American National Insurance Review & Ratings (2023)

The American National Family of Companies (also known as American National Insurance) has been in business for over 100 years. The company was founded in Galveston, Texas in 1905 by William L. Moody, Junior. Over the last century, American National expanded to include various types of insurance, all designed so that employers can offer their employees the affordable insurance products.

American National Insurance is a reputable car insurance company with a strong history of providing quality coverage at competitive prices. This comprehensive review covers the company’s mission, products, cost, and availability, as well as discounts and customer reviews to help you make an informed decision about your car insurance, needs.

Interesting attributes of American National Insurance:

• American National Insurance has over a century of experience in providing insurance products to customers.
• The company offers a wide range of insurance products, including car insurance, home insurance, and life insurance.
• American National Insurance operates in all 50 states, making it a convenient option for customers across the country.

American National Insurance is a well-established car insurance company that has been serving customers for over a century. Founded in 1905, the company has a long history of providing quality insurance products to customers across the country.

In this review, we will take a closer look at American National Insurance and its car insurance offerings, including the products and services they offer, the cost of those services, and the states where their services are available. We will also discuss the different types of discounts available to customers and how to qualify for them, as well as an overview of customer reviews of the company.

History and Mission of American National Insurance

American National Insurance was founded in 1905 with the mission to provide customers with quality insurance products at a fair price. The company has its roots in Galveston, Texas, where it was first established as a provider of fire and marine insurance.

Over the years, American National Insurance has expanded its offerings to include a wide range of insurance products, including car insurance, home insurance, and life insurance.

The company has grown significantly since its founding, and it is now one of the largest and most respected insurance providers in the country. American National Insurance has a strong history of financial stability, and it has been consistently rated as one of the top insurance companies in the country by independent rating agencies.

Throughout its history, American National Insurance has remained committed to its original mission of providing quality insurance products at a fair price. The company is dedicated to helping customers find the right insurance coverage to meet their needs, and it is known for its excellent customer service.

American National Insurance also places a strong emphasis on education and helping customers understand their insurance options, so they can make informed decisions about their coverage.

Coverage Options Available at American National Insurance

American National Insurance offers a variety of car insurance options to customers, including liability, collision, and comprehensive coverage. The company also offers additional coverage options such as roadside assistance, rental car coverage, and gap insurance.

American National Insurance also provides discounts for safe drivers and for customers who bundle their car insurance with other insurance products such as home insurance.

Some of the main types of coverage offered by the company include:

• Auto insurance: American National Insurance offers car insurance policies that provide coverage for liability, collision, and comprehensive damages. Policyholders can also add on additional coverages such as roadside assistance, rental car coverage, and gap insurance.
• Home insurance: American National Insurance’s home insurance policies provide coverage for damages to the structure of the home, as well as personal property and liability coverage. Policyholders can also add on additional coverages such as flood insurance and umbrella insurance.
• Life insurance: American National Insurance offers a variety of life insurance options, including term life, whole life, and universal life insurance policies. These policies can provide coverage for a set period of time or throughout the policyholder’s lifetime.
• Business insurance: American National Insurance also offers a range of business insurance products, including general liability, workers’ compensation, and commercial auto insurance. These policies can help protect business owners from financial losses due to accidents, injuries, and other unforeseen events.

In addition to these main types of coverage, American National Insurance also offers a variety of other insurance products, such as boat insurance, motorcycle insurance, and recreational vehicle insurance.

The cost of these services varies depending on a variety of factors, such as the type of coverage, the amount of coverage, and the policyholder’s location. American National Insurance’s services are offered in most of the states across the US.

Cost of American National Insurance

The cost of insurance with American National Insurance can vary depending on a variety of factors, such as the type of coverage, the amount of coverage, and the policyholder’s location. Some other factors that can affect the cost of insurance include the policyholder’s driving record, the make and model of their vehicle, and the age and type of their home.

In general, American National Insurance’s car insurance rates are competitive with those of other major insurance companies. The company offers a variety of discounts that can help lower the cost of insurance for policyholders, such as discounts for good drivers, multiple policies, and anti-theft devices.

Homeowners insurance rates can also vary depending on the location, age, and type of the home, as well as the coverage level. American National insurance provides discounts for customers who have installed safety and security devices in their homes, and bundle their home insurance with other policies like auto insurance.

Life insurance rates can vary depending on the type of policy, the coverage amount, and the policyholder’s age and health. American National Insurance’s life insurance rates are generally in line with those of other major insurance companies.

It’s important to note that the cost of insurance can vary widely depending on the individual policyholder’s circumstances, so it’s important for customers to get a quote from American National Insurance to get a better idea of how much their insurance will cost.

The company offers competitive rates and provides customers with a variety of payment options, including monthly and annual payments.

Discounts Offered by American National Insurance

American National Insurance offers a variety of discounts that can help policyholders lower the cost of their insurance. Some of the main discounts offered by the company include:

• Good driver discount: Policyholders with a clean driving record may be eligible for a discount on their car insurance.
• Multiple policy discount: Customers who have multiple policies with American National Insurance, such as car and home insurance, may be eligible for a discount on their insurance rates.
• Anti-theft device discount: Policyholders who have installed anti-theft devices on their vehicle may be eligible for a discount on their car insurance.
• Safety device discount: Policyholders who have installed safety devices in their homes, such as smoke detectors and burglar alarms, may be eligible for a discount on their homeowners insurance.
• Bundling discount: Policyholders who bundle their home and auto insurance with American National Insurance may be eligible for a discount on their insurance rates.
• Early signing discount: Policyholders who purchase their insurance policy before it expires may be eligible for a discount on their insurance rates.
• Loyalty discount: Policyholders who have been with American National Insurance for a certain number of years may be eligible for a discount on their insurance rates.

It’s important to note that these discounts may vary by state, so it’s a good idea for customers to check with American National Insurance to see what discounts are available in their area. Additionally, some of these discounts may have certain conditions and qualifications, so it’s worth checking with the company to see if you qualify.

States Where American National Insurance Is Offered

American National Insurance is a national company and is offered in all 50 states in the United States. The company provides a wide range of insurance products, including car insurance, homeowners insurance, life insurance, and more.

The company has a network of independent agents and brokers that work with customers to help them find the right insurance coverage at the right price. Customers can get a quote, purchase a policy, and manage their policy online or through the company’s mobile app.

Note that insurance regulations and laws vary by state, so the specific products and coverage options offered by American National Insurance may differ from state to state.

Additionally, the availability and pricing of the products may also change depending on the state. Customers can check with American National Insurance or the company’s agents for more specific information on the products and services offered in their state.

Customer Reviews for American National Insurance

American National Insurance has generally received positive customer reviews. Customers report that the company provides excellent customer service and that the claims process is easy to navigate. Some customers have also reported that the company’s rates are competitive with other insurance providers.

However, some customers have also reported that the company’s rates have increased over time and that the company’s customer service could be improved. Overall, American National Insurance is a reputable car insurance company that is worth considering for your car insurance needs.

Summary: American National Insurance

American National Insurance is a reputable car insurance company with a long history of providing quality insurance products to customers. The company offers a wide range of car insurance options, competitive rates, and discounts to help customers save money on their insurance. American National Insurance operates in all 50 states, making it a convenient option for customers across the country. If you’re looking for car insurance