First United American Insurance Review & Ratings (2023)

If you’re looking for car insurance, First United American Insurance is a company worth considering. With a mission to provide excellent coverage at an affordable price, they offer a range of products and services, including liability, collision, and comprehensive coverage.

Customers in a variety of states can take advantage of the different types of discounts available, including safe driver and multiple car discounts. As for customer reviews, many are impressed with the company’s competitive prices and excellent customer service, though some report issues with the claims process.

Interesting Attributes of First United American Insurance:

• First United American Insurance offers a range of products and services, including liability, collision, and comprehensive coverage.
• Customers in a variety of states can take advantage of different types of discounts, including safe driver and multiple car discounts.
• The company has a reputation for offering competitive prices and excellent customer service.

In the world of car insurance, there are countless options to choose from. One company that stands out is First United American Insurance.

With a commitment to providing top-notch coverage at an affordable price, they’ve built a reputation for being a reliable and trustworthy insurer. In this review, we’ll take a closer look at the company’s history, mission, products and services, pricing, discounts, and customer reviews.

First United American Insurance History and Mission

First United American Insurance was founded in 1967 in New York with the mission to provide high-quality insurance products and services to its customers. The company started with a focus on life insurance and has since expanded its offerings to include other types of insurance, including car insurance.

The company’s mission is to provide comprehensive coverage that meets their customers’ needs at a price they can afford. They strive to provide excellent customer service, with a focus on helping their customers understand their policies and making sure they have the coverage they need to protect themselves and their assets.

Over the years, First United American Insurance has grown and expanded its reach, now offering coverage in multiple states across the US. Despite their growth, the company remains committed to their mission of providing high-quality insurance coverage at an affordable price.

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Coverage Available From First United American Insurance

First United American Insurance offers a range of car insurance coverage options to meet the needs of their customers. Here are some of the main types of coverage that they offer:

• Liability coverage: Liability coverage is required by law in most states and protects if you’re found responsible for an accident that causes injury or damage to someone else’s property. This coverage includes both bodily injury liability and property damage liability.
• Collision coverage: Collision coverage is designed to protect your vehicle in the event of an accident, regardless of who’s at fault. This coverage will pay for damages to your car, up to the policy limit, minus your deductible.
• Comprehensive coverage: Comprehensive coverage protects against non-collision events, such as theft, vandalism, or natural disasters. This coverage also includes coverage for damage caused by hitting an animal, such as a deer or moose.
• Personal injury protection (PIP): PIP coverage provides coverage for medical expenses and lost wages if you or your passengers are injured in an accident. This coverage is often required in “no-fault” states.
• Uninsured/underinsured motorist coverage: This coverage protects you if you’re involved in an accident with a driver who doesn’t have insurance or doesn’t have enough insurance to cover the damages.
• Roadside assistance: First United American Insurance offers optional roadside assistance coverage, which can provide help if you get a flat tire, run out of gas, or need a tow.

The specific types of coverage available and the coverage limits will vary depending on your location and the policy options that you choose.

First United American Insurance Cost

The cost of car insurance from First United American Insurance will depend on a number of factors, including your age, driving record, location, and the type of coverage you choose. Generally, some of the main factors that can impact the cost of car insurance include:

• Age: Younger drivers typically pay more for car insurance than older drivers, as they’re considered higher risk.
• Driving record: Your driving record can have a significant impact on your car insurance rates. If you have a history of accidents or traffic violations, you may pay more for insurance.
• Location: The state and city that you live in can impact your insurance rates, as some areas have higher rates of accidents or vehicle thefts.
• Type of car: The make and model of your vehicle can impact your insurance rates, as more expensive or high-performance cars may be more expensive to insure.
• Coverage amount: The more coverage you have, the more you can expect to pay for your car insurance.

While it’s difficult to provide an exact cost estimate for car insurance from First United American Insurance, their rates are generally competitive with other insurance companies.

Discounts Offered by First United American Insurance

First United American Insurance offers a range of discounts that can help customers save on their car insurance premiums. Here are some of the most common discounts that are available:

• Safe driver discount: If you have a clean driving record with no accidents or violations, you may qualify for a safe driver discount.
• Multi-car discount: If you insure more than one car with First United American Insurance, you may qualify for a multi-car discount.
• Good student discount: If you’re a student with good grades, you may be eligible for a discount on your car insurance premiums.
• Low mileage discount: If you don’t drive your car very much, you may qualify for a low mileage discount.
• Anti-theft device discount: If your car is equipped with an anti-theft device, you may be eligible for a discount on your insurance premiums.
• Bundling discount: If you have other insurance policies with First United American Insurance, such as homeowners or life insurance, you may qualify for a bundling discount.

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States Where First United American Insurance is Available

First United American Insurance is a regional insurance company that primarily operates in the southeastern United States. As of 2021, they offer car insurance in the following states:

• Alabama
• Georgia
• Mississippi
• South Carolina

If you live in one of these states, you may be able to purchase car insurance from First United American Insurance. However, keep in mind that their coverage options and pricing may vary depending on your specific location and driving history.

If you’re interested in finding out if First United American Insurance provides car insurance coverage in your state, here are the steps you can follow:

• You can start by visiting the First United American Insurance website.
• Once you’re on the website, navigate to the car insurance section to learn more about their coverage options and discounts.
• On the car insurance section of the website, you should be able to find a list of the states where First United American Insurance provides coverage. The list may be located on the main page or in a frequently asked questions section.
• If you can’t find a list of states on the website, you can contact the First United American Insurance customer service team for more information. They should be able to tell you if they provide coverage in your state and answer any questions you may have about their policies and pricing.

First United American Insurance Customer Reviews

Customer reviews can provide valuable insights into the quality of an insurance company’s products and services. Here’s an overview of what customers are saying about First United American Insurance:

Strengths:

• Competitive pricing: Many customers have noted that First United American Insurance offers competitive pricing for their car insurance coverage.
• Excellent customer service: Customers have praised the company’s customer service team for being knowledgeable, responsive, and helpful.
• Convenient online tools: First United American Insurance offers a range of online tools, including a quote generator and customer portal, that make it easy to manage your policy and get support.

Weaknesses:

• Limited coverage options: Some customers have reported that the company’s coverage options are somewhat limited compared to other insurance providers.
• Slow claims processing: A few customers have mentioned that the claims process can be slow and cumbersome, with some claims taking several weeks to process and resolve.
• Some communication issues: A handful of customers have reported difficulties communicating with the company’s customer service team, with some phone calls and emails going unanswered.

In Review: First United American Insurance

First United American Insurance is a regional insurance company that primarily provides car insurance coverage in the southeastern United States. They offer a range of coverage options, including liability, collision, and comprehensive insurance, as well as several discounts that can help you save money on your policy.

While the company’s coverage options and pricing may vary depending on your specific location and driving history, many customers have praised First United American Insurance for their competitive pricing, excellent customer service, and convenient online tools. However, some customers have reported issues with the claims process and limited coverage options.

If you live in Alabama, Georgia, Mississippi, or South Carolina and are interested in purchasing car insurance from First United American Insurance, you can visit their website to learn more about their coverage options and get a quote online.

By reviewing customer reviews and conducting your research, you can make an informed decision about whether First United American Insurance is the right provider for your needs and budget.