United Equitable Property Insurance Review & Ratings (2022)

United Equitable Insurance offers property insurance options and non-standard car insurance to its policyholders. While the company does not include any information about policies or rates on its website, there are countless complaints concerning the company’s unwillingness to communicate. The BBB has given United Equitable an F rating, and A.M. Best cited the company’s future outlook as negative.

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Chris Tepedino is a feature writer that has written extensively about home, life, and car insurance for numerous websites. He has a college degree in communication from the University of Tennessee and has experience reporting, researching investigative pieces, and crafting detailed, data-driven features. His works have been featured on CB Blog Nation, Flow Words, Healing Law, WIBW Kansas, and C...

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Laura Walker graduated college with a BS in Criminal Justice with a minor in Political Science. She married her husband and began working in the family insurance business in 2005. She became a licensed agent and wrote P&C business focusing on personal lines insurance for 10 years. Laura serviced existing business and wrote new business. She now uses her insurance background to help educate...

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Reviewed by Laura Walker
Former Licensed Agent

UPDATED: Dec 21, 2021

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The Rundown

  • United Equitable Insurance Company offers several different types of property insurance
  • The company also offers non-standard car insurance coverage
  • United Equitable has an F rating with the Better Business Bureau and has registered countless complaints about not responding to customers’ needs

United Equitable Insurance Company offers property insurance—including homeowners, renters, and flood insurance—to its policyholders.

When it comes to United Equitable property insurance, there’s very little information offered through the company’s website. Instead, you will have to speak to an agent to get more information or to receive a quote.

If you are looking for property insurance, it’s important to consider only the best insurance companies that can meet your needs and offer you affordable monthly rates.

You can use our free tool above to compare property insurance quotes and see how much you could save on your monthly rates.

What property insurance does United Equitable offer?

United Equitable Insurance Company offers several different types of property insurance, including:

  • Homeowners insurance
  • Renters insurance
  • Flood insurance
  • Earthquake insurance

In addition to property insurance needs, United Equitable also offers car insurance, though its products are most appealing to a high-risk clientele looking for non-standard auto insurance coverage.

United Equitable may offer additional insurance coverages, but the company does not give any information on its website when it comes to coverage options or insurance quotes.

Instead, United Equitable requires any potential customers to contact an agent to learn more.

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Does United Equitable respond to insurance claims?

In addition to the lack of information provided by the company when it comes to insurance products, the company also has countless complaints registered by policyholders.

The nature of many of the complaints centers around the fact that the company and its representatives fail to communicate with policyholders when they need to file a claim.

While individuals follow protocol and use the United Equitable insurance phone number, they either do not receive an answer, or they are told they need to call another specific number to file a claim.

Once policyholders call the United Equitable insurance claims phone number, they leave a message that is seldom returned.

Unsurprisingly, United Equitable insurance lawsuits are quite common, with countless examples of lawsuits from policyholders popping up after a quick Google search.

How are United Equitable’s ratings?

It is obvious from the information provided above that United Equitable has extremely negative customer reviews online, and for a good reason. If you purchase an insurance policy, your expectation is that it would be beneficial to you if and when you ever need to use it.

With United Equitable, however, there is little to no assistance when it comes to filing an insurance claim. For this reason, the company has garnered negative ratings from trusted sources.

The Better Business Bureau has given United Equitable an F rating, citing the company’s neglect when it comes to customer claims.

On the BBB website, you can see that, out of nearly 100 complaints with the company, over 85% of the complaints are directly related to a problem with United Equitable’s service.

Similar to BBB, A.M. Best has given United Equitable a rating of C++ (Marginal) for financial strength and has ascribed a negative outlook to the company’s future goals.

Overall, this shows that United Equitable is not a safe company to choose when it comes to insurance needs.

What are United Equitable’s property insurance rates?

It’s hard to know what United Equitable’s insurance rates are for property insurance since they don’t list anything online.

But you can check out the table below to see average homeowners insurance rates by state. This may help you better understand what you can expect to pay in property insurance rates where you live.

Average Annual Homeowners Insurance Rates by State

StateAverage Annual Rates
Alabama$1,433
Alaska$959
Arizona$825
Arkansas$1,373
California$1,008
Colorado$1,495
Connecticut$1,479
Delaware$833
District of Columbia$1,235
Florida$1,951
Georgia$1,267
Hawaii$1,102
Idaho$730
Illinois$1,056
Indiana$1,000
Iowa$964
Kansas$1,584
Kentucky$1,109
Lousiana$1,968
Maine$882
Maryland$1,037
Massachusetts$1,488
Michigan$942
Minnesota$1,348
Mississippi$1,537
Missouri$1,285
Montana$1,174
Nebraska$1,481
Nevada$755
New Hampshire$972
New Jersey$1,192
New Mexico$1,017
New York$1,309
North Carolina$1,086
North Dakota$1,253
Ohio$862
Oklahoma$1,885
Oregon$677
Pennsylvania$931
Rhode Island$1,551
South Carolina$1,269
South Dakota$1,202
Tennessee$1,196
Texas$1,893
Utah$692
Vermont$918
Virginia$999
Washington$854
West Virginia$940
Wisconsin$779
Wyoming$1,156
Countrywide$1,211
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Along with location, there are other factors that affect homeowners insurance rates, like the size of the property and how much it’s worth.

As you search for property insurance, be sure to shop around online and compare quotes from different companies to get the best deal.

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Should I buy property insurance with United Equitable?

The company’s negative customer reviews, along with negative ratings from different organizations, make it clear that it’s risky to pursue United Equitable to help with your insurance needs.

You need a company that is willing and able to take care of you and payout what you deserve when it comes to insurance claims. There is good reason to hesitate with United Equitable.

Instead, compare quotes online to see which companies in your area offer affordable property insurance while still following through on their end of the deal.

You can use our free tool below to find and compare property insurance rates today.

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