Employers Insurance Review & Ratings (2023)

Employers insurance is a provider of liability and workers’ compensation insurance for businesses of all sizes. The company has been in operation for over 100 years and offers a wide range of coverage options to meet the needs of its clients.

In this article, we’ll take an in-depth look at Employers insurance, including its history, products and services, discounts, customer reviews, and more.

Highlights of Employers Insurance:

• Over 100 years in business
• Offers liability and workers’ compensation insurance
• Wide range of coverage options

Employers insurance is a well-established provider of liability and workers’ compensation insurance. With over 100 years in business, the company has a long history of serving the insurance needs of businesses of all sizes.

Their mission is to provide their customers with comprehensive coverage options and exceptional customer service. In this article, we’ll take a closer look at Employers insurance and the products and services they offer.

Employers Insurance Company History and Mission

Employers Insurance is a provider of liability and workers’ compensation insurance for businesses of all sizes. The company has a long history, having been established over 100 years ago. Their mission is to provide their customers with comprehensive coverage options, affordable prices, and exceptional customer service.

They are committed to helping businesses protect themselves against financial loss and ensuring that their employees are properly covered in the event of a work-related injury.

Throughout its history, Employers Insurance has been dedicated to serving the insurance needs of businesses of all sizes. They have a reputation for offering quality coverage options and providing outstanding customer service.

Whether you are a small business owner or the head of a large corporation, Employers Insurance has the products and services you need to protect your business and your employees.

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Employers Insurance Coverage Options

Employers Insurance offers a wide range of coverage options to meet the needs of businesses of all sizes. Their products and services include:

• General liability insurance: This coverage protects businesses against financial loss in the event of a lawsuit related to third-party bodily injury or property damage.
• Professional liability insurance: This coverage provides protection for business in the event of a lawsuit related to errors or omissions in the performance of professional services.
• Commercial auto liability insurance: This coverage protects businesses that own or operate commercial vehicles, covering the cost of damage to other vehicles or property in the event of an accident.
• Workers compensation insurance: This coverage provides financial support to employees who are injured on the job, covering medical expenses, lost wages, and other benefits.

Employers Insurance also offers coverage for specialized industries, such as construction, transportation, and healthcare. Their products and services are available in a number of states across the country, and they offer customizable coverage options to meet the unique needs of their customers.

States Where Employers Insurance is Provided

Employers Insurance is currently available in the following states:

• Arizona
• California
• Colorado
• Florida
• Georgia
• Nevada
• New Jersey
• Ohio
• Oregon
• Pennsylvania
• Texas

There are several ways to find out if Employers Insurance is available in your state:

• Visit the Employers Insurance website: On the company’s website, you can find information about the products and services they offer, as well as the states where their coverage is available. Simply navigate to their “Coverage” or “Products & Services” page to learn more.
• Contact a local agent: Employers Insurance works with local agents who can provide you with more detailed information about the coverage options available in your area. To find an agent near you, use the “Find an Agent” tool on their website.
• Call Employers Insurance customer service: You can also speak with a representative from Employers Insurance directly by calling their customer service line. They will be able to answer any questions you have about the availability of their products and services in your state.

Employers Insurance Cost

The cost of Employers Insurance will vary depending on several factors, including the type of coverage you need, the size of your business, and the state where you are located.

Some of the factors that can affect the cost of your coverage include:

• Type of coverage: The cost of your coverage will vary depending on the type of insurance you need. For example, general liability insurance may cost less than professional liability insurance.
• Size of your business: The cost of your coverage will also vary based on the size of your business. Larger businesses may pay more for coverage than smaller businesses, due to the increased risk associated with larger operations.
• Location: Insurance rates can vary by state, so the cost of your coverage will depend on the state where your business is located.
• Claims history: If your business has a history of frequent claims, your rates may be higher.

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Discounts Available Through Employers Insurance

Employers Insurance offers several discounts to help lower the cost of coverage for their customers. Some of the discounts available include:

• Package discount: If you bundle multiple types of insurance coverage, such as general liability insurance and workers’ compensation insurance, you may be eligible for a package discount.
• Loyalty discount: If you have been a customer of Employers Insurance for a certain amount of time, you may be eligible for a loyalty discount.
• Safety discount: If your business implements safety measures to reduce the risk of accidents or injuries, you may be eligible for a safety discount.
• Pay in full discount: If you choose to pay for your coverage in full, rather than making monthly payments, you may be eligible for a pay-in-full discount.

Employers Insurance Customer Reviews

Customers of Employers insurance generally have positive things to say about the company. Many customers appreciate the wide range of coverage options available and the competitive prices offered by the company. They also praise the company for its excellent customer service and the helpfulness of their agents.

Some customers, however, have reported that the claims process can be slow and that it can be difficult to get a prompt response from the company.

Strengths:

• Wide range of coverage options
• Affordable prices
• Excellent customer service

Weaknesses:

• Slow claims process
• Difficult to get a prompt response from the company

Roundup: Employers Insurance

Employers Insurance is a provider of business insurance for small to mid-sized businesses. They offer a range of coverage options, including general liability insurance, workers’ compensation insurance, and professional liability insurance.

The cost of coverage will vary depending on several factors, including the type of coverage needed, the size of the business, and the state where the business is located.

Employers Insurance also offers several discounts to help lower the cost of coverage for their customers, including package discounts, loyalty discounts, safety discounts, and pay-in-full discounts.

Customer reviews of the company have been mixed, with some praising the coverage options and customer service and others criticizing the claims process and pricing.