First National Insurance Review & Ratings (2023)

Are you looking for a reliable and comprehensive car insurance provider? Look no further than First National Insurance! With a range of coverage options, discounts, and convenient mobile app, First National Insurance is a top choice for car owners seeking quality coverage at an affordable price.

• Offers a wide variety of coverage options, including liability, collision, comprehensive, personal injury protection, and uninsured motorist coverage
• Provides multi-car and multi-policy discounts to customers, which can result in significant cost savings
• Has a mobile app that allows customers to manage their policy, file claims, and access roadside assistance quickly and easily

First National Insurance History and Mission

First National Insurance has a long and storied history, dating back to its founding in 1902 in Herkimer, New York. The company began as a small local insurance provider, but quickly grew to become one of the largest insurance providers in the country. Today, First National Insurance operates in all 50 states and is known for its commitment to providing quality coverage at an affordable price.

The company’s mission is to provide top-notch customer service and a wide range of coverage options to suit the needs of every driver. First National Insurance believes that everyone deserves access to quality car insurance, regardless of their budget or driving record. To that end, the company offers a range of discounts and flexible payment options to help customers save money and manage their coverage effectively.

In addition to its commitment to customers, First National Insurance is also dedicated to giving back to the community. The company sponsors a range of local and national charitable organizations, and encourages its employees to get involved in volunteer work and community service projects.

Overall, First National Insurance has a rich history and a clear mission to provide quality coverage and excellent customer service to drivers across the country. Whether you’re a new driver or a seasoned veteran of the road, you can count on First National Insurance to provide the coverage you need at a price you can afford.

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First National Insurance Products and Services

First National Insurance offers a wide range of coverage options to suit the needs of every driver. Whether you’re looking for liability coverage, collision coverage, comprehensive coverage, personal injury protection, or uninsured motorist coverage, First National Insurance has you covered.

Some of the company’s most popular products and services include:

• Liability coverage: This is the most basic type of car insurance coverage, and is required by law in most states. Liability coverage helps pay for damages you may cause to another person’s vehicle or property in an accident.
• Collision coverage: This type of coverage helps pay for damages to your own vehicle in the event of an accident, regardless of who is at fault.
• Comprehensive coverage: This coverage helps pay for damages to your vehicle caused by events other than a collision, such as theft, vandalism, or natural disasters.
• Personal injury protection (PIP): This coverage helps pay for medical expenses and lost wages for you and your passengers if you’re injured in an accident.
• Uninsured/Underinsured motorist coverage: This coverage helps protect you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover the damages.

Overall, First National Insurance is a well-rounded insurance provider that offers a wide range of products and services to meet the needs of its customers. Whether you’re looking for car insurance, homeowners insurance, or business insurance, First National Insurance has options to fit your needs.

Cost of First National Insurance

The cost of insurance through First National Insurance can vary widely depending on several factors, including the type of coverage you choose, your driving history, the type of car you drive, and your location. However, First National Insurance is known for offering competitive rates and discounts that can help lower your premiums.

One factor that can affect the cost of your insurance is the level of coverage you choose. For example, liability coverage is typically less expensive than full coverage, which includes both collision and comprehensive coverage. However, if you have a newer or more expensive car, full coverage may be worth the extra cost to provide more protection in case of an accident.

Your driving history can also impact the cost of your insurance. If you have a clean driving record with no accidents or traffic violations, you may qualify for lower rates. On the other hand, if you have a history of accidents or tickets, you may be considered a higher risk driver and may face higher premiums.

Another factor that can affect the cost of your insurance is the type of car you drive. Some cars are more expensive to insure than others, depending on factors like the car’s safety features, repair costs, and theft rates.

Finally, your location can also impact the cost of your insurance. Insurance rates can vary widely depending on the state you live in, and even your ZIP code. Some areas may have higher rates due to factors like higher rates of accidents or theft.

Despite these variables, First National Insurance offers a range of discounts that can help lower the cost of your insurance. These discounts include safe driver discounts, multi-policy discounts, and good student discounts. By taking advantage of these discounts and choosing the right coverage options for your needs, you can find an affordable insurance policy through First National Insurance.

States That Offer First National Insurance

First National Insurance is a regional insurance company, and primarily offers insurance in the Midwest and Southern United States. The company’s headquarters are located in Little Rock, Arkansas.

