Cheap Honda Ridgeline Car Insurance in 2024 (Cash Savings With These 10 Companies!)
Safeco, USAA, and Erie are our top providers of affordable and cheap Honda Ridgeline car insurance, starting at $30 monthly. These insurers prioritize offering a variety of coverage options to guarantee reliable protection and peace of mind or reassurance for their customers' driving needs.
Free Auto Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Sep 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
UPDATED: Sep 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance company and cannot guarantee quotes from any single insurance company.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
1,167 reviewsCompany Facts
Min. Coverage for Honda Ridgeline
A.M. Best Rating
Complaint Level
Pros & Cons
1,167 reviews
6,435 reviewsCompany Facts
Min. Coverage for Honda Ridgeline
A.M. Best Rating
Complaint Level
Pros & Cons
6,435 reviews
1,814 reviewsCompany Facts
Min. Coverage for Honda Ridgeline
A.M. Best Rating
Complaint Level
Pros & Cons
1,814 reviews
Safeco is renowned for its affordable and cheap Honda Ridgeline car insurance, offering competitive rates starting at $30 per month for basic coverage.
Teaming up with USAA and Erie, these insurance companies offer budget-friendly and extensive car insurance policies, focusing on ensuring customer satisfaction and reliable coverage.
Our Top 10 Company Picks: Cheap Honda Ridgeline Car Insurance
Company Rank Monthly Rates A.M. Best Best For Jump to Pros/Cons
#1 $30 A Online Tools Safeco
#2 $33 A++ Military Benefits USAA
#3 $36 A+ Customer Service Erie
#4 $38 B Local Agents State Farm
#5 $40 A++ Add-on Coverages Auto-Owners
#6 $42 A+ Competitive Rates Progressive
#7 $44 A+ Accident Forgiveness Nationwide
#8 $46 A+ Customer Service Amica
#9 $53 A First-Responder Discount Farmers
#10 $68 A Customizable Policies Liberty Mutual
If you are considering purchasing a Honda Ridgeline, it’s important to also consider the cost of car insurance. Car insurance rates can vary significantly based on numerous factors such as your age, driving record, location, and the model of your vehicle.
In this article, we will explore the various factors that can affect the cost of Honda Ridgeline car insurance and discuss the different types of car insurance available for your Honda Ridgeline. Enter your ZIP code now.
#1 – Safeco: Top Overall Pick
Pros
- Affordable Premiums: Starting at $30 per month, Safeco offers one of the lowest rates available.
- Good Customer Service: Safeco is known for its responsive customer service and efficient claims handling.
- Variety of Coverage Options: They provide a wide range of coverage options to cater to different insurance needs.
Cons
- Availability: Safeco’s availability can be limited compared to larger national insurers. Learn more through our Safeco insurance reivew.
- Discounts: Some customers may find Safeco offers fewer discounts compared to competitors with broader market reach.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#2 – USAA: Best for Military Benefits
Pros
- Military Benefits: USAA offers extensive benefits and discounts tailored specifically for military members and their families.
- High Customer Satisfaction: Customers consistently rate USAA highly for its exceptional customer service and member support.
- Financial Stability: USAA boasts strong financial stability and reliability as a financial services provider. Read more through our USAA insurance review.
Cons
- Eligibility Requirements: USAA membership is limited to military personnel, veterans, and their immediate families.
- Limited Branches: While USAA offers online and phone services, it has fewer physical branches compared to larger insurers.
#3 – Erie: Best for Customer Service
Pros
- Competitive Rates: Erie Insurance provides competitive rates starting at $36 per month, appealing to budget-conscious consumers.
- Excellent Customer Service: Erie is well-regarded for its personalized customer service and attentive claims handling.
- Add-On Coverages: Erie offers a variety of optional add-on coverages to customize policies according to individual needs.
Cons
- Availability: Erie Insurance is available in a limited number of states, which may restrict options for some customers. Read more through our Erie insurance review.
- Discounts: Some customers may find Erie offers fewer discounts compared to larger national insurers.
#4 – State Farm: Best for Local Agents
Pros
- Local Agents: State Farm boasts an extensive network of local agents who provide personalized service and support.
- Strong Reputation: With a longstanding reputation for reliability, State Farm is trusted by many customers for their insurance needs.
- Wide Range of Products: In addition to auto insurance, State Farm offers a broad range of insurance products, providing comprehensive coverage options. Follow us through our State Farm insurance review.
Cons
- Higher Premiums: State Farm premiums tend to be slightly higher compared to some competitors offering budget options.
- Claim Handling: There are occasional mixed reviews regarding the speed and efficiency of State Farm’s claims processing.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#5 – Auto-Owners: Best for Add-on Coverages
Pros
- Customizable Policies: Auto-Owners Insurance offers highly customizable policies, allowing customers to tailor coverage to their specific needs. Learn more through our Auto-Owners insurance review.
- Strong Financial Ratings: With strong financial stability ratings, Auto-Owners provides peace of mind regarding their financial strength.
- Personalized Service: Customers appreciate Auto-Owners for its personalized service delivered through local agents who understand local market dynamics.
Cons
- Limited Availability: Auto-Owners Insurance may have limited availability in certain regions, potentially limiting choices for some customers.
- Higher Premiums: Premium rates with Auto-Owners Insurance are generally higher compared to budget-focused insurers in the market.
#6 – Progressive: Best for Competitive Rates
Pros
- Competitive Rates: Progressive is known for offering competitive rates, starting at $42 per month, with various discounts available.
