.

To ensure you find the best insurance options at the most competitive rates, enter your zip code and compare quotes from top providers in your area. Protect what matters most with Stillwater Insurance today.

Stillwater Insurance History and Mission

Stillwater Insurance was founded in 2000 in Jacksonville, Florida, with a mission to provide high-quality insurance products and services to customers at competitive rates.

The company’s founders believed that there was a need for an insurance company that put customers first and provided exceptional service, and they set out to create a company that did just that.

Over the years, Stillwater Insurance has grown to become one of the leading providers of car insurance in the United States, with operations in 47 states.

Despite this growth, the company has remained committed to its founding mission of providing excellent customer service and affordable rates.

Coverage Plans Offered by Stillwater Insurance

Stillwater Insurance offers a range of car insurance products and services designed to meet the needs of drivers in different states and situations. Here is an overview of some of the main products and services that the company offers:

• Liability coverage: This is the most basic type of car insurance and covers the cost of damages you cause to another person’s vehicle or property in an accident.
• Collision coverage: This type of coverage pays for the cost of repairing or replacing your vehicle if you are involved in an accident.
• Comprehensive coverage: This type of coverage pays for damage to your vehicle caused by events other than a collision, such as theft, vandalism, or weather-related incidents.
• Personal injury protection (PIP): PIP coverage is required in some states and covers the cost of medical expenses, lost wages, and other related costs if you or your passengers are injured in an accident.
• Uninsured/Underinsured motorist coverage: This coverage protects you if you are involved in an accident with a driver who doesn’t have enough insurance to cover the damages they caused.
• Additional coverage options: Stillwater Insurance also offers a variety of additional coverage options, including roadside assistance, rental car coverage, and gap insurance.

Overall, Stillwater Insurance’s range of coverage options and flexibility make it an excellent choice for drivers looking for comprehensive and affordable car insurance.

Cost of Coverage at Stillwater Insurance

The cost of car insurance with Stillwater Insurance will vary depending on a variety of factors, including your age, driving record, the type of vehicle you drive, and the level of coverage you select.

However, Stillwater Insurance is known for offering competitive rates and discounts that can help lower the cost of your insurance premiums.

To give you a better idea of what you might pay for car insurance with Stillwater Insurance, here are some average annual premiums for a single driver with a clean driving record in a mid-sized city:

• Liability coverage: $525 to $750
• Liability + collision coverage: $875 to $1,125
• Liability + comprehensive coverage: $900 to $1,200
• Full coverage (liability + collision + comprehensive): $1,350 to $1,750

It’s important to note that these are just rough estimates and that your actual premium may be higher or lower depending on your circumstances. Additionally, discounts are available that can help lower your premium even further.

To get a personalized quote from Stillwater Insurance, you can visit their website or call their customer service team. They’ll be able to provide you with a more accurate estimate based on your specific situation and coverage needs.

Available Discounts With Stillwater Insurance

Stillwater Insurance offers several discounts to help customers save money on their car insurance premiums. Here are some of the most common discounts that are available:

• Safe driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a safe driver discount.
• Multi-car discount: If you insure multiple vehicles with Stillwater Insurance, you may be eligible for a multi-car discount.
• Good student discount: If you are a full-time student with a GPA of 3.0 or higher, you may be eligible for a good student discount.
• Anti-theft device discount: If your vehicle is equipped with an anti-theft device, such as an alarm system or tracking device, you may be eligible for a discount.
• Bundling discount: If you bundle your car insurance with another type of insurance, such as homeowners insurance, you may be eligible for a bundling discount.
• Defensive driving course discount: If you have completed a state-approved defensive driving course, you may be eligible for a discount on your car insurance premiums.

It’s important to note that the availability and amount of discounts may vary depending on the state where you live and the coverage options you select. To learn more about the discounts that are available to you, it’s best to contact Stillwater Insurance directly or visit their website for more information.

By taking advantage of these discounts, you can save money on your car insurance premiums and get the coverage you need at a price you can afford.

States Offering Stillwater Insurance

Stillwater Insurance currently offers car insurance coverage in 47 states across the United States. It’s worth noting that while Stillwater Insurance offers coverage in a majority of states, the specific coverage options and discounts available may vary depending on the state where you live.

It’s best to contact Stillwater Insurance directly or visit their website for more information on the coverage options and discounts available in your state.

Customer Feedback for Stillwater Insurance

customer reviews can be a helpful way to get an idea of what it’s like to work with Stillwater Insurance. Here’s a summary of some of the reviews that customers have left online:

• Positive Reviews: Many customers praise Stillwater Insurance for their competitive rates, helpful customer service, and easy-to-use online platform. Customers have also mentioned that claims are processed quickly and efficiently.
• Negative Reviews: Some customers have had negative experiences with Stillwater Insurance, particularly about communication issues and delays in processing claims. Additionally, some customers have reported that premiums can increase unexpectedly over time.

Overall, Stillwater Insurance has generally positive reviews from customers, with many people praising the company for their competitive rates and helpful customer service.

However, as with any insurance company, there are some negative reviews as well. It’s important to do your research and carefully consider your options before selecting a car insurance provider.

If you have any questions or concerns, it’s best to contact Stillwater Insurance directly to get more information.

In Summary: Stillwater Insurance

Overall, Stillwater Insurance is a reputable car insurance provider that offers a range of coverage options and discounts to help customers find affordable and effective insurance coverage.

The company has been in business for over a decade and has a strong reputation for quality customer service, efficient claims processing, and competitive rates.

While Stillwater Insurance has generally positive customer reviews, it’s worth noting that some customers have had negative experiences as well. As with any insurance company, it’s important to do your research and carefully consider your options before selecting a provider.