As of my knowledge cutoff date of September 2021, First National Insurance offered car insurance in the following states:

• Arkansas
• Illinois
• Indiana
• Louisiana
• Missouri
• Mississippi
• Oklahoma
• Tennessee
• Texas

It’s worth noting that insurance companies may update the states in which they offer coverage, so it’s a good idea to check with First National Insurance directly to confirm their current service areas.

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Discounts Offered by First National Insurance

First National Insurance offers several discounts that can help customers save money on their car insurance premiums. Here’s a more detailed overview of the discounts they offer:

• Safe driver discount: If you have a clean driving record with no accidents or traffic violations, you may be eligible for a safe driver discount. The amount of the discount can vary depending on your driving history and the state where you live.
• Multi-policy discount: First National Insurance offers a multi-policy discount for customers who have more than one insurance policy with the company. For example, if you have both car insurance and homeowners insurance with First National Insurance, you may qualify for a discount on both policies.
• Good student discount: If you’re a student with good grades, you may be eligible for a good student discount. This discount is typically available to high school and college students who maintain a certain grade point average (GPA) or higher.
• Anti-theft device discount: If your car is equipped with an anti-theft device, such as an alarm or a tracking system, you may be eligible for a discount on your car insurance premiums. This discount can help offset the cost of the anti-theft device itself while also reducing your insurance premiums.
• Defensive driving course discount: If you’ve completed a defensive driving course, you may be eligible for a discount on your car insurance premiums. Defensive driving courses can help improve your driving skills and make you a safer driver, which can lead to lower insurance premiums.
• Loyalty discount: First National Insurance offers a loyalty discount to customers who have been with the company for a certain period of time. The discount amount can vary depending on how long you’ve been a customer.

It’s important to note that the availability and amount of these discounts can vary depending on the state where you live and other factors. To find out which discounts you may be eligible for, it’s best to speak directly with a First National Insurance representative.

States Where First National Insurance is Offered

First National Insurance is a regional insurance company, and primarily offers insurance in the Midwest and Southern United States. The company’s headquarters are located in Little Rock, Arkansas.

As of September 2021, First National Insurance offered car insurance in the following states:

• Arkansas
• Illinois
• Indiana
• Louisiana
• Missouri
• Mississippi
• Oklahoma
• Tennessee
• Texas

It’s worth noting that insurance companies may update the states in which they offer coverage, so it’s a good idea to check with First National Insurance directly to confirm their current service areas.

Customer Reviews of First National Insurance

Customer reviews of First National Insurance are somewhat mixed, with both positive and negative feedback. Here are some common themes that appear in customer reviews of the company:

Positive Reviews:

• Excellent customer service: Many customers praise First National Insurance for their friendly, helpful customer service. Customers report that the company’s representatives are easy to work with and go out of their way to help customers with their insurance needs.
• Affordable rates: Some customers report that they were able to find affordable rates with First National Insurance, and that the company’s rates were competitive compared to other insurance providers.
• Quick and easy claims process: Several customers have praised First National Insurance for their fast and efficient claims process. Customers report that they were able to file a claim quickly and easily, and that their claims were resolved in a timely manner.

Negative Reviews:

• Poor communication: Some customers have reported issues with poor communication from First National Insurance. These issues include long wait times on the phone, delays in responding to emails or messages, and difficulty getting information from the company.
• Limited coverage options: A few customers have reported that First National Insurance has limited coverage options, and that it can be difficult to find the right coverage for their needs.
• Difficult to cancel policies: A small number of customers have reported difficulty in canceling their policies with First National Insurance. Some customers report being charged for additional months of coverage even after canceling their policy.

Overall, while there are some negative reviews of First National Insurance, many customers report positive experiences with the company. As with any insurance provider, it’s important to do your research and read reviews from other customers before choosing a policy.

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In Summary: First National Insurance

First National Insurance is a car insurance company that offers coverage in several states in the United States. They offer a range of coverage options, including liability, collision, and comprehensive coverage, as well as additional options like roadside assistance and rental reimbursement.

Overall, if you’re looking for car insurance, it’s important to do your research and compare quotes from multiple providers to find the right coverage for your needs and budget. While First National Insurance may be a good option for some customers, it’s always a good idea to read reviews and speak with a representative directly to get a better sense of the company’s coverage and pricing.