- Innovative Tools: Progressive provides innovative tools like the Snapshot program, which can lower premiums based on driving habits.
- Extensive Coverage Options: Offers a wide range of coverage options and add-ons, including gap insurance and roadside assistance.
Cons
- Customer Service: Progressive has received mixed reviews regarding the quality of its customer service and claims handling.
- Rate Increases: Some customers report significant rate increases upon policy renewal. Read more through our Progressive insurance review.
#7 – Nationwide: Best for Accident Forgiveness
Pros
- Accident Forgiveness: Nationwide offers accident forgiveness, which prevents your rates from increasing after your first at-fault accident.
- Vanishing Deductible: With the vanishing deductible program, your deductible decreases over time if you maintain a clean driving record.
- Comprehensive Coverage: Nationwide provides a broad range of coverage options, including comprehensive and collision coverage.
Cons
- Higher Premiums: Premiums start at $44 per month, which is higher compared to some other budget-friendly options.
- Claims Processing: Some customers have reported slow claims processing times. Learn more through our Nationwide insurance review.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
#8 – Amica: Best for Customer Service
Pros
- Customer Service: Amica is highly rated for its excellent customer service and support. Learn more through our Amica insurance review.
- Dividend Policies: Offers dividend policies that can return a portion of your premium at the end of the policy term.
- Bundling Discounts: Provides significant discounts for bundling auto insurance with other types of insurance policies.
Cons
- Higher Cost: Starting premiums at $46 per month are on the higher end compared to some other insurers.
- Limited Availability: Amica is not available in all states, which can limit options for some customers.
#9 – Farmers: Best for First-Responder Discount
Pros
- First-Responder Discount: Farmers offers special discounts for first responders, which can make insurance more affordable for them.
- Personalized Service: Known for its personalized service through a network of local agents. Read more through our Farmers insurance review.
- Comprehensive Coverage Options: Provides a variety of comprehensive coverage options and additional endorsements.
Cons
- Higher Premiums: With starting premiums at $53 per month, Farmers is one of the more expensive options.
- Mixed Customer Reviews: There are mixed reviews regarding the consistency of customer service and claims handling.
#10 – Liberty Mutual: Best for Customizable Policies
Pros
- Customizable Policies: Liberty Mutual offers highly customizable policies, allowing customers to tailor coverage to their specific needs.
- New Car Replacement: Provides a new car replacement program, which replaces your car with a brand-new one if it’s totaled within the first year.
- Extensive Discounts: Offers a variety of discounts, including for safe driving, bundling, and vehicle safety features. Read more through our Liberty Mutual insurance review.
Cons
- Highest Premiums: With starting premiums at $68 per month, Liberty Mutual is the most expensive option on this list.
- Mixed Claims Experience: Some customers report mixed experiences with the claims process, citing delays and communication issues.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Factors That Affect the Cost of Honda Ridgeline Car Insurance
Understanding the Different Types of Car Insurance for Honda Ridgeline
Tips for Finding Affordable Car Insurance for Your Honda Ridgeline
To find affordable car insurance for your Honda Ridgeline, compare quotes from different insurers, consider raising deductibles to lower premiums, and look for discounts like safe driving and policy bundling. Improving your credit score can also help reduce rates.
Review your collision and comprehensive car insurance coverage annually to ensure it still meets your needs and includes available discounts. These steps can help you secure cost-effective insurance without sacrificing coverage.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Common Mistakes to Avoid When Shopping for Honda Ridgeline Car Insurance
Frequently Asked Questions
What factors affect the cost of Honda Ridgeline car insurance?
The cost of Honda Ridgeline car insurance can be influenced by several factors, including the driver’s age, location, driving history, credit score, coverage options, and deductibles.
Are Honda Ridgeline cars expensive to insure?
The insurance cost for Honda Ridgeline cars can vary depending on various factors. However, generally, Honda Ridgeline cars tend to have reasonable insurance rates compared to some other vehicles in the same class. Enter your ZIP code now to start.
Are there any specific safety features of the Honda Ridgeline that can lower insurance premiums?
Does the cost of insurance for a Honda Ridgeline differ based on the model year?
Yes, the insurance cost for a Honda Ridgeline can vary based on the model year. Generally, newer models may have higher insurance rates due to their higher value, while older models may have lower rates.
What are some ways to save money on Honda Ridgeline car insurance?
To save money on Honda Ridgeline car insurance, you can consider options such as maintaining a clean driving record, bundling your car insurance with other policies, increasing your deductibles, qualifying for discounts, and comparing quotes from multiple insurance providers. Enter your ZIP code now to begin.
Which insurance provider offers the lowest starting premium for Honda Ridgeline car insurance?
What are some factors that can affect the cost of Honda Ridgeline car insurance?
Factors include the driver’s age, driving history, location, credit score, and the model year of the Honda Ridgeline.
Which insurance company is noted for offering special benefits and discounts to military members and their families?
USAA offers special benefits and discounts for military members and their families. Enter your ZIP code now to begin comparing.
What are some ways to potentially lower the cost of Honda Ridgeline car insurance?
Which provider offers a new car replacement program, and what does it entail?
Liberty Mutual offers a new car replacement program, which replaces your car with a brand-new one if it’s totaled within the first year.
Compare The Best Insurance Quotes In The Country
Compare quotes from the top insurance companies and save!
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything insurance related. We update our site regularly, and all content is reviewed by insurance experts.
